PlainZIP

Michigan City, IN · standard

ZIP Code 46360

LaPorte County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

43,625
218/sq mi
$59,266
Median income
$167,300
Median home value
23.8%
Bachelor's or higher

The verdict

Michigan City pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

28th pct
household income, US ZIPs
33th pct
home value, US ZIPs
218
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46360 against every reporting US ZIP.

ZIP code 46360 is a densely settled ZIP (a standard USPS delivery area) in Michigan City, LaPorte County, Indiana, with 43,625 residents across 200.3 square miles, a density of 218 people per square mile, in the Chicago time zone.

ZIP 46360 reports a modest median household income of $59,266 (20% below the Indiana average), while per-capita income is $34,689. Local economic indicators show a 17.3% poverty rate alongside 7.5% unemployment. Median home value sits at $167,300 (14% below the state average), median rent at $976 a month, and owner-occupancy at 68.2%.

Educational attainment sits below the national norm: 23.8% of adults hold a bachelor's degree or higher, the median age is 41.2, and the average commute is 23 minutes. To put 46360 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in LaPorte County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46360

Top 5 sectors by establishment count in Michigan City, IN

Which industries have the most business establishments in ZIP 46360.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46360, Michigan City, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

43,625

Population

200.3

Area (sq mi)

218

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46360?

41.2

Median Age

51.5%

Male

48.5%

Female

3.1%

Foreign-Born

White 68.7%
African American 20.3%
Asian 0.8%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.1%
Hispanic or Latino 7.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,266

Median Household Income

-20% vs state

$34,689

Per Capita Income

17.3%

Poverty Rate

7.5%

Unemployment Rate

22.5 min

Mean Commute Time

How ZIP 46360 ranks nationally

Michigan City, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,266 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.7%
Bachelor's Degree or Higher 23.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,693

Total Housing Units

18,269

Occupied Units

3,424

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 68.2%
Renter 31.8%

$167,300

Median Home Value

-14% vs state

$976

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.2%

YoY Change (2024)

218

HPI Index (2000 = 100)

+118%

Total Change Since 2000

Home values in ZIP 46360 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 145
2021 +12.9% 164
2022 +18.6% 194
2023 +10.1% 214
2024 +2.2% 218

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,061 business establishments in ZIP 46360, employing approximately 17,955 people with a combined annual payroll of $876,452,000.

1,061

Businesses

17,955

Employees

$876.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 223 21.0%
Health care and social assistance 154 14.5%
Accommodation and food services 141 13.3%
Other services (except public administration) 99 9.3%
Construction 65 6.1%
Professional, scientific, and technical services 64 6.0%
Administrative and support and waste management and remediation services 56 5.3%
Manufacturing 53 5.0%
Finance and insurance 48 4.5%
Wholesale trade 46 4.3%
Real estate and rental and leasing 42 4.0%
Transportation and warehousing 20 1.9%
Information 19 1.8%
Arts, entertainment, and recreation 13 1.2%
Educational services 10 0.9%
Management of companies and enterprises 5 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46360 vs 46301 →

ZIP 46360 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46360 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46360 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46360 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46301 Beverly Shores, IN 669 5.8 mi
46391 Westville, IN 9,726 10.1 mi
46350 La Porte, IN 43,650 9.4 mi
49117 New Buffalo, MI 3,951 9.8 mi

More ZIP Codes in LaPorte County

46350 standard
La Porte, IN
Pop: 43,650
46391 standard
Westville, IN
Pop: 9,726
46371 standard
Rolling Prairie, IN
Pop: 3,599
46390 standard
Wanatah, IN
Pop: 2,796
46382 standard
Union Mills, IN
Pop: 2,108
46346 standard
Kingsford Heights, IN
Pop: 1,423

Related Areas

LaPorte County Michigan City, IN Indiana

Frequently Asked Questions

What county is ZIP code 46360 in? ▼
ZIP code 46360 (Michigan City) is located in LaPorte County, Indiana. LaPorte County contains multiple ZIP codes, see the full list at /counties/laporte-in.
What is the population of ZIP code 46360? ▼
ZIP code 46360 in Michigan City, IN has a population of 43,625 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46360? ▼
The median household income in ZIP 46360 is $59,266, which is 22% below the national average of $76,288.
What is the average home value in ZIP 46360? ▼
The median home value in ZIP 46360 is $167,300, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 46360? ▼
The largest racial group in ZIP 46360 is White at 68.7%. Hispanic or Latino residents make up 7.7% of the population.
How many businesses are in ZIP code 46360? ▼
ZIP code 46360 has 1,061 business establishments employing approximately 17,955 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46360? ▼
The top industries by establishment count in ZIP 46360 are: Retail trade (223), Health care and social assistance (154), Accommodation and food services (141). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 46360? ▼
According to the FHFA House Price Index, home values in ZIP 46360 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46360? ▼
In ZIP code 46360, 62.7% of residents aged 25+ have a high school diploma or higher, and 23.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46360? ▼
The mean commute time for workers in ZIP code 46360 is 22.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46360? ▼
In ZIP code 46360, approximately 68.2% of occupied housing units are owner-occupied and 31.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46360? ▼
The poverty rate in ZIP code 46360 is 17.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.