ZIP Code 46076

standard

Source:

Windfall · Tipton County · Indiana

Population
1,696

15/sq mi

Median income
$73,889

▼ 3% vs US

higher than 53% of US ZIPs

Median home value
$123,400

▼ 56% vs US

higher than 18% of US ZIPs

Bachelor's or higher
20.9%

Median age 39.7

Land area
114.6 sq mi

Indiana/Indianapolis

ZIP code 46076 in Windfall, Indiana has a population of 1,696. The median household income is $73,889, which is 3% below the national average. Median home value is $123,400, 56% below the US average. 20.9% of residents hold a bachelor's degree or higher.

ZIP code 46076 is classified by USPS as a standard delivery area and covers roughly 114.6 square miles in Windfall, Tipton County, Indiana. The area is home to 1,696 residents, producing a population density of 15 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46076 against Indiana and the nation.

On the economic side, the median household income for ZIP 46076 sits at $73,889 (0% above the Indiana average), while per-capita income is $36,235. The poverty rate stands at 12.1% and the unemployment rate at 1.4%. On housing, the median home value is $123,400 (36% below the state average) with median rent at $863 per month, and 90.9% of occupied units are owner-occupied, a direct signal of whether 46076 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.9% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 28 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Tipton County, so you can benchmark 46076 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46076, Windfall, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,696

Population

114.6

Area (sq mi)

15

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46076?

39.7

Median Age

48.2%

Male

51.8%

Female

0.0%

Foreign-Born

White 88.5%
African American 0.9%
Asian 0.6%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.3%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,889

Median Household Income

+0% vs state

$36,235

Per Capita Income

12.1%

Poverty Rate

1.4%

Unemployment Rate

28.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 20.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

717

Total Housing Units

648

Occupied Units

69

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 90.9%
Renter 9.1%

$123,400

Median Home Value

-36% vs state

$863

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.5%

YoY Change (2024)

205

HPI Index (2000 = 100)

+105%

Total Change Since 2000

Home values in ZIP 46076 have increased 10.5% over the past year (2024). Since 2000, this ZIP has seen +105% cumulative appreciation.

Year Annual Change HPI Index
2019 -12.4% 107
2020 +16.8% 125
2021 +6.9% 134
2022 +10.5% 148
2024 205

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 46076, employing approximately 115 people with a combined annual payroll of $5,472,000.

15

Businesses

115

Employees

$5.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 4 26.7%
Transportation and warehousing 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46076 vs 46047 →

ZIP Code City Population Distance
46047 Hobbs, IN 43 5.5 mi
46936 Greentown, IN 5,922 8.1 mi
46036 Elwood, IN 11,663 7.2 mi
46072 Tipton, IN 9,324 8.8 mi
46986 Swayzee, IN 1,915 11.1 mi

More ZIP Codes in Tipton County

Frequently Asked Questions

What county is ZIP code 46076 in?
ZIP code 46076 (Windfall) is located in Tipton County, Indiana. Tipton County contains multiple ZIP codes, see the full list at /counties/tipton-in.
What is the population of ZIP code 46076?
ZIP code 46076 in Windfall, IN has a population of 1,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46076?
The median household income in ZIP 46076 is $73,889, which is 3% below the national average of $76,288.
What is the average home value in ZIP 46076?
The median home value in ZIP 46076 is $123,400, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 46076?
The largest racial group in ZIP 46076 is White at 88.5%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 46076?
ZIP code 46076 has 15 business establishments employing approximately 115 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 46076?
According to the FHFA House Price Index, home values in ZIP 46076 increased by 10.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 105%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46076?
In ZIP code 46076, 59.0% of residents aged 25+ have a high school diploma or higher, and 20.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46076?
The mean commute time for workers in ZIP code 46076 is 28.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46076?
In ZIP code 46076, approximately 90.9% of occupied housing units are owner-occupied and 9.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46076?
The poverty rate in ZIP code 46076 is 12.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Windfall, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.