Windfall, IN · standard
ZIP Code 46076
Tipton County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,696
- 15/sq mi Moderate-density area
- $73,889
- Median income Near-median income area
- $123,400
- Median home value Below-median home value
- 20.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Windfall pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- 18th pct
- home value, US ZIPs
- 15
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46076 against every reporting US ZIP.
ZIP code 46076 covers 114.6 square miles in Windfall, Tipton County, Indiana (a standard USPS delivery area), with a modest 1,696 residents on file, a density of 15 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46076 lands in the middle-income range, with a median household income of $73,889 (0% above the average Indiana ZIP), while per-capita income is $36,235. The poverty rate is 12.1%, with unemployment at 1.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $123,400 (36% below the average Indiana ZIP), and median rent is $863; owner occupancy is 90.9%.
Educational attainment sits below the national norm: 20.9% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 28 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 5 more in Tipton County, so 46076 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46076, Windfall, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,696
Population
114.6
Area (sq mi)
15
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46076?
39.7
Median Age
48.2%
Male
51.8%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,889
Median Household Income
+0% vs state ZIP avg
$36,235
Per Capita Income
12.1%
Poverty Rate
1.4%
Unemployment Rate
28.4 min
Mean Commute Time
How ZIP 46076 ranks among Indiana ZIPs
Windfall, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$73,889 Top 44% higher than 56% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
717housing units
717
Total Housing Units
648
Occupied Units
69
Vacant Units
2.52
Avg Household Size
Occupancy Type
$123,400
Median Home Value
-36% vs state ZIP avg
$863
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.5%
YoY Change (2024)
205
HPI Index (2000 = 100)
+105%
Total Change Since 2000
Home values in ZIP 46076 have increased 10.5% over the past year (2024). Since 2000, this ZIP has seen +105% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | -12.4% | 107 |
| 2020 | +16.8% | 125 |
| 2021 | +6.9% | 134 |
| 2022 | +10.5% | 148 |
| 2024 | – | 205 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 46076, employing approximately 115 people with a combined annual payroll of $5,472,000.
15
Businesses
115
Employees
$5.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 4 | 26.7% |
| Transportation and warehousing | 3 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46076 vs 46047 →
ZIP 46076 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46036
Elwood (46036)
11,663 residents
- 46072
Tipton (46072)
9,324 residents
- 46936
Greentown (46936)
5,922 residents
- 46986 1,915
Swayzee (46986)
1,915 residents
- 46076 1,696
Windfall (46076)
1,696 residents
- 46047 43
Hobbs (46047)
43 residents
What this shows Among its immediate neighbors, ZIP 46076 ranks #5 by population - useful context the national average alone can't give.
ZIP 46076 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46936
Greentown (46936)
$79,900 median income
- 46986
Swayzee (46986)
$79,438 median income
- 46076
Windfall (46076)
$73,889 median income
- 46072
Tipton (46072)
$72,375 median income
- 46036
Elwood (46036)
$62,074 median income
What this shows By household income, ZIP 46076 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46076, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,696 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Tipton County
Related Areas
Frequently Asked Questions
What county is ZIP code 46076 in?
ZIP code 46076 (Windfall) is located in Tipton County, Indiana. Tipton County contains multiple ZIP codes, see the full list at /counties/tipton-in.
What is the population of ZIP code 46076?
ZIP code 46076 in Windfall, IN has a population of 1,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46076?
The median household income in ZIP 46076 is $73,889, which is 3% below the national average of $76,288.
What is the average home value in ZIP 46076?
The median home value in ZIP 46076 is $123,400, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 46076?
The largest racial group in ZIP 46076 is White at 88.5%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 46076?
ZIP code 46076 has 15 business establishments employing approximately 115 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 46076?
According to the FHFA House Price Index, home values in ZIP 46076 increased by 10.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 105%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46076?
In ZIP code 46076, 59.0% of residents aged 25+ have a high school diploma or higher, and 20.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46076?
The mean commute time for workers in ZIP code 46076 is 28.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46076?
In ZIP code 46076, approximately 90.9% of occupied housing units are owner-occupied and 9.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46076?
The poverty rate in ZIP code 46076 is 12.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46076's numbers, next.
- See how ZIP 46076 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Windfall, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.