Cutler, IN · standard
ZIP Code 46920
Carroll County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,045
- 13/sq mi Low-density area
- $100,074
- Median income Above-median income area
- $280,500
- Median home value Near-median home value
- 27.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cutler pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 13
- people per sq mi
- 98%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46920 against every reporting US ZIP.
ZIP code 46920 is a sparsely populated ZIP (a standard USPS delivery area) in Cutler, Carroll County, Indiana, home to just 1,045 residents across 81.6 square miles, a density of 13 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46920 lands in the middle-income range, with a median household income of $100,074 (36% above the average Indiana ZIP), while per-capita income is $35,567. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.8% and unemployment is 1.4%. Housing is both higher-cost and owner-heavy: median home value is $280,500 (45% above the average Indiana ZIP), while 98.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 27.7% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Carroll County, so 46920 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46920, Cutler, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,045
Population
81.6
Area (sq mi)
13
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46920?
34.8
Median Age
47.7%
Male
52.3%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$100,074
Median Household Income
+36% vs state ZIP avg
$35,567
Per Capita Income
6.8%
Poverty Rate
1.4%
Unemployment Rate
How ZIP 46920 ranks among Indiana ZIPs
Cutler, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$100,074 Top 10% higher than 90% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
449housing units
449
Total Housing Units
449
Occupied Units
0
Vacant Units
3.12
Avg Household Size
Occupancy Type
$280,500
Median Home Value
+45% vs state ZIP avg
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 46920, employing approximately 68 people with a combined annual payroll of $2,527,000.
15
Businesses
68
Employees
$2.5M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 33.3% |
| Professional, scientific, and technical services | 3 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46920 vs 46913 →
ZIP 46920 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46065
Rossville (46065)
3,669 residents
- 46929
Flora (46929)
3,214 residents
- 46913 1,329
Bringhurst (46913)
1,329 residents
- 46057 1,179
Michigantown (46057)
1,179 residents
- 46920 1,045
Cutler (46920)
1,045 residents
- 46915 679
Burlington (46915)
679 residents
- 46998 112
Young America (46998)
112 residents
What this shows Among its immediate neighbors, ZIP 46920 ranks #5 by population - useful context the national average alone can't give.
ZIP 46920 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46920
Cutler (46920)
$100,074 median income
- 46913
Bringhurst (46913)
$91,136 median income
- 46065
Rossville (46065)
$80,104 median income
- 46915
Burlington (46915)
$70,761 median income
- 46929
Flora (46929)
$56,940 median income
- 46057
Michigantown (46057)
$53,173 median income
What this shows By household income, ZIP 46920 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46920, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,045 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Carroll County
Related Areas
Frequently Asked Questions
What county is ZIP code 46920 in?
ZIP code 46920 (Cutler) is located in Carroll County, Indiana. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-in.
What is the population of ZIP code 46920?
ZIP code 46920 in Cutler, IN has a population of 1,045 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46920?
The median household income in ZIP 46920 is $100,074, which is 31% above the national average of $76,288.
What is the average home value in ZIP 46920?
The median home value in ZIP 46920 is $280,500, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 46920?
The largest racial group in ZIP 46920 is White at 98.9%.
How many businesses are in ZIP code 46920?
ZIP code 46920 has 15 business establishments employing approximately 68 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 46920?
In ZIP code 46920, 81.9% of residents aged 25+ have a high school diploma or higher, and 27.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46920?
In ZIP code 46920, approximately 98.0% of occupied housing units are owner-occupied and 2.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46920?
The poverty rate in ZIP code 46920 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46920's numbers, next.
- See how ZIP 46920 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cutler, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.