PlainZIP

Kempton, IN · standard

ZIP Code 46049

Tipton County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

850
12/sq mi
$83,594
Median income
$158,600
Median home value
16.0%
Bachelor's or higher

The verdict

Kempton pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 34%
household income, US ZIPs
29th pct
home value, US ZIPs
12
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46049 against every reporting US ZIP.

ZIP code 46049 is a sparsely populated ZIP (a standard USPS delivery area) in Kempton, Tipton County, Indiana, home to just 850 residents across 69.7 square miles, a density of 12 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46049 lands in the middle-income range, with a median household income of $83,594 (14% above the Indiana average), while per-capita income is $35,631. Local economic indicators show a 6.0% poverty rate alongside 3.9% unemployment. On housing, the median home value is $158,600 (18% below the state average) with median rent at $829 per month, and 89.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 16.0% of adults hold a bachelor's degree or higher, the median age is 47.7, and the average commute is -. We also surface 6 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Tipton County, so you can benchmark 46049 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46049, Kempton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

850

Population

69.7

Area (sq mi)

12

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46049?

47.7

Median Age

47.6%

Male

52.4%

Female

1.6%

Foreign-Born

White 98.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.4%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,594

Median Household Income

+14% vs state

$35,631

Per Capita Income

6.0%

Poverty Rate

3.9%

Unemployment Rate

How ZIP 46049 ranks nationally

Kempton, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$83,594 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.6%
Bachelor's Degree or Higher 16.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

402

Total Housing Units

307

Occupied Units

95

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 89.3%
Renter 10.7%

$158,600

Median Home Value

-18% vs state

$829

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 5 business establishments in ZIP 46049, employing approximately 26 people with a combined annual payroll of $1,412,000.

5

Businesses

26

Employees

$1.4M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46049 vs 46045 →

ZIP 46049 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46049 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46049 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46049 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46045 Goldsmith, IN 93 3.8 mi
46039 Forest, IN 745 6.9 mi
46068 Sharpsville, IN 2,850 7.8 mi
46979 Russiaville, IN 4,733 9.6 mi
46050 Kirklin, IN 1,706 9.3 mi
46902 Kokomo, IN 35,697 11.7 mi

More ZIP Codes in Tipton County

46072 standard
Tipton, IN
Pop: 9,324
46068 standard
Sharpsville, IN
Pop: 2,850
46076 standard
Windfall, IN
Pop: 1,696
46045 standard
Goldsmith, IN
Pop: 93
46047 standard
Hobbs, IN
Pop: 43

Related Areas

Tipton County Kempton, IN Indiana

Frequently Asked Questions

What county is ZIP code 46049 in? ▼
ZIP code 46049 (Kempton) is located in Tipton County, Indiana. Tipton County contains multiple ZIP codes, see the full list at /counties/tipton-in.
What is the population of ZIP code 46049? ▼
ZIP code 46049 in Kempton, IN has a population of 850 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46049? ▼
The median household income in ZIP 46049 is $83,594, which is 10% above the national average of $76,288.
What is the average home value in ZIP 46049? ▼
The median home value in ZIP 46049 is $158,600, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46049? ▼
The largest racial group in ZIP 46049 is White at 98.6%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 46049? ▼
ZIP code 46049 has 5 business establishments employing approximately 26 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 46049? ▼
In ZIP code 46049, 50.6% of residents aged 25+ have a high school diploma or higher, and 16.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46049? ▼
In ZIP code 46049, approximately 89.3% of occupied housing units are owner-occupied and 10.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46049? ▼
The poverty rate in ZIP code 46049 is 6.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.