PlainZIP

Cutler, IN · standard

ZIP Code 46920

Carroll County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,045
13/sq mi
$100,074
Median income
$280,500
Median home value
27.7%
Bachelor's or higher

The verdict

Cutler pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 37%
home value, US ZIPs
13
people per sq mi
98%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46920 against every reporting US ZIP.

ZIP code 46920 is a sparsely populated ZIP (a standard USPS delivery area) in Cutler, Carroll County, Indiana, home to just 1,045 residents across 81.6 square miles, a density of 13 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46920 lands in the middle-income range, with a median household income of $100,074 (36% above the Indiana average), while per-capita income is $35,567. Local economic indicators show a 6.8% poverty rate alongside 1.4% unemployment. On housing, the median home value is $280,500 (45% above the state average) with median rent at - per month, and 98.0% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 27.7% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is -. To put 46920 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Carroll County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46920, Cutler, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,045

Population

81.6

Area (sq mi)

13

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46920?

34.8

Median Age

47.7%

Male

52.3%

Female

0.0%

Foreign-Born

White 98.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,074

Median Household Income

+36% vs state

$35,567

Per Capita Income

6.8%

Poverty Rate

1.4%

Unemployment Rate

How ZIP 46920 ranks nationally

Cutler, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,074 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 81.9%
Bachelor's Degree or Higher 27.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

449

Total Housing Units

449

Occupied Units

0

Vacant Units

3.12

Avg Household Size

Occupancy Type

Owner 98.0%
Renter 2.0%

$280,500

Median Home Value

+45% vs state

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 46920, employing approximately 68 people with a combined annual payroll of $2,527,000.

15

Businesses

68

Employees

$2.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 5 33.3%
Professional, scientific, and technical services 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46920 vs 46913 →

ZIP 46920 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46920 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46920 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46920 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46913 Bringhurst, IN 1,329 2.7 mi
46929 Flora, IN 3,214 5.9 mi
46915 Burlington, IN 679 5.8 mi
46065 Rossville, IN 3,669 6.8 mi
46057 Michigantown, IN 1,179 10.8 mi
46998 Young America, IN 112 10.4 mi

More ZIP Codes in Carroll County

46923 standard
Delphi, IN
Pop: 8,048
46929 standard
Flora, IN
Pop: 3,214
46917 standard
Camden, IN
Pop: 1,853
46913 standard
Bringhurst, IN
Pop: 1,329
46915 standard
Burlington, IN
Pop: 679
47997 standard
Yeoman, IN
Pop: 139

Related Areas

Carroll County Cutler, IN Indiana

Frequently Asked Questions

What county is ZIP code 46920 in? ▼
ZIP code 46920 (Cutler) is located in Carroll County, Indiana. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-in.
What is the population of ZIP code 46920? ▼
ZIP code 46920 in Cutler, IN has a population of 1,045 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46920? ▼
The median household income in ZIP 46920 is $100,074, which is 31% above the national average of $76,288.
What is the average home value in ZIP 46920? ▼
The median home value in ZIP 46920 is $280,500, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 46920? ▼
The largest racial group in ZIP 46920 is White at 98.9%.
How many businesses are in ZIP code 46920? ▼
ZIP code 46920 has 15 business establishments employing approximately 68 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 46920? ▼
In ZIP code 46920, 81.9% of residents aged 25+ have a high school diploma or higher, and 27.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46920? ▼
In ZIP code 46920, approximately 98.0% of occupied housing units are owner-occupied and 2.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46920? ▼
The poverty rate in ZIP code 46920 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.