Michigan City, IN · standard
ZIP Code 46360
LaPorte County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 43,625
- 218/sq mi High-density area
- $59,266
- Median income Below-median income area
- $167,300
- Median home value Near-median home value
- 23.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Michigan City pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 33rd pct
- home value, US ZIPs
- 218
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46360 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46360 (Michigan City, IN) rose +2.2% from 2023 to 2024. The all-transactions index moved from 213.6 in 2023 to 218.2 in 2024 (2000 = 100).
ZIP code 46360 is a densely settled ZIP (a standard USPS delivery area) in Michigan City, LaPorte County, Indiana, with 43,625 residents across 200.3 square miles, a density of 218 people per square mile, in the Chicago time zone.
ZIP 46360 reports a modest median household income of $59,266 (20% below the average Indiana ZIP), while per-capita income is $34,689. The poverty rate is 17.3%, with unemployment at 7.5%; those measures add context to the income figure. Median home value is $167,300 (14% below the average Indiana ZIP) and median rent is $976; 68.2% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 23.8% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 23 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in LaPorte County, so 46360 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46360
Top 5 sectors by establishment count in Michigan City, IN
Which industries have the most business establishments in ZIP 46360.
- Retail trade
Retail trade
223 establishments
- Health care and social assistance
Health care and social assistance
154 establishments
- Accommodation and food services
Accommodation and food services
141 establishments
- Other services (except public administration)
Other services (except public administration)
99 establishments
- Construction 65
Construction
65 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46360, Michigan City, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
43,625
Population
200.3
Area (sq mi)
218
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 46360?
41.2
Median Age
51.5%
Male
48.5%
Female
3.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,266
Median Household Income
-20% vs state ZIP avg
$34,689
Per Capita Income
17.3%
Poverty Rate
7.5%
Unemployment Rate
22.5 min
Mean Commute Time
How ZIP 46360 ranks nationally
Michigan City, IN household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$59,266 28th percentile higher than 28% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,693housing units
21,693
Total Housing Units
18,269
Occupied Units
3,424
Vacant Units
2.24
Avg Household Size
Occupancy Type
$167,300
Median Home Value
-14% vs state ZIP avg
$976
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.2%
YoY Change (2024)
218
HPI Index (2000 = 100)
+118%
Total Change Since 2000
Home values in ZIP 46360 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.9% | 145 |
| 2021 | +12.9% | 164 |
| 2022 | +18.6% | 194 |
| 2023 | +10.1% | 214 |
| 2024 | +2.2% | 218 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,061 business establishments in ZIP 46360, employing approximately 17,955 people with a combined annual payroll of $876,452,000.
1,061
Businesses
17,955
Employees
$876.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 223 | 21.0% |
| Health care and social assistance | 154 | 14.5% |
| Accommodation and food services | 141 | 13.3% |
| Other services (except public administration) | 99 | 9.3% |
| Construction | 65 | 6.1% |
| Professional, scientific, and technical services | 64 | 6.0% |
| Administrative and support and waste management and remediation services | 56 | 5.3% |
| Manufacturing | 53 | 5.0% |
| Finance and insurance | 48 | 4.5% |
| Wholesale trade | 46 | 4.3% |
| Real estate and rental and leasing | 42 | 4.0% |
| Transportation and warehousing | 20 | 1.9% |
| Information | 19 | 1.8% |
| Arts, entertainment, and recreation | 13 | 1.2% |
| Educational services | 10 | 0.9% |
| Management of companies and enterprises | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46360 vs 46301 →
ZIP 46360 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46350
La Porte (46350)
43,650 residents
- 46360
Michigan City (46360)
43,625 residents
- 46391 9,726
Westville (46391)
9,726 residents
- 49117 3,951
New Buffalo (49117)
3,951 residents
- 46301 669
Beverly Shores (46301)
669 residents
What this shows Among its immediate neighbors, ZIP 46360 ranks #2 by population - useful context the national average alone can't give.
ZIP 46360 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46301
Beverly Shores (46301)
$119,948 median income
- 46391
Westville (46391)
$82,692 median income
- 49117
New Buffalo (49117)
$75,114 median income
- 46350
La Porte (46350)
$74,307 median income
- 46360
Michigan City (46360)
$59,266 median income
What this shows By household income, ZIP 46360 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46360, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (43,625 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in LaPorte County
Related Areas
Frequently Asked Questions
What county is ZIP code 46360 in?
ZIP code 46360 (Michigan City) is located in LaPorte County, Indiana. LaPorte County contains multiple ZIP codes, see the full list at /counties/laporte-in.
What is the population of ZIP code 46360?
ZIP code 46360 in Michigan City, IN has a population of 43,625 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46360?
The median household income in ZIP 46360 is $59,266, which is 22% below the national average of $76,288.
What is the average home value in ZIP 46360?
The median home value in ZIP 46360 is $167,300, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 46360?
The largest racial group in ZIP 46360 is White at 68.7%. Hispanic or Latino residents make up 7.7% of the population.
How many businesses are in ZIP code 46360?
ZIP code 46360 has 1,061 business establishments employing approximately 17,955 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46360?
The top industries by establishment count in ZIP 46360 are: Retail trade (223), Health care and social assistance (154), Accommodation and food services (141). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46360?
According to the FHFA House Price Index, home values in ZIP 46360 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46360?
In ZIP code 46360, 62.7% of residents aged 25+ have a high school diploma or higher, and 23.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46360?
The mean commute time for workers in ZIP code 46360 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46360?
In ZIP code 46360, approximately 68.2% of occupied housing units are owner-occupied and 31.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46360?
The poverty rate in ZIP code 46360 is 17.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46360's numbers, next.
- See how ZIP 46360 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Michigan City, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.