PlainZIP

Frankton, IN · standard

ZIP Code 46044

Madison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,965
52/sq mi
$81,402
Median income
$163,600
Median home value
17.4%
Bachelor's or higher

The verdict

Frankton pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
31th pct
home value, US ZIPs
52
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46044 against every reporting US ZIP.

ZIP code 46044 covers 56.7 square miles in Frankton, Madison County, Indiana (a standard USPS delivery area), with a modest 2,965 residents on file, a density of 52 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46044 lands in the middle-income range, with a median household income of $81,402 (11% above the Indiana average), while per-capita income is $37,711. Poverty here runs at 7.8%, with unemployment measured at 3.1%. Median home value sits at $163,600 (15% below the state average), median rent at $1,197 a month, and owner-occupancy at 89.1%.

Educational attainment sits below the national norm: 17.4% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 31 minutes. A geography-based comparison follows: 7 ZIP codes within about 10 miles of 46044, plus 6 more within Madison County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46044

Top 5 sectors by establishment count in Frankton, IN

Which industries have the most business establishments in ZIP 46044.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46044, Frankton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,965

Population

56.7

Area (sq mi)

52

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46044?

42.6

Median Age

53.1%

Male

46.9%

Female

3.3%

Foreign-Born

White 94.5%
African American 0.1%
Asian 2.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.3%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,402

Median Household Income

+11% vs state

$37,711

Per Capita Income

7.8%

Poverty Rate

3.1%

Unemployment Rate

31.3 min

Mean Commute Time

How ZIP 46044 ranks nationally

Frankton, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,402 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.3%
Bachelor's Degree or Higher 17.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,095

Total Housing Units

1,023

Occupied Units

72

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 89.1%
Renter 10.9%

$163,600

Median Home Value

-15% vs state

$1,197

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.6%

YoY Change (2024)

195

HPI Index (2000 = 100)

+95%

Total Change Since 2000

Home values in ZIP 46044 have increased 6.6% over the past year (2024). Since 2000, this ZIP has seen +95% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.0% 137
2021 +15.4% 158
2022 +27.4% 202
2023 -9.3% 183
2024 +6.6% 195

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 24 business establishments in ZIP 46044, employing approximately 131 people with a combined annual payroll of $4,463,000.

24

Businesses

131

Employees

$4.5M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 6 25.0%
Other services (except public administration) 5 20.8%
Retail trade 3 12.5%
Accommodation and food services 3 12.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46044 vs 46011 →

ZIP 46044 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46044 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46044 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46044 ranks #2 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46011 Anderson, IN 16,770 5.9 mi
46036 Elwood, IN 11,663 6.3 mi
46063 Orestes, IN 401 5.5 mi
46001 Alexandria, IN 10,459 7.5 mi
46016 Anderson, IN 19,225 9.6 mi
46070 Summitville, IN 2,351 11.4 mi
46060 Noblesville, IN 34,708 12.4 mi

More ZIP Codes in Madison County

46012 standard
Anderson, IN
Pop: 19,414
46016 standard
Anderson, IN
Pop: 19,225
46013 standard
Anderson, IN
Pop: 17,876
46064 standard
Pendleton, IN
Pop: 17,148
46011 standard
Anderson, IN
Pop: 16,770
46036 standard
Elwood, IN
Pop: 11,663

Related Areas

Madison County Frankton, IN Indiana

Frequently Asked Questions

What county is ZIP code 46044 in? ▼
ZIP code 46044 (Frankton) is located in Madison County, Indiana. Madison County contains multiple ZIP codes, see the full list at /counties/madison-in.
What is the population of ZIP code 46044? ▼
ZIP code 46044 in Frankton, IN has a population of 2,965 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46044? ▼
The median household income in ZIP 46044 is $81,402, which is 7% above the national average of $76,288.
What is the average home value in ZIP 46044? ▼
The median home value in ZIP 46044 is $163,600, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 46044? ▼
The largest racial group in ZIP 46044 is White at 94.5%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 46044? ▼
ZIP code 46044 has 24 business establishments employing approximately 131 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46044? ▼
The top industries by establishment count in ZIP 46044 are: Construction (6), Other services (except public administration) (5), Retail trade (3). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 46044? ▼
According to the FHFA House Price Index, home values in ZIP 46044 increased by 6.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 95%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46044? ▼
In ZIP code 46044, 64.3% of residents aged 25+ have a high school diploma or higher, and 17.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46044? ▼
The mean commute time for workers in ZIP code 46044 is 31.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46044? ▼
In ZIP code 46044, approximately 89.1% of occupied housing units are owner-occupied and 10.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46044? ▼
The poverty rate in ZIP code 46044 is 7.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.