Russiaville, IN · standard
ZIP Code 46979
Howard County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,733
- 43/sq mi Moderate-density area
- $88,832
- Median income Above-median income area
- $213,500
- Median home value Near-median home value
- 28.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Russiaville pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- 47th pct
- home value, US ZIPs
- 43
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46979 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46979 (Russiaville, IN) rose +18.0% from 2023 to 2024. The all-transactions index moved from 163.6 in 2023 to 193.1 in 2024 (2000 = 100).
ZIP code 46979 covers 109.3 square miles in Russiaville, Howard County, Indiana (a standard USPS delivery area), with a modest 4,733 residents on file, a density of 43 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46979 lands in the middle-income range, with a median household income of $88,832 (21% above the average Indiana ZIP), while per-capita income is $41,733. The poverty rate is 5.1%, with unemployment at 7.1%; those measures add context to the income figure. Median home value is $213,500 (10% above the average Indiana ZIP) and median rent is $760; 92.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 28.3% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is 25 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 3 more in Howard County, so 46979 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46979
Top 5 sectors by establishment count in Russiaville, IN
Which industries have the most business establishments in ZIP 46979.
- Construction
Construction
12 establishments
- Retail trade
Retail trade
12 establishments
- Other services (except public administration)
Other services (except public administration)
9 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
8 establishments
- Manufacturing
Manufacturing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46979, Russiaville, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,733
Population
109.3
Area (sq mi)
43
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46979?
44.2
Median Age
50.4%
Male
49.6%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,832
Median Household Income
+21% vs state ZIP avg
$41,733
Per Capita Income
5.1%
Poverty Rate
7.1%
Unemployment Rate
25.3 min
Mean Commute Time
How ZIP 46979 ranks among Indiana ZIPs
Russiaville, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$88,832 Top 19% higher than 81% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,894housing units
1,894
Total Housing Units
1,831
Occupied Units
63
Vacant Units
2.68
Avg Household Size
Occupancy Type
$213,500
Median Home Value
+10% vs state ZIP avg
$760
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+18.0%
YoY Change (2024)
193
HPI Index (2000 = 100)
+93%
Total Change Since 2000
Home values in ZIP 46979 have increased 18.0% over the past year (2024). Since 2000, this ZIP has seen +93% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.5% | 122 |
| 2021 | +11.2% | 136 |
| 2022 | +10.6% | 151 |
| 2023 | +8.7% | 164 |
| 2024 | +18.0% | 193 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 68 business establishments in ZIP 46979, employing approximately 380 people with a combined annual payroll of $15,131,000.
68
Businesses
380
Employees
$15.1M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 17.6% |
| Retail trade | 12 | 17.6% |
| Other services (except public administration) | 9 | 13.2% |
| Administrative and support and waste management and remediation services | 8 | 11.8% |
| Manufacturing | 5 | 7.3% |
| Finance and insurance | 5 | 7.3% |
| Transportation and warehousing | 4 | 5.9% |
| Health care and social assistance | 4 | 5.9% |
| Professional, scientific, and technical services | 3 | 4.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46979 vs 46039 →
ZIP 46979 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46901
Kokomo (46901)
37,633 residents
- 46979 4,733
Russiaville (46979)
4,733 residents
- 46057 1,179
Michigantown (46057)
1,179 residents
- 46049 850
Kempton (46049)
850 residents
- 46039 745
Forest (46039)
745 residents
- 46915 679
Burlington (46915)
679 residents
- 46998 112
Young America (46998)
112 residents
- 46045 93
Goldsmith (46045)
93 residents
What this shows Among its immediate neighbors, ZIP 46979 ranks #2 by population - useful context the national average alone can't give.
ZIP 46979 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46045
Goldsmith (46045)
$160,912 median income
- 46979
Russiaville (46979)
$88,832 median income
- 46049
Kempton (46049)
$83,594 median income
- 46915
Burlington (46915)
$70,761 median income
- 46901 $60,495
Kokomo (46901)
$60,495 median income
- 46057 $53,173
Michigantown (46057)
$53,173 median income
What this shows By household income, ZIP 46979 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46979, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,733 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Howard County
Related Areas
Frequently Asked Questions
What county is ZIP code 46979 in?
ZIP code 46979 (Russiaville) is located in Howard County, Indiana. Howard County contains multiple ZIP codes, see the full list at /counties/howard-in.
What is the population of ZIP code 46979?
ZIP code 46979 in Russiaville, IN has a population of 4,733 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46979?
The median household income in ZIP 46979 is $88,832, which is 16% above the national average of $76,288.
What is the average home value in ZIP 46979?
The median home value in ZIP 46979 is $213,500, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 46979?
The largest racial group in ZIP 46979 is White at 91.4%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 46979?
ZIP code 46979 has 68 business establishments employing approximately 380 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46979?
The top industries by establishment count in ZIP 46979 are: Construction (12), Retail trade (12), Other services (except public administration) (9). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 46979?
According to the FHFA House Price Index, home values in ZIP 46979 increased by 18.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 93%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46979?
In ZIP code 46979, 62.5% of residents aged 25+ have a high school diploma or higher, and 28.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46979?
The mean commute time for workers in ZIP code 46979 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46979?
In ZIP code 46979, approximately 92.0% of occupied housing units are owner-occupied and 8.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46979?
The poverty rate in ZIP code 46979 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46979's numbers, next.
- See how ZIP 46979 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Russiaville, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.