Fillmore, IN · standard
ZIP Code 46128
Putnam County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,949
- 22/sq mi Moderate-density area
- $86,466
- Median income Above-median income area
- $209,300
- Median home value Near-median home value
- 22.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Fillmore pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 30%
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 22
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46128 against every reporting US ZIP.
ZIP code 46128 covers 90.7 square miles in Fillmore, Putnam County, Indiana (a standard USPS delivery area), with a modest 1,949 residents on file, a density of 22 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46128 lands in the middle-income range, with a median household income of $86,466 (17% above the average Indiana ZIP), while per-capita income is $37,674. The poverty rate is 10.9%, with unemployment at 5.0%; those measures add context to the income figure. Median home value is $209,300 (8% above the average Indiana ZIP) and median rent is $1,119; 88.1% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 22.6% of adults hold a bachelor's degree or higher, the median age is 49, and the average commute is 32 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Putnam County, so 46128 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46128
Top 5 sectors by establishment count in Fillmore, IN
Which industries have the most business establishments in ZIP 46128.
- Construction
Construction
11 establishments
- Other services (except public administration) 4
Other services (except public administration)
4 establishments
- Retail trade 3
Retail trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46128, Fillmore, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,949
Population
90.7
Area (sq mi)
22
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46128?
49.0
Median Age
53.2%
Male
46.8%
Female
5.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,466
Median Household Income
+17% vs state ZIP avg
$37,674
Per Capita Income
10.9%
Poverty Rate
5.0%
Unemployment Rate
32.2 min
Mean Commute Time
How ZIP 46128 ranks among Indiana ZIPs
Fillmore, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$86,466 Top 21% higher than 79% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,095housing units
1,095
Total Housing Units
1,058
Occupied Units
37
Vacant Units
2.35
Avg Household Size
Occupancy Type
$209,300
Median Home Value
+8% vs state ZIP avg
$1,119
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+20.0%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 46128 have increased 20.0% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +9.8% | 140 |
| 2020 | +4.9% | 147 |
| 2021 | +12.1% | 164 |
| 2022 | +20.0% | 197 |
| 2024 | – | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 29 business establishments in ZIP 46128, employing approximately 137 people with a combined annual payroll of $6,601,000.
29
Businesses
137
Employees
$6.6M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 37.9% |
| Other services (except public administration) | 4 | 13.8% |
| Retail trade | 3 | 10.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46128 vs 46121 →
ZIP 46128 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46135
Greencastle (46135)
20,992 residents
- 46120 5,954
Cloverdale (46120)
5,954 residents
- 46121 5,276
Coatesville (46121)
5,276 residents
- 46128 1,949
Fillmore (46128)
1,949 residents
- 46105 1,928
Bainbridge (46105)
1,928 residents
- 46180 1,028
Stilesville (46180)
1,028 residents
- 46103 159
Amo (46103)
159 residents
- 46125 51
Eminence (46125)
51 residents
What this shows Among its immediate neighbors, ZIP 46128 ranks #4 by population - useful context the national average alone can't give.
ZIP 46128 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46103
Amo (46103)
$93,750 median income
- 46180
Stilesville (46180)
$90,208 median income
- 46121
Coatesville (46121)
$89,409 median income
- 46105
Bainbridge (46105)
$87,736 median income
- 46128
Fillmore (46128)
$86,466 median income
- 46135
Greencastle (46135)
$73,677 median income
- 46120
Cloverdale (46120)
$59,970 median income
What this shows By household income, ZIP 46128 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46128, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,949 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Putnam County
Related Areas
Frequently Asked Questions
What county is ZIP code 46128 in?
ZIP code 46128 (Fillmore) is located in Putnam County, Indiana. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-in.
What is the population of ZIP code 46128?
ZIP code 46128 in Fillmore, IN has a population of 1,949 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46128?
The median household income in ZIP 46128 is $86,466, which is 13% above the national average of $76,288.
What is the average home value in ZIP 46128?
The median home value in ZIP 46128 is $209,300, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 46128?
The largest racial group in ZIP 46128 is White at 94.3%. Hispanic or Latino residents make up 9.3% of the population.
How many businesses are in ZIP code 46128?
ZIP code 46128 has 29 business establishments employing approximately 137 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46128?
The top industries by establishment count in ZIP 46128 are: Construction (11), Other services (except public administration) (4), Retail trade (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 46128?
According to the FHFA House Price Index, home values in ZIP 46128 increased by 20.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46128?
In ZIP code 46128, 59.4% of residents aged 25+ have a high school diploma or higher, and 22.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46128?
The mean commute time for workers in ZIP code 46128 is 32.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46128?
In ZIP code 46128, approximately 88.1% of occupied housing units are owner-occupied and 11.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46128?
The poverty rate in ZIP code 46128 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 46128's numbers, next.
- See how ZIP 46128 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.