Greencastle, IN · standard
ZIP Code 46135
Putnam County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,992
- 49/sq mi Moderate-density area
- $73,677
- Median income Near-median income area
- $225,600
- Median home value Near-median home value
- 21.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Greencastle pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 49
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46135 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46135 (Greencastle, IN) rose +5.6% from 2023 to 2024. The all-transactions index moved from 210.1 in 2023 to 221.8 in 2024 (2000 = 100).
ZIP code 46135 is a densely settled ZIP (a standard USPS delivery area) in Greencastle, Putnam County, Indiana, with 20,992 residents across 431.0 square miles, a density of 49 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46135 lands in the middle-income range, with a median household income of $73,677 (0% above the average Indiana ZIP), while per-capita income is $31,024. The poverty rate is 8.8%, with unemployment at 3.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $225,600 (17% above the average Indiana ZIP), while 64.8% of occupied homes are owner-occupied and median rent is $918.
Educational attainment sits below the national norm: 21.8% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 23 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Putnam County, so 46135 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46135
Top 5 sectors by establishment count in Greencastle, IN
Which industries have the most business establishments in ZIP 46135.
- Retail trade
Retail trade
71 establishments
- Health care and social assistance
Health care and social assistance
67 establishments
- Other services (except public administration)
Other services (except public administration)
57 establishments
- Accommodation and food services
Accommodation and food services
55 establishments
- Construction
Construction
42 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46135, Greencastle, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,992
Population
431.0
Area (sq mi)
49
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46135?
36.4
Median Age
56.1%
Male
43.9%
Female
3.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,677
Median Household Income
+0% vs state ZIP avg
$31,024
Per Capita Income
8.8%
Poverty Rate
3.0%
Unemployment Rate
22.5 min
Mean Commute Time
How ZIP 46135 ranks among Indiana ZIPs
Greencastle, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$73,677 Top 44% higher than 56% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,197housing units
7,197
Total Housing Units
6,621
Occupied Units
576
Vacant Units
2.31
Avg Household Size
Occupancy Type
$225,600
Median Home Value
+17% vs state ZIP avg
$918
Median Rent
1974
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.6%
YoY Change (2024)
222
HPI Index (2000 = 100)
+122%
Total Change Since 2000
Home values in ZIP 46135 have increased 5.6% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.9% | 144 |
| 2021 | +12.6% | 163 |
| 2022 | +17.1% | 190 |
| 2023 | +10.3% | 210 |
| 2024 | +5.6% | 222 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 462 business establishments in ZIP 46135, employing approximately 9,815 people with a combined annual payroll of $446,246,000.
462
Businesses
9,815
Employees
$446.2M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 71 | 15.4% |
| Health care and social assistance | 67 | 14.5% |
| Other services (except public administration) | 57 | 12.3% |
| Accommodation and food services | 55 | 11.9% |
| Construction | 42 | 9.1% |
| Professional, scientific, and technical services | 31 | 6.7% |
| Finance and insurance | 30 | 6.5% |
| Administrative and support and waste management and remediation services | 25 | 5.4% |
| Real estate and rental and leasing | 22 | 4.8% |
| Transportation and warehousing | 17 | 3.7% |
| Manufacturing | 15 | 3.3% |
| Information | 7 | 1.5% |
| Wholesale trade | 6 | 1.3% |
| Arts, entertainment, and recreation | 6 | 1.3% |
| Educational services | 5 | 1.1% |
| Utilities | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46135 vs 46128 →
ZIP 46135 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46135
Greencastle (46135)
20,992 residents
- 46120 5,954
Cloverdale (46120)
5,954 residents
- 46128 1,949
Fillmore (46128)
1,949 residents
- 46105 1,928
Bainbridge (46105)
1,928 residents
- 46171 1,695
Reelsville (46171)
1,695 residents
What this shows Among its immediate neighbors, ZIP 46135 ranks the most populous - useful context the national average alone can't give.
ZIP 46135 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46105
Bainbridge (46105)
$87,736 median income
- 46128
Fillmore (46128)
$86,466 median income
- 46171
Reelsville (46171)
$83,607 median income
- 46135
Greencastle (46135)
$73,677 median income
- 46120
Cloverdale (46120)
$59,970 median income
What this shows By household income, ZIP 46135 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46135, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,992 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Putnam County
Related Areas
Frequently Asked Questions
What county is ZIP code 46135 in?
ZIP code 46135 (Greencastle) is located in Putnam County, Indiana. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-in.
What is the population of ZIP code 46135?
ZIP code 46135 in Greencastle, IN has a population of 20,992 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46135?
The median household income in ZIP 46135 is $73,677, which is 3% below the national average of $76,288.
What is the average home value in ZIP 46135?
The median home value in ZIP 46135 is $225,600, which is 19% below the national average of $278,155.
What is the demographic makeup of ZIP 46135?
The largest racial group in ZIP 46135 is White at 86.4%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 46135?
ZIP code 46135 has 462 business establishments employing approximately 9,815 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46135?
The top industries by establishment count in ZIP 46135 are: Retail trade (71), Health care and social assistance (67), Other services (except public administration) (57). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46135?
According to the FHFA House Price Index, home values in ZIP 46135 increased by 5.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 122%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46135?
In ZIP code 46135, 61.5% of residents aged 25+ have a high school diploma or higher, and 21.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46135?
The mean commute time for workers in ZIP code 46135 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46135?
In ZIP code 46135, approximately 64.8% of occupied housing units are owner-occupied and 35.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46135?
The poverty rate in ZIP code 46135 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46135's numbers, next.
- See how ZIP 46135 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Greencastle, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.