PlainZIP

Goshen, IN · standard

ZIP Code 46526

Elkhart County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,671
177/sq mi
$67,461
Median income
$204,200
Median home value
26.0%
Bachelor's or higher

The verdict

Goshen pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

43th pct
household income, US ZIPs
44th pct
home value, US ZIPs
177
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46526 against every reporting US ZIP.

ZIP code 46526 is a densely settled ZIP (a standard USPS delivery area) in Goshen, Elkhart County, Indiana, with 30,671 residents across 173.7 square miles, a density of 177 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46526 reports a modest median household income of $67,461 (8% below the Indiana average), while per-capita income is $31,522. Local economic indicators show a 12.8% poverty rate alongside 4.0% unemployment. Housing costs here run $204,200 for a typical home value (6% above the state average), with rent averaging $1,133 a month; 68.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 26.0% of adults hold a bachelor's degree or higher, the median age is 34.9, and the average commute is 19 minutes. To put 46526 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Elkhart County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46526

Top 5 sectors by establishment count in Goshen, IN

Which industries have the most business establishments in ZIP 46526.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46526, Goshen, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,671

Population

173.7

Area (sq mi)

177

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46526?

34.9

Median Age

48.0%

Male

52.0%

Female

13.4%

Foreign-Born

White 71.5%
African American 2.1%
Asian 1.4%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.6%
Hispanic or Latino 27.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,461

Median Household Income

-8% vs state

$31,522

Per Capita Income

12.8%

Poverty Rate

4.0%

Unemployment Rate

19.3 min

Mean Commute Time

How ZIP 46526 ranks nationally

Goshen, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,461 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.8%
Bachelor's Degree or Higher 26.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,639

Total Housing Units

11,402

Occupied Units

1,237

Vacant Units

2.87

Avg Household Size

Occupancy Type

Owner 68.8%
Renter 31.2%

$204,200

Median Home Value

+6% vs state

$1,133

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.4%

YoY Change (2024)

218

HPI Index (2000 = 100)

+118%

Total Change Since 2000

Home values in ZIP 46526 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.0% 150
2021 +10.7% 166
2022 +18.5% 197
2023 +4.3% 205
2024 +6.4% 218

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 879 business establishments in ZIP 46526, employing approximately 24,602 people with a combined annual payroll of $1,168,860,000.

879

Businesses

24,602

Employees

$1.2B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 153 17.4%
Health care and social assistance 113 12.9%
Other services (except public administration) 105 11.9%
Accommodation and food services 89 10.1%
Manufacturing 69 7.8%
Construction 68 7.7%
Professional, scientific, and technical services 68 7.7%
Real estate and rental and leasing 45 5.1%
Finance and insurance 43 4.9%
Wholesale trade 39 4.4%
Administrative and support and waste management and remediation services 29 3.3%
Transportation and warehousing 20 2.3%
Information 12 1.4%
Arts, entertainment, and recreation 9 1.0%
Educational services 7 0.8%
Utilities 4 0.5%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46526 vs 46553 →

ZIP 46526 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46526 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46526 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46526 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46553 New Paris, IN 3,428 5.4 mi
46528 Goshen, IN 26,104 6.2 mi
46516 Elkhart, IN 33,501 9.0 mi
46517 Elkhart, IN 23,764 7.7 mi
46550 Nappanee, IN 12,311 9.5 mi

More ZIP Codes in Elkhart County

46514 standard
Elkhart, IN
Pop: 40,263
46516 standard
Elkhart, IN
Pop: 33,501
46528 standard
Goshen, IN
Pop: 26,104
46517 standard
Elkhart, IN
Pop: 23,764
46550 standard
Nappanee, IN
Pop: 12,311
46540 standard
Middlebury, IN
Pop: 11,702

Related Areas

Elkhart County Goshen, IN Indiana

Frequently Asked Questions

What county is ZIP code 46526 in? ▼
ZIP code 46526 (Goshen) is located in Elkhart County, Indiana. Elkhart County contains multiple ZIP codes, see the full list at /counties/elkhart-in.
What is the population of ZIP code 46526? ▼
ZIP code 46526 in Goshen, IN has a population of 30,671 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46526? ▼
The median household income in ZIP 46526 is $67,461, which is 12% below the national average of $76,288.
What is the average home value in ZIP 46526? ▼
The median home value in ZIP 46526 is $204,200, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 46526? ▼
The largest racial group in ZIP 46526 is White at 71.5%. Hispanic or Latino residents make up 27.4% of the population.
How many businesses are in ZIP code 46526? ▼
ZIP code 46526 has 879 business establishments employing approximately 24,602 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46526? ▼
The top industries by establishment count in ZIP 46526 are: Retail trade (153), Health care and social assistance (113), Other services (except public administration) (105). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 46526? ▼
According to the FHFA House Price Index, home values in ZIP 46526 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46526? ▼
In ZIP code 46526, 61.8% of residents aged 25+ have a high school diploma or higher, and 26.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46526? ▼
The mean commute time for workers in ZIP code 46526 is 19.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46526? ▼
In ZIP code 46526, approximately 68.8% of occupied housing units are owner-occupied and 31.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46526? ▼
The poverty rate in ZIP code 46526 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.