ZIP Code 46105
standardSource:
Bainbridge · Putnam County · Indiana
- Population
- 1,928
- Median income
- $87,736
- Median home value
- $248,500
- Bachelor's or higher
- 18.5%
- Land area
- 108.9 sq mi
18/sq mi
▲ 15% vs US
higher than 71% of US ZIPs
▼ 11% vs US
higher than 57% of US ZIPs
Median age 41.9
Indiana/Indianapolis
ZIP code 46105 in Bainbridge, Indiana has a population of 1,928. The median household income is $87,736, which is 15% above the national average. Median home value is $248,500, 11% below the US average. 18.5% of residents hold a bachelor's degree or higher.
ZIP code 46105 is classified by USPS as a standard delivery area and covers roughly 108.9 square miles in Bainbridge, Putnam County, Indiana. The area is home to 1,928 residents, producing a population density of 18 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46105 against Indiana and the nation.
On the economic side, the median household income for ZIP 46105 sits at $87,736 (19% above the Indiana average), while per-capita income is $37,307. The poverty rate stands at 7.1% and the unemployment rate at 1.1%. On housing, the median home value is $248,500 (28% above the state average) with median rent at $961 per month, and 84.3% of occupied units are owner-occupied, a direct signal of whether 46105 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.5% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 36 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Putnam County, so you can benchmark 46105 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46105
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46105.
- Retail trade
Retail trade
12 establishments
- Construction
Construction
9 establishments
- Transportation and warehousing 4
Transportation and warehousing
4 establishments
- Accommodation and food services 3
Accommodation and food services
3 establishments
- Other services (except public administration) 3
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46105, Bainbridge, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,928
Population
108.9
Area (sq mi)
18
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46105?
41.9
Median Age
50.2%
Male
49.8%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,736
Median Household Income
+19% vs state
$37,307
Per Capita Income
7.1%
Poverty Rate
1.1%
Unemployment Rate
35.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
771
Total Housing Units
694
Occupied Units
77
Vacant Units
2.49
Avg Household Size
Occupancy Type
$248,500
Median Home Value
+28% vs state
$961
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+20.7%
YoY Change (2024)
222
HPI Index (2000 = 100)
+122%
Total Change Since 2000
Home values in ZIP 46105 have increased 20.7% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | -6.9% | 123 |
| 2020 | +9.8% | 135 |
| 2021 | +17.5% | 158 |
| 2022 | +20.7% | 191 |
| 2024 | — | 222 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 40 business establishments in ZIP 46105, employing approximately 239 people with a combined annual payroll of $10,255,000.
40
Businesses
239
Employees
$10.3M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 12 | 30.0% |
| Construction | 9 | 22.5% |
| Transportation and warehousing | 4 | 10.0% |
| Accommodation and food services | 3 | 7.5% |
| Other services (except public administration) | 3 | 7.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46105 vs 46172 →
More ZIP Codes in Putnam County
Related Areas
Frequently Asked Questions
What county is ZIP code 46105 in? ▼
What is the population of ZIP code 46105? ▼
What is the median household income in ZIP 46105? ▼
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How many businesses are in ZIP code 46105? ▼
What are the main industries in ZIP code 46105? ▼
How have home values changed in ZIP code 46105? ▼
What is the education level in ZIP code 46105? ▼
What is the average commute time in ZIP 46105? ▼
What percentage of residents own vs. rent in ZIP 46105? ▼
What is the poverty rate in ZIP code 46105? ▼
ZIP Code Research Guides
Official Data Resources for Bainbridge, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.