ZIP 46516 vs ZIP 46514

This side-by-side compares ZIP 46516 (Elkhart, IN) and ZIP 46514 (Elkhart, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46516 has a population of 33,501 at 726 people per square mile, while ZIP 46514 has 40,263 at 403 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46516 reports a median household income of $56,492 against $65,833 in ZIP 46514, with per-capita income of $29,779 vs $33,541. The share of adults holding a bachelor's degree or higher is 17.8% in 46516 and 20.3% in 46514. Poverty rate reads 16.5% vs 11.5%, and unemployment 4.4% vs 3.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $153,400 in 46516 versus $197,800 in 46514, with median rent of $1,016 and $1,113 per month respectively. Homeownership rate is 62.7% vs 72.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.