PlainZIP

Windfall, IN · standard

ZIP Code 46076

Tipton County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,696
15/sq mi
$73,889
Median income
$123,400
Median home value
20.9%
Bachelor's or higher

The verdict

Windfall pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
18th pct
home value, US ZIPs
15
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46076 against every reporting US ZIP.

ZIP code 46076 covers 114.6 square miles in Windfall, Tipton County, Indiana (a standard USPS delivery area), with a modest 1,696 residents on file, a density of 15 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46076 lands in the middle-income range, with a median household income of $73,889 (0% above the Indiana average), while per-capita income is $36,235. Poverty here runs at 12.1%, with unemployment measured at 1.4%. The typical home here is valued at $123,400 (36% below the state average); renters pay a median of $863 monthly, and 90.9% of units are owner-occupied.

Educational attainment sits below the national norm: 20.9% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 28 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Tipton County, letting you compare 46076 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46076, Windfall, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,696

Population

114.6

Area (sq mi)

15

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46076?

39.7

Median Age

48.2%

Male

51.8%

Female

0.0%

Foreign-Born

White 88.5%
African American 0.9%
Asian 0.6%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.3%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,889

Median Household Income

+0% vs state

$36,235

Per Capita Income

12.1%

Poverty Rate

1.4%

Unemployment Rate

28.4 min

Mean Commute Time

How ZIP 46076 ranks nationally

Windfall, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,889 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 20.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

717

Total Housing Units

648

Occupied Units

69

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 90.9%
Renter 9.1%

$123,400

Median Home Value

-36% vs state

$863

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.5%

YoY Change (2024)

205

HPI Index (2000 = 100)

+105%

Total Change Since 2000

Home values in ZIP 46076 have increased 10.5% over the past year (2024). Since 2000, this ZIP has seen +105% cumulative appreciation.

Year Annual Change HPI Index
2019 -12.4% 107
2020 +16.8% 125
2021 +6.9% 134
2022 +10.5% 148
2024 – 205

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 46076, employing approximately 115 people with a combined annual payroll of $5,472,000.

15

Businesses

115

Employees

$5.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 4 26.7%
Transportation and warehousing 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46076 vs 46047 →

ZIP 46076 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46076 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46076 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46076 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46047 Hobbs, IN 43 5.5 mi
46936 Greentown, IN 5,922 8.1 mi
46036 Elwood, IN 11,663 7.2 mi
46072 Tipton, IN 9,324 8.8 mi
46986 Swayzee, IN 1,915 11.1 mi

More ZIP Codes in Tipton County

46072 standard
Tipton, IN
Pop: 9,324
46068 standard
Sharpsville, IN
Pop: 2,850
46049 standard
Kempton, IN
Pop: 850
46045 standard
Goldsmith, IN
Pop: 93
46047 standard
Hobbs, IN
Pop: 43

Related Areas

Tipton County Windfall, IN Indiana

Frequently Asked Questions

What county is ZIP code 46076 in? ▼
ZIP code 46076 (Windfall) is located in Tipton County, Indiana. Tipton County contains multiple ZIP codes, see the full list at /counties/tipton-in.
What is the population of ZIP code 46076? ▼
ZIP code 46076 in Windfall, IN has a population of 1,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46076? ▼
The median household income in ZIP 46076 is $73,889, which is 3% below the national average of $76,288.
What is the average home value in ZIP 46076? ▼
The median home value in ZIP 46076 is $123,400, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 46076? ▼
The largest racial group in ZIP 46076 is White at 88.5%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 46076? ▼
ZIP code 46076 has 15 business establishments employing approximately 115 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 46076? ▼
According to the FHFA House Price Index, home values in ZIP 46076 increased by 10.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 105%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46076? ▼
In ZIP code 46076, 59.0% of residents aged 25+ have a high school diploma or higher, and 20.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46076? ▼
The mean commute time for workers in ZIP code 46076 is 28.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46076? ▼
In ZIP code 46076, approximately 90.9% of occupied housing units are owner-occupied and 9.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46076? ▼
The poverty rate in ZIP code 46076 is 12.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.