ZIP Code 46902

standard

Source:

Kokomo · Howard County · Indiana

Population
35,697

259/sq mi

Median income
$62,126

▼ 19% vs US

higher than 33% of US ZIPs

Median home value
$168,800

▼ 39% vs US

higher than 34% of US ZIPs

Bachelor's or higher
21.4%

Median age 40.1

Land area
138.1 sq mi

Indiana/Indianapolis

ZIP code 46902 in Kokomo, Indiana has a population of 35,697. The median household income is $62,126, which is 19% below the national average. Median home value is $168,800, 39% below the US average. 21.4% of residents hold a bachelor's degree or higher.

ZIP code 46902 is classified by USPS as a standard delivery area and covers roughly 138.1 square miles in Kokomo, Howard County, Indiana. The area is home to 35,697 residents, producing a population density of 259 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46902 against Indiana and the nation.

On the economic side, the median household income for ZIP 46902 sits at $62,126 (16% below the Indiana average), while per-capita income is $36,632. The poverty rate stands at 13.7% and the unemployment rate at 3.7%. On housing, the median home value is $168,800 (13% below the state average) with median rent at $955 per month, and 67.0% of occupied units are owner-occupied, a direct signal of whether 46902 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.4% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 19 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Howard County, so you can benchmark 46902 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46902

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46902.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46902, Kokomo, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

35,697

Population

138.1

Area (sq mi)

259

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46902?

40.1

Median Age

46.7%

Male

53.3%

Female

3.2%

Foreign-Born

White 83.2%
African American 8.0%
Asian 2.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,126

Median Household Income

-16% vs state

$36,632

Per Capita Income

13.7%

Poverty Rate

3.7%

Unemployment Rate

19.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.9%
Bachelor's Degree or Higher 21.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,253

Total Housing Units

16,457

Occupied Units

1,796

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 67.0%
Renter 33.0%

$168,800

Median Home Value

-13% vs state

$955

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.8%

YoY Change (2024)

178

HPI Index (2000 = 100)

+78%

Total Change Since 2000

Home values in ZIP 46902 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +78% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 119
2021 +11.7% 133
2022 +14.9% 153
2023 +10.7% 169
2024 +4.8% 178

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 813 business establishments in ZIP 46902, employing approximately 16,731 people with a combined annual payroll of $974,778,000.

813

Businesses

16,731

Employees

$974.8M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 173 21.3%
Retail trade 138 17.0%
Accommodation and food services 101 12.4%
Other services (except public administration) 96 11.8%
Finance and insurance 72 8.9%
Professional, scientific, and technical services 43 5.3%
Construction 38 4.7%
Administrative and support and waste management and remediation services 33 4.1%
Real estate and rental and leasing 31 3.8%
Manufacturing 23 2.8%
Arts, entertainment, and recreation 15 1.9%
Wholesale trade 14 1.7%
Information 11 1.4%
Educational services 8 1.0%
Transportation and warehousing 7 0.9%
Utilities 5 0.6%
Management of companies and enterprises 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46902 vs 46068 →

ZIP Code City Population Distance
46068 Sharpsville, IN 2,850 4.3 mi
46901 Kokomo, IN 37,633 6.8 mi
46045 Goldsmith, IN 93 10.7 mi
46049 Kempton, IN 850 11.7 mi

More ZIP Codes in Howard County

Frequently Asked Questions

What county is ZIP code 46902 in?
ZIP code 46902 (Kokomo) is located in Howard County, Indiana. Howard County contains multiple ZIP codes, see the full list at /counties/howard-in.
What is the population of ZIP code 46902?
ZIP code 46902 in Kokomo, IN has a population of 35,697 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46902?
The median household income in ZIP 46902 is $62,126, which is 19% below the national average of $76,288.
What is the average home value in ZIP 46902?
The median home value in ZIP 46902 is $168,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 46902?
The largest racial group in ZIP 46902 is White at 83.2%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 46902?
ZIP code 46902 has 813 business establishments employing approximately 16,731 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46902?
The top industries by establishment count in ZIP 46902 are: Health care and social assistance (173), Retail trade (138), Accommodation and food services (101). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 46902?
According to the FHFA House Price Index, home values in ZIP 46902 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 78%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46902?
In ZIP code 46902, 58.9% of residents aged 25+ have a high school diploma or higher, and 21.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46902?
The mean commute time for workers in ZIP code 46902 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46902?
In ZIP code 46902, approximately 67.0% of occupied housing units are owner-occupied and 33.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46902?
The poverty rate in ZIP code 46902 is 13.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Kokomo, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.