ZIP Code 46920

standard

Source:

Cutler · Carroll County · Indiana

Population
1,045

13/sq mi

Median income
$100,074

▲ 31% vs US

higher than 81% of US ZIPs

Median home value
$280,500

▲ 1% vs US

higher than 63% of US ZIPs

Bachelor's or higher
27.7%

Median age 34.8

Land area
81.6 sq mi

Indiana/Indianapolis

ZIP code 46920 in Cutler, Indiana has a population of 1,045. The median household income is $100,074, which is 31% above the national average. Median home value is $280,500, 1% above the US average. 27.7% of residents hold a bachelor's degree or higher.

ZIP code 46920 is classified by USPS as a standard delivery area and covers roughly 81.6 square miles in Cutler, Carroll County, Indiana. The area is home to 1,045 residents, producing a population density of 13 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46920 against Indiana and the nation.

On the economic side, the median household income for ZIP 46920 sits at $100,074 (36% above the Indiana average), while per-capita income is $35,567. The poverty rate stands at 6.8% and the unemployment rate at 1.4%. On housing, the median home value is $280,500 (45% above the state average) with median rent at per month, and 98.0% of occupied units are owner-occupied, a direct signal of whether 46920 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.7% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is . We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carroll County, so you can benchmark 46920 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46920, Cutler, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,045

Population

81.6

Area (sq mi)

13

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46920?

34.8

Median Age

47.7%

Male

52.3%

Female

0.0%

Foreign-Born

White 98.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,074

Median Household Income

+36% vs state

$35,567

Per Capita Income

6.8%

Poverty Rate

1.4%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 81.9%
Bachelor's Degree or Higher 27.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

449

Total Housing Units

449

Occupied Units

0

Vacant Units

3.12

Avg Household Size

Occupancy Type

Owner 98.0%
Renter 2.0%

$280,500

Median Home Value

+45% vs state

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 46920, employing approximately 68 people with a combined annual payroll of $2,527,000.

15

Businesses

68

Employees

$2.5M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 5 33.3%
Professional, scientific, and technical services 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46920 vs 46913 →

ZIP Code City Population Distance
46913 Bringhurst, IN 1,329 2.7 mi
46929 Flora, IN 3,214 5.9 mi
46915 Burlington, IN 679 5.8 mi
46065 Rossville, IN 3,669 6.8 mi
46057 Michigantown, IN 1,179 10.8 mi
46998 Young America, IN 112 10.4 mi

More ZIP Codes in Carroll County

Frequently Asked Questions

What county is ZIP code 46920 in?
ZIP code 46920 (Cutler) is located in Carroll County, Indiana. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-in.
What is the population of ZIP code 46920?
ZIP code 46920 in Cutler, IN has a population of 1,045 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46920?
The median household income in ZIP 46920 is $100,074, which is 31% above the national average of $76,288.
What is the average home value in ZIP 46920?
The median home value in ZIP 46920 is $280,500, which is 1% above the national average of $278,155.
What is the demographic makeup of ZIP 46920?
The largest racial group in ZIP 46920 is White at 98.9%.
How many businesses are in ZIP code 46920?
ZIP code 46920 has 15 business establishments employing approximately 68 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 46920?
In ZIP code 46920, 81.9% of residents aged 25+ have a high school diploma or higher, and 27.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46920?
In ZIP code 46920, approximately 98.0% of occupied housing units are owner-occupied and 2.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46920?
The poverty rate in ZIP code 46920 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cutler, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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