ZIP 46135 vs ZIP 46120

This side-by-side compares ZIP 46135 (Greencastle, IN) and ZIP 46120 (Cloverdale, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46135 has a population of 20,992 at 49 people per square mile, while ZIP 46120 has 5,954 at 25 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46135 reports a median household income of $73,677 against $59,970 in ZIP 46120, with per-capita income of $31,024 vs $35,106. The share of adults holding a bachelor's degree or higher is 21.8% in 46135 and 14.5% in 46120. Poverty rate reads 8.8% vs 11.3%, and unemployment 3.0% vs 2.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $225,600 in 46135 versus $171,400 in 46120, with median rent of $918 and $825 per month respectively. Homeownership rate is 64.8% vs 75.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.