Residential delivery area · Indiana
ZIP Code 46516: Elkhart, IN
ZIP code 46516 is in Elkhart, Indiana, entirely in Elkhart County (Census 2020 ZIP-county file). About 32,000 people live there (Census Bureau, ACS 2020-2024), the 2nd most populous of Elkhart's 3 residential ZIP codes. Median household income is $56,492 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Elkhart (53%) and Dunlap (12%); 36% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Elkhart · 3 residential ZIPs
- County
- Elkhart County
- Census places
- Elkhart (53%); Dunlap (12%) census-designated place
- Metro area
- Elkhart-Goshen, IN
- House district
- IN-2 119th Congress
- State
- Indiana
- Time zone
- Eastern
- Land area
- 17.5 sq mi · 1,821 people per sq mi
- PO Box ZIPs
- 46515 also use the name Elkhart
Where is ZIP code 46516?
46516 centers on 41.679°, -85.948° and covers 17.5 square miles of land plus 0.9 of water. It borders 5 ZIP codes: 46514, 46517, 46561, 46507, 46528.
The map draws ZIP code areas only. For the streets inside 46516, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46516 compare with the rest of Elkhart?
| Measure | 46516 | In Elkhart | In Elkhart County | In IN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 31,871 | 2nd of 3 | 3rd of 16 | 57th of 807 |
| Median household income | $57k | 3rd of 3 | 16th of 16 | 410th of 478 |
| Median home value | $153k | 3rd of 3 | 16th of 16 | 407th of 509 |
Its median household income is higher than in 23% of U.S. residential ZIP codes, and it is denser than 84% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46516?
The 2020 Census counted 33,670 people in 46516; the ACS, which samples households over 2020-2024, estimates 31,871. Between the 2010 and 2020 censuses its population grew 0.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 31,871
- 2020 Census count
- 33,670+0.5% since 2010 (33,501)
- Households
- 12,244
- Median age
- 35.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46516?
Of the 31,871 people the ACS estimates in 46516, 26.2% are under 18 and 13.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (61.4%), then Hispanic or Latino (23.6%).
- Under 1826.2%
- 18 to 6460.7%
- 65 and older13.0%
- White, not Hispanic61.4%
- Hispanic or Latino23.6%
- Black, not Hispanic10.0%
- Other or two or more3.7%
- Asian, not Hispanic1.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46516 earn?
Median household income is $56,492 (ACS 2020-2024), the 16th highest of the 16 ranked ZIP codes in Elkhart County. It is not measurably different from 2015-2019 ($59,298 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $56,492
- Income per person
- $29,779
- Below the poverty line
- 16.5%
- Unemployed (of the labor force)
- 4.4%
- Adults 25+ with a bachelor's degree
- 17.8%
- Adjusted gross income per tax return, 2022
- $60,06915,390 returns; wages 78% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46516?
FHFA's house price index for 46516, built from repeat sales and appraisals of the same homes, rose 110% from 2015 to 2025 and rose 58% from 2020 to 2025, and moved +4.8% in 2025.
- Median home value (owners' estimate)
- $153,400
- Median gross rent
- $1,016
- Homes owned by their occupants
- 62.7%
- Housing units
- 14,391
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46516?
889 business establishments had a location in this ZIP code in 2023, 45 more than in 2018; the most are in manufacturing (ZIP Code Business Patterns).
- Manufacturing181
- Retail trade98
- Wholesale trade90
- Other services (except public administration)80
- Professional, scientific, and technical services77
- Health care and social assistance65
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46516?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46514 | Elkhart | 42,389 | $66k | 3.3 mi |
| 46517 | Elkhart | 25,433 | $57k | 4.4 mi |
| 46561 | Osceola | 13,996 | $92k | 6.4 mi |
| 46507 | Bristol | 9,991 | $83k | 7.4 mi |
| 46528 | Goshen | 26,248 | $82k | 10.0 mi |
| 49130 | Union, MI | 1,258 | $77k | 8.0 mi (near) |
| 46526 | Goshen | 33,668 | $68k | 9.1 mi (near) |
| 49112 | Edwardsburg, MI | 10,544 | $62k | 9.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.