ZIP Code 46049

ZIP code 46049 is classified by USPS as a standard delivery area and covers roughly 69.7 square miles in Kempton, Tipton County, Indiana. The area is home to 850 residents, producing a population density of 12 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46049 against Indiana and the nation.

On the economic side, the median household income for ZIP 46049 sits at $83,594 (14% above the Indiana average), while per-capita income is $35,631. The poverty rate stands at 6.0% and the unemployment rate at 3.9%. On housing, the median home value is $158,600 (18% below the state average) with median rent at $829 per month, and 89.3% of occupied units are owner-occupied, a direct signal of whether 46049 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.0% of adults hold a bachelor's degree or higher, the median age is 47.7, and the average commute is —. We also surface 6 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Tipton County, so you can benchmark 46049 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →