Frankfort, IN · standard

ZIP Code 46041

Clinton County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,891
37/sq mi
$63,157
Median income
$161,000
Median home value
15.4%
Bachelor's or higher

The verdict

Frankfort pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
30th pct
home value, US ZIPs
37
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46041 against every reporting US ZIP.

ZIP code 46041 is a densely settled ZIP (a standard USPS delivery area) in Frankfort, Clinton County, Indiana, with 23,891 residents across 651.0 square miles, a density of 37 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46041 reports a modest median household income of $63,157 (14% below the Indiana average), while per-capita income is $30,667. Poverty here runs at 10.4%, with unemployment measured at 2.5%. Median home value sits at $161,000 (17% below the state average), median rent at $906 a month, and owner-occupancy at 71.4%.

Educational attainment sits below the national norm: 15.4% of adults hold a bachelor's degree or higher, the median age is 36.9, and the average commute is 20 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Clinton County, letting you compare 46041 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46041

Top 5 sectors by establishment count in Frankfort, IN

Which industries have the most business establishments in ZIP 46041.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46041, Frankfort, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,891

Population

651.0

Area (sq mi)

37

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46041?

36.9

Median Age

49.3%

Male

50.7%

Female

12.4%

Foreign-Born

White 77.1%
African American 0.7%
Asian 0.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.9%
Hispanic or Latino 25.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,157

Median Household Income

-14% vs state

$30,667

Per Capita Income

10.4%

Poverty Rate

2.5%

Unemployment Rate

20.0 min

Mean Commute Time

How ZIP 46041 ranks nationally

Frankfort, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,157 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 15.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,814

Total Housing Units

9,013

Occupied Units

801

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 71.4%
Renter 28.6%

$161,000

Median Home Value

-17% vs state

$906

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.9%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 46041 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.3% 133
2021 +13.4% 150
2022 +17.3% 176
2023 +8.7% 192
2024 +9.9% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 461 business establishments in ZIP 46041, employing approximately 9,668 people with a combined annual payroll of $461,701,000.

461

Businesses

9,668

Employees

$461.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 74 16.1%
Other services (except public administration) 58 12.6%
Health care and social assistance 56 12.2%
Construction 46 10.0%
Accommodation and food services 43 9.3%
Transportation and warehousing 33 7.2%
Manufacturing 27 5.9%
Finance and insurance 27 5.9%
Professional, scientific, and technical services 23 5.0%
Wholesale trade 22 4.8%
Administrative and support and waste management and remediation services 17 3.7%
Real estate and rental and leasing 12 2.6%
Information 10 2.2%
Educational services 5 1.1%
Agriculture, forestry, fishing and hunting 3 0.7%
Arts, entertainment, and recreation 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46041 vs 46057 →

ZIP 46041 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46041 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46041 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46041 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46057 Michigantown, IN 1,179 6.6 mi
46050 Kirklin, IN 1,706 9.9 mi
46065 Rossville, IN 3,669 10.9 mi

More ZIP Codes in Clinton County

Frequently Asked Questions

What county is ZIP code 46041 in?
ZIP code 46041 (Frankfort) is located in Clinton County, Indiana. Clinton County contains multiple ZIP codes, see the full list at /counties/clinton-in.
What is the population of ZIP code 46041?
ZIP code 46041 in Frankfort, IN has a population of 23,891 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46041?
The median household income in ZIP 46041 is $63,157, which is 17% below the national average of $76,288.
What is the average home value in ZIP 46041?
The median home value in ZIP 46041 is $161,000, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 46041?
The largest racial group in ZIP 46041 is White at 77.1%. Hispanic or Latino residents make up 25.4% of the population.
How many businesses are in ZIP code 46041?
ZIP code 46041 has 461 business establishments employing approximately 9,668 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46041?
The top industries by establishment count in ZIP 46041 are: Retail trade (74), Other services (except public administration) (58), Health care and social assistance (56). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46041?
According to the FHFA House Price Index, home values in ZIP 46041 increased by 9.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46041?
In ZIP code 46041, 59.1% of residents aged 25+ have a high school diploma or higher, and 15.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46041?
The mean commute time for workers in ZIP code 46041 is 20.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46041?
In ZIP code 46041, approximately 71.4% of occupied housing units are owner-occupied and 28.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46041?
The poverty rate in ZIP code 46041 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.