ZIP Code 46105

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Source:

Bainbridge · Putnam County · Indiana

Population
1,928

18/sq mi

Median income
$87,736

▲ 15% vs US

higher than 71% of US ZIPs

Median home value
$248,500

▼ 11% vs US

higher than 57% of US ZIPs

Bachelor's or higher
18.5%

Median age 41.9

Land area
108.9 sq mi

Indiana/Indianapolis

ZIP code 46105 in Bainbridge, Indiana has a population of 1,928. The median household income is $87,736, which is 15% above the national average. Median home value is $248,500, 11% below the US average. 18.5% of residents hold a bachelor's degree or higher.

ZIP code 46105 is classified by USPS as a standard delivery area and covers roughly 108.9 square miles in Bainbridge, Putnam County, Indiana. The area is home to 1,928 residents, producing a population density of 18 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46105 against Indiana and the nation.

On the economic side, the median household income for ZIP 46105 sits at $87,736 (19% above the Indiana average), while per-capita income is $37,307. The poverty rate stands at 7.1% and the unemployment rate at 1.1%. On housing, the median home value is $248,500 (28% above the state average) with median rent at $961 per month, and 84.3% of occupied units are owner-occupied, a direct signal of whether 46105 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.5% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 36 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Putnam County, so you can benchmark 46105 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46105

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46105.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46105, Bainbridge, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,928

Population

108.9

Area (sq mi)

18

People / sq mi

Indiana/Indianapolis

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46105?

41.9

Median Age

50.2%

Male

49.8%

Female

0.5%

Foreign-Born

White 98.0%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.3%
Hispanic or Latino 2.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,736

Median Household Income

+19% vs state

$37,307

Per Capita Income

7.1%

Poverty Rate

1.1%

Unemployment Rate

35.7 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 18.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

771

Total Housing Units

694

Occupied Units

77

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 84.3%
Renter 15.7%

$248,500

Median Home Value

+28% vs state

$961

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.7%

YoY Change (2024)

222

HPI Index (2000 = 100)

+122%

Total Change Since 2000

Home values in ZIP 46105 have increased 20.7% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.

Year Annual Change HPI Index
2019 -6.9% 123
2020 +9.8% 135
2021 +17.5% 158
2022 +20.7% 191
2024 222

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 40 business establishments in ZIP 46105, employing approximately 239 people with a combined annual payroll of $10,255,000.

40

Businesses

239

Employees

$10.3M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Retail trade 12 30.0%
Construction 9 22.5%
Transportation and warehousing 4 10.0%
Accommodation and food services 3 7.5%
Other services (except public administration) 3 7.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46105 vs 46172 →

ZIP Code City Population Distance
46172 Roachdale, IN 2,427 4.3 mi
47954 Ladoga, IN 2,220 9.4 mi
46128 Fillmore, IN 1,949 8.3 mi
46135 Greencastle, IN 20,992 8.5 mi
46121 Coatesville, IN 5,276 9.5 mi

More ZIP Codes in Putnam County

Frequently Asked Questions

What county is ZIP code 46105 in?
ZIP code 46105 (Bainbridge) is located in Putnam County, Indiana. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-in.
What is the population of ZIP code 46105?
ZIP code 46105 in Bainbridge, IN has a population of 1,928 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46105?
The median household income in ZIP 46105 is $87,736, which is 15% above the national average of $76,288.
What is the average home value in ZIP 46105?
The median home value in ZIP 46105 is $248,500, which is 11% below the national average of $278,155.
What is the demographic makeup of ZIP 46105?
The largest racial group in ZIP 46105 is White at 98.0%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 46105?
ZIP code 46105 has 40 business establishments employing approximately 239 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46105?
The top industries by establishment count in ZIP 46105 are: Retail trade (12), Construction (9), Transportation and warehousing (4). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 46105?
According to the FHFA House Price Index, home values in ZIP 46105 increased by 20.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 122%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46105?
In ZIP code 46105, 60.5% of residents aged 25+ have a high school diploma or higher, and 18.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46105?
The mean commute time for workers in ZIP code 46105 is 35.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46105?
In ZIP code 46105, approximately 84.3% of occupied housing units are owner-occupied and 15.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46105?
The poverty rate in ZIP code 46105 is 7.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bainbridge, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.