Residential delivery area · Indiana
ZIP Code 46360: Michigan City, IN
ZIP code 46360 uses the postal name Michigan City, Indiana and lies mostly in LaPorte County (84% of its land) with the rest in Porter County (Census 2020 ZIP-county file). About 44,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $59,266 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Michigan City (27%), Town of Pines (2%), Trail Creek (2%), Long Beach (1%), Michiana Shores (under 1%) and Pottawattamie Park (under 1%); 68% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Michigan City · its only residential ZIP
- County
- LaPorte County (84%); Porter County (16%)
- Census places
- Michigan City (27%); Town of Pines (2%); Trail Creek (2%); Long Beach (1%)
- Metro area
- Michigan City-La Porte, IN
- House district
- IN-1 119th Congress
- State
- Indiana
- Time zone
- Central
- Land area
- 76.6 sq mi · 572 people per sq mi
- PO Box ZIPs
- 46361 also use the name Michigan City
Where is ZIP code 46360?
46360 centers on 41.689°, -86.865° and covers 76.6 square miles of land plus 2.5 of water. It borders 5 ZIP codes: 46301, 46350, 49117, 46391, 46304.
The map draws ZIP code areas only. For the streets inside 46360, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46360 compare with the rest of LaPorte County?
| Measure | 46360 | In LaPorte County | In IN |
|---|---|---|---|
| People (ACS 2020-2024) | 43,817 | 2nd of 15 | 16th of 807 |
| Median household income | $59k | 9th of 11 | 379th of 478 |
| Median home value | $167k | 10th of 12 | 333rd of 509 |
Its median household income is higher than in 28% of U.S. residential ZIP codes, and it is denser than 73% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46360?
The 2020 Census counted 44,209 people in 46360; the ACS, which samples households over 2020-2024, estimates 43,817. Between the 2010 and 2020 censuses its population grew 1.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 43,817
- 2020 Census count
- 44,209+1.3% since 2010 (43,625)
- Households
- 18,269
- Median age
- 41.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46360?
Of the 43,817 people the ACS estimates in 46360, 19.8% are under 18 and 21.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (65.9%), then Black (not Hispanic) (19.8%).
- Under 1819.8%
- 18 to 6458.9%
- 65 and older21.3%
- White, not Hispanic65.9%
- Black, not Hispanic19.8%
- Hispanic or Latino7.7%
- Other or two or more5.7%
- Asian, not Hispanic0.8%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46360 earn?
Median household income is $59,266 (ACS 2020-2024), the 9th highest of the 11 ranked ZIP codes in LaPorte County. It is not measurably different from 2015-2019 ($56,810 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $59,266
- Income per person
- $34,689
- Below the poverty line
- 17.3%
- Unemployed (of the labor force)
- 7.5%
- Adults 25+ with a bachelor's degree
- 23.8%
- Adjusted gross income per tax return, 2022
- $62,20919,480 returns; wages 66% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46360?
FHFA's house price index for 46360, built from repeat sales and appraisals of the same homes, rose 108% from 2015 to 2025 and rose 69% from 2020 to 2025, and moved +12.1% in 2025.
- Median home value (owners' estimate)
- $167,300
- Median gross rent
- $976
- Homes owned by their occupants
- 68.2%
- Housing units
- 21,693
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46360?
1,061 business establishments had a location in this ZIP code in 2023, 7 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade223
- Health care and social assistance154
- Accommodation and food services141
- Other services (except public administration)99
- Construction65
- Professional, scientific, and technical services64
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46360?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46301 | Beverly Shores | 650 | $120k | 5.6 mi |
| 46350 | La Porte | 44,763 | $74k | 9.3 mi |
| 49117 | New Buffalo, MI | 3,358 | $75k | 9.6 mi |
| 46391 | Westville | 8,986 | $83k | 9.7 mi |
| 46304 | Chesterton | 28,307 | $91k | 10.9 mi |
| 49129 | Union Pier, MI | 669 | $106k | 12.7 mi (near) |
| 46345 | Kingsbury | 66 | – | 13.9 mi (near) |
| 46371 | Rolling Prairie | 3,396 | $100k | 14.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Michigan City?
1 more ZIP code carries the postal name Michigan City, IN without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 46361 | LaPorte County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.