PlainZIP

Elwood, IN · standard

ZIP Code 46036

Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,663
57/sq mi
$62,074
Median income
$117,700
Median home value
13.0%
Bachelor's or higher

The verdict

Elwood pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

33th pct
household income, US ZIPs
16th pct
home value, US ZIPs
57
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46036 against every reporting US ZIP.

ZIP code 46036 is a mid-sized community (a standard USPS delivery area) in Elwood, Madison County, Indiana, home to 11,663 residents across 203.5 square miles, a density of 57 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46036 reports a modest median household income of $62,074 (16% below the Indiana average), while per-capita income is $31,363. Local economic indicators show a 15.8% poverty rate alongside 5.7% unemployment. On housing, the median home value is $117,700 (39% below the state average) with median rent at $865 per month, and 72.9% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 13.0% of adults hold a bachelor's degree or higher, the median age is 44.4, and the average commute is 29 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 46036, plus 6 more within Madison County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46036

Top 5 sectors by establishment count in Elwood, IN

Which industries have the most business establishments in ZIP 46036.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46036, Elwood, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,663

Population

203.5

Area (sq mi)

57

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46036?

44.4

Median Age

50.5%

Male

49.5%

Female

0.6%

Foreign-Born

White 93.7%
African American 0.5%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,074

Median Household Income

-16% vs state

$31,363

Per Capita Income

15.8%

Poverty Rate

5.7%

Unemployment Rate

29.2 min

Mean Commute Time

How ZIP 46036 ranks nationally

Elwood, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$62,074 33rd percentile higher than 33% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.0%
Bachelor's Degree or Higher 13.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,262

Total Housing Units

4,693

Occupied Units

569

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 72.9%
Renter 27.1%

$117,700

Median Home Value

-39% vs state

$865

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.4%

YoY Change (2024)

205

HPI Index (2000 = 100)

+105%

Total Change Since 2000

Home values in ZIP 46036 have increased 11.4% over the past year (2024). Since 2000, this ZIP has seen +105% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.3% 134
2021 +8.5% 146
2022 +24.5% 181
2023 +1.3% 184
2024 +11.4% 205

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 199 business establishments in ZIP 46036, employing approximately 3,315 people with a combined annual payroll of $159,122,000.

199

Businesses

3,315

Employees

$159.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 35 17.6%
Health care and social assistance 28 14.1%
Accommodation and food services 25 12.6%
Other services (except public administration) 25 12.6%
Construction 15 7.5%
Transportation and warehousing 13 6.5%
Professional, scientific, and technical services 12 6.0%
Finance and insurance 10 5.0%
Manufacturing 8 4.0%
Wholesale trade 7 3.5%
Real estate and rental and leasing 7 3.5%
Arts, entertainment, and recreation 4 2.0%
Information 3 1.5%
Administrative and support and waste management and remediation services 3 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46036 vs 46044 →

ZIP 46036 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46036 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46036 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46036 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46044 Frankton, IN 2,965 6.3 mi
46047 Hobbs, IN 43 6.2 mi
46063 Orestes, IN 401 5.9 mi
46076 Windfall, IN 1,696 7.2 mi
46928 Fairmount, IN 4,951 10.9 mi

More ZIP Codes in Madison County

46012 standard
Anderson, IN
Pop: 19,414
46016 standard
Anderson, IN
Pop: 19,225
46013 standard
Anderson, IN
Pop: 17,876
46064 standard
Pendleton, IN
Pop: 17,148
46011 standard
Anderson, IN
Pop: 16,770
46001 standard
Alexandria, IN
Pop: 10,459

Related Areas

Madison County Elwood, IN Indiana

Frequently Asked Questions

What county is ZIP code 46036 in? ▼
ZIP code 46036 (Elwood) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46036? ▼
ZIP code 46036 in Elwood, IN has a population of 11,663 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46036? ▼
The median household income in ZIP 46036 is $62,074, which is 19% below the national average of $76,288.
What is the average home value in ZIP 46036? ▼
The median home value in ZIP 46036 is $117,700, which is 58% below the national average of $278,155.
What is the demographic makeup of ZIP 46036? ▼
The largest racial group in ZIP 46036 is White at 93.7%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 46036? ▼
ZIP code 46036 has 199 business establishments employing approximately 3,315 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46036? ▼
The top industries by establishment count in ZIP 46036 are: Retail trade (35), Health care and social assistance (28), Accommodation and food services (25). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46036? ▼
According to the FHFA House Price Index, home values in ZIP 46036 increased by 11.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 105%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46036? ▼
In ZIP code 46036, 64.0% of residents aged 25+ have a high school diploma or higher, and 13.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46036? ▼
The mean commute time for workers in ZIP code 46036 is 29.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46036? ▼
In ZIP code 46036, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46036? ▼
The poverty rate in ZIP code 46036 is 15.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.