Residential delivery area · Indiana
ZIP Code 46049: Kempton, IN
ZIP code 46049 uses the postal name Kempton, Indiana and lies mostly in Tipton County (90% of its land) with the rest in Clinton County (Census 2020 ZIP-county file). About 760 people live there (Census Bureau, ACS 2020-2024). Median household income is $83,594 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Kempton; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Kempton · its only residential ZIP
- County
- Tipton County (90%); Clinton County (10%)
- Census places
- Kempton
- Metro area
- Indianapolis-Carmel-Greenwood, IN
- House districts
- IN-5 (90%), IN-4 (10%) 119th Congress, by share of land
- State
- Indiana
- Time zone
- Eastern
- Land area
- 26.2 sq mi · 29 people per sq mi
Where is ZIP code 46049?
46049 centers on 40.295°, -86.222° and covers 26.2 square miles of land plus 0.0 of water. It borders 7 ZIP codes: 46039, 46068, 46072, 46050, 46979, 46069, 46041.
The map draws ZIP code areas only. For the streets inside 46049, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46049 compare with the rest of Tipton County?
| Measure | 46049 | In Tipton County | In IN |
|---|---|---|---|
| People (ACS 2020-2024) | 763 | 9th of 11 | 625th of 807 |
| Median household income | $84k | not ranked | not ranked |
| Median home value | $159k | not ranked | not ranked |
46049's income and home value are not ranked: it has fewer than 1,000 residents (763). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 32% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46049?
The 2020 Census counted 840 people in 46049; the ACS, which samples households over 2020-2024, estimates 763. Between the 2010 and 2020 censuses its population fell 1.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 763±191 (90% margin)
- 2020 Census count
- 840−1.2% since 2010 (850)
- Households
- 307
- Median age
- 47.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46049?
Of the 763 people the ACS estimates in 46049, 22.1% are under 18 and 24.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (97.2%).
- Under 1822.1%
- 18 to 6452.9%
- 65 and older24.9%
- White, not Hispanic97.2%
- Hispanic or Latino1.7%
- Other or two or more1.0%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46049 earn?
Median household income is $83,594 (ACS 2020-2024). It is not measurably different from 2015-2019 ($75,153 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $83,594±$21,876
- Income per person
- $35,631
- Below the poverty line
- 6.0%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 16.0%
- Adjusted gross income per tax return, 2022
- $66,928390 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46049?
FHFA's house price index for 46049, built from repeat sales and appraisals of the same homes, rose 37% from 2015 to 2025 and rose 6% from 2020 to 2025.
- Median home value (owners' estimate)
- $158,600
- Median gross rent
- $829
- Homes owned by their occupants
- 89.3%
- Housing units
- 402
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46049?
5 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018 (ZIP Code Business Patterns).
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46049?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46039 | Forest | 600 | – | 7.0 mi |
| 46068 | Sharpsville | 2,538 | $99k | 8.0 mi |
| 46072 | Tipton | 9,049 | $72k | 8.1 mi |
| 46050 | Kirklin | 1,808 | $75k | 9.0 mi |
| 46979 | Russiaville | 4,908 | $89k | 9.7 mi |
| 46069 | Sheridan | 7,504 | $77k | 10.8 mi |
| 46041 | Frankfort | 23,134 | $63k | 14.3 mi |
| 46045 | Goldsmith | 162 | $161k | 3.9 mi (near) |
| 46057 | Michigantown | 1,270 | $53k | 8.7 mi (near) |
| 46965 | Oakford | 73 | – | 10.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.