PlainZIP

Goldsmith, IN · standard

ZIP Code 46045

Tipton County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

93
1,055/sq mi
$160,912
Median income
$281,800
Median home value
18.7%
Bachelor's or higher

The verdict

Goldsmith pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 36%
home value, US ZIPs
1,055
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46045 against every reporting US ZIP.

ZIP code 46045 is a sparsely populated ZIP (a standard USPS delivery area) in Goldsmith, Tipton County, Indiana, home to just 93 residents across 0.1 square miles, a density of 1,055 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46045 skews affluent, with a median household income of $160,912 (118% above the Indiana average), while per-capita income is $49,160. 0.0% of residents live below the poverty line, and the unemployment rate reads 0.0%. Median home value sits at $281,800 (46% above the state average), median rent at - a month, and owner-occupancy at 100.0%.

Educational attainment sits below the national norm: 18.7% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is -. To put 46045 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in Tipton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46045, Goldsmith, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

93

Population

0.1

Area (sq mi)

1,055

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46045?

44.3

Median Age

21.6%

Male

78.4%

Female

12.3%

Foreign-Born

White 87.7%
African American 0.0%
Asian 12.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$160,912

Median Household Income

+118% vs state

$49,160

Per Capita Income

0.0%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 46045 ranks nationally

Goldsmith, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$160,912 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 25.2%
Bachelor's Degree or Higher 18.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

47

Total Housing Units

47

Occupied Units

0

Vacant Units

3.45

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$281,800

Median Home Value

+46% vs state

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 46045 vs 46049 →

ZIP 46045 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46045 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46045 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46045 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46049 Kempton, IN 850 3.8 mi
46072 Tipton, IN 9,324 4.4 mi
46068 Sharpsville, IN 2,850 6.3 mi
46902 Kokomo, IN 35,697 10.7 mi
46031 Atlanta, IN 2,161 8.8 mi
46069 Sheridan, IN 6,664 11.1 mi
46030 Arcadia, IN 3,308 11.0 mi
46979 Russiaville, IN 4,733 11.9 mi

More ZIP Codes in Tipton County

46072 standard
Tipton, IN
Pop: 9,324
46068 standard
Sharpsville, IN
Pop: 2,850
46076 standard
Windfall, IN
Pop: 1,696
46049 standard
Kempton, IN
Pop: 850
46047 standard
Hobbs, IN
Pop: 43

Related Areas

Tipton County Goldsmith, IN Indiana

Frequently Asked Questions

What county is ZIP code 46045 in? ▼
ZIP code 46045 (Goldsmith) is located in Tipton County, Indiana. Tipton County contains multiple ZIP codes, see the full list at /counties/tipton-in.
What is the population of ZIP code 46045? ▼
ZIP code 46045 in Goldsmith, IN has a population of 93 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46045? ▼
The median household income in ZIP 46045 is $160,912, which is 111% above the national average of $76,288.
What is the average home value in ZIP 46045? ▼
The median home value in ZIP 46045 is $281,800, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 46045? ▼
The largest racial group in ZIP 46045 is White at 87.7%.
What is the education level in ZIP code 46045? ▼
In ZIP code 46045, 25.2% of residents aged 25+ have a high school diploma or higher, and 18.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

Read our methodology to see how this data is sourced, computed, and verified.