PlainZIP

Fillmore, IN · standard

ZIP Code 46128

Putnam County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,949
22/sq mi
$86,466
Median income
$209,300
Median home value
22.6%
Bachelor's or higher

The verdict

Fillmore pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 30%
household income, US ZIPs
46th pct
home value, US ZIPs
22
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46128 against every reporting US ZIP.

ZIP code 46128 covers 90.7 square miles in Fillmore, Putnam County, Indiana (a standard USPS delivery area), with a modest 1,949 residents on file, a density of 22 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46128 lands in the middle-income range, with a median household income of $86,466 (17% above the Indiana average), while per-capita income is $37,674. The poverty rate stands at 10.9% and the unemployment rate at 5.0%. The typical home here is valued at $209,300 (8% above the state average); renters pay a median of $1,119 monthly, and 88.1% of units are owner-occupied.

Educational attainment sits below the national norm: 22.6% of adults hold a bachelor's degree or higher, the median age is 49, and the average commute is 32 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Putnam County, letting you compare 46128 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46128

Top 5 sectors by establishment count in Fillmore, IN

Which industries have the most business establishments in ZIP 46128.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46128, Fillmore, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,949

Population

90.7

Area (sq mi)

22

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46128?

49.0

Median Age

53.2%

Male

46.8%

Female

5.4%

Foreign-Born

White 94.3%
African American 0.6%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 9.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,466

Median Household Income

+17% vs state

$37,674

Per Capita Income

10.9%

Poverty Rate

5.0%

Unemployment Rate

32.2 min

Mean Commute Time

How ZIP 46128 ranks nationally

Fillmore, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$86,466 Top 30% higher than 70% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.4%
Bachelor's Degree or Higher 22.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,095

Total Housing Units

1,058

Occupied Units

37

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 88.1%
Renter 11.9%

$209,300

Median Home Value

+8% vs state

$1,119

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+20.0%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 46128 have increased 20.0% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2019 +9.8% 140
2020 +4.9% 147
2021 +12.1% 164
2022 +20.0% 197
2024 – 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 46128, employing approximately 137 people with a combined annual payroll of $6,601,000.

29

Businesses

137

Employees

$6.6M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 11 37.9%
Other services (except public administration) 4 13.8%
Retail trade 3 10.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46128 vs 46121 →

ZIP 46128 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46128 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46128 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46128 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46121 Coatesville, IN 5,276 4.0 mi
46135 Greencastle, IN 20,992 8.0 mi
46103 Amo, IN 159 7.2 mi
46105 Bainbridge, IN 1,928 8.3 mi
46180 Stilesville, IN 1,028 7.7 mi
46120 Cloverdale, IN 5,954 10.1 mi
46125 Eminence, IN 51 10.7 mi

More ZIP Codes in Putnam County

46135 standard
Greencastle, IN
Pop: 20,992
46120 standard
Cloverdale, IN
Pop: 5,954
46121 standard
Coatesville, IN
Pop: 5,276
46172 standard
Roachdale, IN
Pop: 2,427
46105 standard
Bainbridge, IN
Pop: 1,928
46171 standard
Reelsville, IN
Pop: 1,695

Related Areas

Putnam County Fillmore, IN Indiana

Frequently Asked Questions

What county is ZIP code 46128 in? ▼
ZIP code 46128 (Fillmore) is located in Putnam County, Indiana. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-in.
What is the population of ZIP code 46128? ▼
ZIP code 46128 in Fillmore, IN has a population of 1,949 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46128? ▼
The median household income in ZIP 46128 is $86,466, which is 13% above the national average of $76,288.
What is the average home value in ZIP 46128? ▼
The median home value in ZIP 46128 is $209,300, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 46128? ▼
The largest racial group in ZIP 46128 is White at 94.3%. Hispanic or Latino residents make up 9.3% of the population.
How many businesses are in ZIP code 46128? ▼
ZIP code 46128 has 29 business establishments employing approximately 137 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46128? ▼
The top industries by establishment count in ZIP 46128 are: Construction (11), Other services (except public administration) (4), Retail trade (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 46128? ▼
According to the FHFA House Price Index, home values in ZIP 46128 increased by 20.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46128? ▼
In ZIP code 46128, 59.4% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46128? ▼
The mean commute time for workers in ZIP code 46128 is 32.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46128? ▼
In ZIP code 46128, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46128? ▼
The poverty rate in ZIP code 46128 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.