Roachdale, IN · standard
ZIP Code 46172
Putnam County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,427
- 14/sq mi Moderate-density area
- $85,912
- Median income Above-median income area
- $177,100
- Median home value Near-median home value
- 19.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Roachdale pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- 37th pct
- home value, US ZIPs
- 14
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46172 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46172 (Roachdale, IN) fell -4.5% from 2023 to 2024. The all-transactions index moved from 210.0 in 2023 to 200.6 in 2024 (2000 = 100).
ZIP code 46172 covers 174.6 square miles in Roachdale, Putnam County, Indiana (a standard USPS delivery area), with a modest 2,427 residents on file, a density of 14 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46172 lands in the middle-income range, with a median household income of $85,912 (17% above the average Indiana ZIP), while per-capita income is $43,998. The poverty rate is 10.0%, with unemployment at 0.3%; those measures add context to the income figure. Median home value is $177,100 (8% below the average Indiana ZIP) and median rent is $1,002; 82.6% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 19.4% of adults hold a bachelor's degree or higher, the median age is 43.8, and the average commute is 34 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Putnam County, so 46172 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46172
Top 5 sectors by establishment count in Roachdale, IN
Which industries have the most business establishments in ZIP 46172.
- Construction
Construction
12 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Finance and insurance 4
Finance and insurance
4 establishments
- Retail trade 3
Retail trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46172, Roachdale, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,427
Population
174.6
Area (sq mi)
14
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46172?
43.8
Median Age
48.9%
Male
51.1%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,912
Median Household Income
+17% vs state ZIP avg
$43,998
Per Capita Income
10.0%
Poverty Rate
0.3%
Unemployment Rate
33.8 min
Mean Commute Time
How ZIP 46172 ranks among Indiana ZIPs
Roachdale, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,912 Top 22% higher than 78% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,102housing units
1,102
Total Housing Units
997
Occupied Units
105
Vacant Units
2.43
Avg Household Size
Occupancy Type
$177,100
Median Home Value
-8% vs state ZIP avg
$1,002
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.5%
YoY Change (2024)
201
HPI Index (2000 = 100)
+101%
Total Change Since 2000
Home values in ZIP 46172 have decreased 4.5% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -10.5% | 134 |
| 2021 | +34.1% | 180 |
| 2022 | +6.8% | 192 |
| 2023 | +9.5% | 210 |
| 2024 | -4.5% | 201 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 39 business establishments in ZIP 46172, employing approximately 195 people with a combined annual payroll of $11,637,000.
39
Businesses
195
Employees
$11.6M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 30.8% |
| Other services (except public administration) | 6 | 15.4% |
| Finance and insurance | 4 | 10.3% |
| Retail trade | 3 | 7.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46172 vs 46105 →
ZIP 46172 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46121
Coatesville (46121)
5,276 residents
- 46172
Roachdale (46172)
2,427 residents
- 47954
Ladoga (47954)
2,220 residents
- 46105 1,928
Bainbridge (46105)
1,928 residents
- 47968 982
New Ross (47968)
982 residents
- 47965 646
New Market (47965)
646 residents
What this shows Among its immediate neighbors, ZIP 46172 ranks #2 by population - useful context the national average alone can't give.
ZIP 46172 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46121
Coatesville (46121)
$89,409 median income
- 46105
Bainbridge (46105)
$87,736 median income
- 46172
Roachdale (46172)
$85,912 median income
- 47968
New Ross (47968)
$83,242 median income
- 47954
Ladoga (47954)
$81,364 median income
- 47965
New Market (47965)
$76,607 median income
What this shows By household income, ZIP 46172 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46172, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,427 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Putnam County
Related Areas
Frequently Asked Questions
What county is ZIP code 46172 in?
ZIP code 46172 (Roachdale) is located in Putnam County, Indiana. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-in.
What is the population of ZIP code 46172?
ZIP code 46172 in Roachdale, IN has a population of 2,427 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46172?
The median household income in ZIP 46172 is $85,912, which is 13% above the national average of $76,288.
What is the average home value in ZIP 46172?
The median home value in ZIP 46172 is $177,100, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 46172?
The largest racial group in ZIP 46172 is White at 98.4%.
How many businesses are in ZIP code 46172?
ZIP code 46172 has 39 business establishments employing approximately 195 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46172?
The top industries by establishment count in ZIP 46172 are: Construction (12), Other services (except public administration) (6), Finance and insurance (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 46172?
According to the FHFA House Price Index, home values in ZIP 46172 decreased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46172?
In ZIP code 46172, 60.3% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46172?
The mean commute time for workers in ZIP code 46172 is 33.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46172?
In ZIP code 46172, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46172?
The poverty rate in ZIP code 46172 is 10.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46172's numbers, next.
- See how ZIP 46172 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Roachdale, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.