PlainZIP

Bainbridge, IN · standard

ZIP Code 46105

Putnam County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,928
18/sq mi
$87,736
Median income
$248,500
Median home value
18.5%
Bachelor's or higher

The verdict

Bainbridge pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 43%
home value, US ZIPs
18
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46105 against every reporting US ZIP.

ZIP code 46105 covers 108.9 square miles in Bainbridge, Putnam County, Indiana (a standard USPS delivery area), with a modest 1,928 residents on file, a density of 18 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46105 lands in the middle-income range, with a median household income of $87,736 (19% above the Indiana average), while per-capita income is $37,307. Poverty here runs at 7.1%, with unemployment measured at 1.1%. Median home value sits at $248,500 (28% above the state average), median rent at $961 a month, and owner-occupancy at 84.3%.

Educational attainment sits below the national norm: 18.5% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 36 minutes. To put 46105 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Putnam County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46105

Top 5 sectors by establishment count in Bainbridge, IN

Which industries have the most business establishments in ZIP 46105.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46105, Bainbridge, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,928

Population

108.9

Area (sq mi)

18

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46105?

41.9

Median Age

50.2%

Male

49.8%

Female

0.5%

Foreign-Born

White 98.0%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.3%
Hispanic or Latino 2.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,736

Median Household Income

+19% vs state

$37,307

Per Capita Income

7.1%

Poverty Rate

1.1%

Unemployment Rate

35.7 min

Mean Commute Time

How ZIP 46105 ranks nationally

Bainbridge, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$87,736 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 18.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

771

Total Housing Units

694

Occupied Units

77

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 84.3%
Renter 15.7%

$248,500

Median Home Value

+28% vs state

$961

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.7%

YoY Change (2024)

222

HPI Index (2000 = 100)

+122%

Total Change Since 2000

Home values in ZIP 46105 have increased 20.7% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.

Year Annual Change HPI Index
2019 -6.9% 123
2020 +9.8% 135
2021 +17.5% 158
2022 +20.7% 191
2024 – 222

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 40 business establishments in ZIP 46105, employing approximately 239 people with a combined annual payroll of $10,255,000.

40

Businesses

239

Employees

$10.3M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Retail trade 12 30.0%
Construction 9 22.5%
Transportation and warehousing 4 10.0%
Accommodation and food services 3 7.5%
Other services (except public administration) 3 7.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46105 vs 46172 →

ZIP 46105 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46105 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46105 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46105 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46172 Roachdale, IN 2,427 4.3 mi
47954 Ladoga, IN 2,220 9.4 mi
46128 Fillmore, IN 1,949 8.3 mi
46135 Greencastle, IN 20,992 8.5 mi
46121 Coatesville, IN 5,276 9.5 mi

More ZIP Codes in Putnam County

46135 standard
Greencastle, IN
Pop: 20,992
46120 standard
Cloverdale, IN
Pop: 5,954
46121 standard
Coatesville, IN
Pop: 5,276
46172 standard
Roachdale, IN
Pop: 2,427
46128 standard
Fillmore, IN
Pop: 1,949
46171 standard
Reelsville, IN
Pop: 1,695

Related Areas

Putnam County Bainbridge, IN Indiana

Frequently Asked Questions

What county is ZIP code 46105 in? ▼
ZIP code 46105 (Bainbridge) is located in Putnam County, Indiana. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-in.
What is the population of ZIP code 46105? ▼
ZIP code 46105 in Bainbridge, IN has a population of 1,928 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46105? ▼
The median household income in ZIP 46105 is $87,736, which is 15% above the national average of $76,288.
What is the average home value in ZIP 46105? ▼
The median home value in ZIP 46105 is $248,500, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 46105? ▼
The largest racial group in ZIP 46105 is White at 98.0%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 46105? ▼
ZIP code 46105 has 40 business establishments employing approximately 239 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46105? ▼
The top industries by establishment count in ZIP 46105 are: Retail trade (12), Construction (9), Transportation and warehousing (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 46105? ▼
According to the FHFA House Price Index, home values in ZIP 46105 increased by 20.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 122%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46105? ▼
In ZIP code 46105, 60.5% of residents aged 25+ have a high school diploma or higher, and 18.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46105? ▼
The mean commute time for workers in ZIP code 46105 is 35.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46105? ▼
In ZIP code 46105, approximately 84.3% of occupied housing units are owner-occupied and 15.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46105? ▼
The poverty rate in ZIP code 46105 is 7.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.