Frankfort, IN · standard
ZIP Code 46041
Clinton County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,891
- 37/sq mi Moderate-density area
- $63,157
- Median income Near-median income area
- $161,000
- Median home value Below-median home value
- 15.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Frankfort pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 35th pct
- household income, US ZIPs
- 30th pct
- home value, US ZIPs
- 37
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46041 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46041 (Frankfort, IN) rose +9.9% from 2023 to 2024. The all-transactions index moved from 191.7 in 2023 to 210.8 in 2024 (2000 = 100).
ZIP code 46041 is a densely settled ZIP (a standard USPS delivery area) in Frankfort, Clinton County, Indiana, with 23,891 residents across 651.0 square miles, a density of 37 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46041 reports a modest median household income of $63,157 (14% below the average Indiana ZIP), while per-capita income is $30,667. The poverty rate is 10.4%, with unemployment at 2.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $161,000 (17% below the average Indiana ZIP), and median rent is $906; owner occupancy is 71.4%.
Educational attainment sits below the national norm: 15.4% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is 20 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Clinton County, so 46041 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46041
Top 5 sectors by establishment count in Frankfort, IN
Which industries have the most business establishments in ZIP 46041.
- Retail trade
Retail trade
74 establishments
- Other services (except public administration)
Other services (except public administration)
58 establishments
- Health care and social assistance
Health care and social assistance
56 establishments
- Construction
Construction
46 establishments
- Accommodation and food services
Accommodation and food services
43 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46041, Frankfort, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,891
Population
651.0
Area (sq mi)
37
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46041?
36.9
Median Age
49.3%
Male
50.7%
Female
12.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,157
Median Household Income
-14% vs state ZIP avg
$30,667
Per Capita Income
10.4%
Poverty Rate
2.5%
Unemployment Rate
20.0 min
Mean Commute Time
How ZIP 46041 ranks among Indiana ZIPs
Frankfort, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,157 32nd percentile higher than 32% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,814housing units
9,814
Total Housing Units
9,013
Occupied Units
801
Vacant Units
2.52
Avg Household Size
Occupancy Type
$161,000
Median Home Value
-17% vs state ZIP avg
$906
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.9%
YoY Change (2024)
211
HPI Index (2000 = 100)
+111%
Total Change Since 2000
Home values in ZIP 46041 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.3% | 133 |
| 2021 | +13.4% | 150 |
| 2022 | +17.3% | 176 |
| 2023 | +8.7% | 192 |
| 2024 | +9.9% | 211 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 461 business establishments in ZIP 46041, employing approximately 9,668 people with a combined annual payroll of $461,701,000.
461
Businesses
9,668
Employees
$461.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 74 | 16.1% |
| Other services (except public administration) | 58 | 12.6% |
| Health care and social assistance | 56 | 12.2% |
| Construction | 46 | 10.0% |
| Accommodation and food services | 43 | 9.3% |
| Transportation and warehousing | 33 | 7.2% |
| Manufacturing | 27 | 5.9% |
| Finance and insurance | 27 | 5.9% |
| Professional, scientific, and technical services | 23 | 5.0% |
| Wholesale trade | 22 | 4.8% |
| Administrative and support and waste management and remediation services | 17 | 3.7% |
| Real estate and rental and leasing | 12 | 2.6% |
| Information | 10 | 2.2% |
| Educational services | 5 | 1.1% |
| Agriculture, forestry, fishing and hunting | 3 | 0.7% |
| Arts, entertainment, and recreation | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46041 vs 46057 →
ZIP 46041 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46041
Frankfort (46041)
23,891 residents
- 46065 3,669
Rossville (46065)
3,669 residents
- 46050 1,706
Kirklin (46050)
1,706 residents
- 46057 1,179
Michigantown (46057)
1,179 residents
What this shows Among its immediate neighbors, ZIP 46041 ranks the most populous - useful context the national average alone can't give.
ZIP 46041 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46065
Rossville (46065)
$80,104 median income
- 46050
Kirklin (46050)
$74,531 median income
- 46041
Frankfort (46041)
$63,157 median income
- 46057
Michigantown (46057)
$53,173 median income
What this shows By household income, ZIP 46041 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46041, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,891 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clinton County
Related Areas
Frequently Asked Questions
What county is ZIP code 46041 in?
ZIP code 46041 (Frankfort) is located in Clinton County, Indiana. Clinton County contains multiple ZIP codes, see the full list at /counties/clinton-in.
What is the population of ZIP code 46041?
ZIP code 46041 in Frankfort, IN has a population of 23,891 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46041?
The median household income in ZIP 46041 is $63,157, which is 17% below the national average of $76,288.
What is the average home value in ZIP 46041?
The median home value in ZIP 46041 is $161,000, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 46041?
The largest racial group in ZIP 46041 is White at 77.1%. Hispanic or Latino residents make up 25.4% of the population.
How many businesses are in ZIP code 46041?
ZIP code 46041 has 461 business establishments employing approximately 9,668 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46041?
The top industries by establishment count in ZIP 46041 are: Retail trade (74), Other services (except public administration) (58), Health care and social assistance (56). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46041?
According to the FHFA House Price Index, home values in ZIP 46041 increased by 9.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46041?
In ZIP code 46041, 59.1% of residents aged 25+ have a high school diploma or higher, and 15.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46041?
The mean commute time for workers in ZIP code 46041 is 20.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46041?
In ZIP code 46041, approximately 71.4% of occupied housing units are owner-occupied and 28.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46041?
The poverty rate in ZIP code 46041 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46041's numbers, next.
- See how ZIP 46041 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Frankfort, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.