ZIP 46301 vs ZIP 46360

This side-by-side compares ZIP 46301 (Beverly Shores, IN) and ZIP 46360 (Michigan City, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46301 has a population of 669 at 77 people per square mile, while ZIP 46360 has 43,625 at 218 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46301 reports a median household income of $119,948 against $59,266 in ZIP 46360, with per-capita income of $88,550 vs $34,689. The share of adults holding a bachelor's degree or higher is 74.5% in 46301 and 23.8% in 46360. Poverty rate reads 5.1% vs 17.3%, and unemployment 5.7% vs 7.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $606,900 in 46301 versus $167,300 in 46360, with median rent of $1,675 and $976 per month respectively. Homeownership rate is 96.3% vs 68.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.