PlainZIP

Roachdale, IN · standard

ZIP Code 46172

Putnam County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,427
14/sq mi
$85,912
Median income
$177,100
Median home value
19.4%
Bachelor's or higher

The verdict

Roachdale pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 31%
household income, US ZIPs
37th pct
home value, US ZIPs
14
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46172 against every reporting US ZIP.

ZIP code 46172 covers 174.6 square miles in Roachdale, Putnam County, Indiana (a standard USPS delivery area), with a modest 2,427 residents on file, a density of 14 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46172 lands in the middle-income range, with a median household income of $85,912 (17% above the Indiana average), while per-capita income is $43,998. 10.0% of residents live below the poverty line, and the unemployment rate reads 0.3%. Median home value sits at $177,100 (8% below the state average), median rent at $1,002 a month, and owner-occupancy at 82.6%.

Educational attainment sits below the national norm: 19.4% of adults hold a bachelor's degree or higher, the median age is 43.8, and the average commute is 34 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 46172, plus 6 more within Putnam County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46172

Top 5 sectors by establishment count in Roachdale, IN

Which industries have the most business establishments in ZIP 46172.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46172, Roachdale, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,427

Population

174.6

Area (sq mi)

14

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46172?

43.8

Median Age

48.9%

Male

51.1%

Female

0.0%

Foreign-Born

White 98.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.6%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,912

Median Household Income

+17% vs state

$43,998

Per Capita Income

10.0%

Poverty Rate

0.3%

Unemployment Rate

33.8 min

Mean Commute Time

How ZIP 46172 ranks nationally

Roachdale, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,912 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.3%
Bachelor's Degree or Higher 19.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,102

Total Housing Units

997

Occupied Units

105

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 82.6%
Renter 17.4%

$177,100

Median Home Value

-8% vs state

$1,002

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.5%

YoY Change (2024)

201

HPI Index (2000 = 100)

+101%

Total Change Since 2000

Home values in ZIP 46172 have decreased 4.5% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.

Year Annual Change HPI Index
2020 -10.5% 134
2021 +34.1% 180
2022 +6.8% 192
2023 +9.5% 210
2024 -4.5% 201

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 39 business establishments in ZIP 46172, employing approximately 195 people with a combined annual payroll of $11,637,000.

39

Businesses

195

Employees

$11.6M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 12 30.8%
Other services (except public administration) 6 15.4%
Finance and insurance 4 10.3%
Retail trade 3 7.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46172 vs 46105 →

ZIP 46172 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46172 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46172 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46172 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46105 Bainbridge, IN 1,928 4.3 mi
47954 Ladoga, IN 2,220 5.1 mi
47968 New Ross, IN 982 10.1 mi
47965 New Market, IN 646 10.4 mi
46121 Coatesville, IN 5,276 12.9 mi

More ZIP Codes in Putnam County

46135 standard
Greencastle, IN
Pop: 20,992
46120 standard
Cloverdale, IN
Pop: 5,954
46121 standard
Coatesville, IN
Pop: 5,276
46128 standard
Fillmore, IN
Pop: 1,949
46105 standard
Bainbridge, IN
Pop: 1,928
46171 standard
Reelsville, IN
Pop: 1,695

Related Areas

Putnam County Roachdale, IN Indiana

Frequently Asked Questions

What county is ZIP code 46172 in? ▼
ZIP code 46172 (Roachdale) is located in Putnam County, Indiana. Putnam County contains multiple ZIP codes, see the full list at /counties/putnam-in.
What is the population of ZIP code 46172? ▼
ZIP code 46172 in Roachdale, IN has a population of 2,427 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46172? ▼
The median household income in ZIP 46172 is $85,912, which is 13% above the national average of $76,288.
What is the average home value in ZIP 46172? ▼
The median home value in ZIP 46172 is $177,100, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 46172? ▼
The largest racial group in ZIP 46172 is White at 98.4%.
How many businesses are in ZIP code 46172? ▼
ZIP code 46172 has 39 business establishments employing approximately 195 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46172? ▼
The top industries by establishment count in ZIP 46172 are: Construction (12), Other services (except public administration) (6), Finance and insurance (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 46172? ▼
According to the FHFA House Price Index, home values in ZIP 46172 decreased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46172? ▼
In ZIP code 46172, 60.3% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46172? ▼
The mean commute time for workers in ZIP code 46172 is 33.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46172? ▼
In ZIP code 46172, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46172? ▼
The poverty rate in ZIP code 46172 is 10.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.