Residential delivery area · Indiana
ZIP Code 46528: Goshen, IN
ZIP code 46528 uses the postal name Goshen, Indiana and lies entirely in Elkhart County (Census 2020 ZIP-county file). About 26,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Goshen's 2 residential ZIP codes. Median household income is $81,529 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Goshen; 92% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Goshen · 2 residential ZIPs
- County
- Elkhart County
- Census places
- Goshen
- Metro area
- Elkhart-Goshen, IN
- House district
- IN-2 119th Congress
- State
- Indiana
- Time zone
- Eastern
- Land area
- 72.5 sq mi · 362 people per sq mi
- PO Box ZIPs
- 46527 also use the name Goshen
Where is ZIP code 46528?
46528 centers on 41.601°, -85.785° and covers 72.5 square miles of land plus 0.4 of water. It borders 7 ZIP codes: 46526, 46540, 46543, 46507, 46516, 46517, 46565.
The map draws ZIP code areas only. For the streets inside 46528, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46528 compare with the rest of Goshen?
| Measure | 46528 | In Goshen | In Elkhart County | In IN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 26,248 | 2nd of 2 | 5th of 16 | 85th of 807 |
| Median household income | $82k | 1st of 2 | 9th of 16 | 130th of 478 |
| Median home value | $248k | 1st of 2 | 6th of 16 | 122nd of 509 |
Its median household income is higher than in 64% of U.S. residential ZIP codes, and it is denser than 69% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46528?
The 2020 Census counted 27,223 people in 46528; the ACS, which samples households over 2020-2024, estimates 26,248. Between the 2010 and 2020 censuses its population grew 4.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 26,248
- 2020 Census count
- 27,223+4.3% since 2010 (26,104)
- Households
- 7,880
- Median age
- 32.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46528?
Of the 26,248 people the ACS estimates in 46528, 30.0% are under 18 and 12.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (75.5%), then Hispanic or Latino (21.7%).
- Under 1830.0%
- 18 to 6457.7%
- 65 and older12.2%
- White, not Hispanic75.5%
- Hispanic or Latino21.7%
- Other or two or more1.4%
- Black, not Hispanic1.1%
- Asian, not Hispanic0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46528 earn?
Median household income is $81,529 (ACS 2020-2024), the 9th highest of the 16 ranked ZIP codes in Elkhart County. It is not measurably different from 2015-2019 ($77,833 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $81,529
- Income per person
- $33,525
- Below the poverty line
- 10.9%
- Unemployed (of the labor force)
- 3.6%
- Adults 25+ with a bachelor's degree
- 23.3%
- Adjusted gross income per tax return, 2022
- $83,37312,160 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46528?
FHFA's house price index for 46528, built from repeat sales and appraisals of the same homes, rose 95% from 2015 to 2025 and rose 56% from 2020 to 2025, and moved +10.2% in 2025.
- Median home value (owners' estimate)
- $247,600
- Median gross rent
- $1,051
- Homes owned by their occupants
- 80.3%
- Housing units
- 8,476
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46528?
471 business establishments had a location in this ZIP code in 2023, 27 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction83
- Manufacturing73
- Other services (except public administration)64
- Retail trade38
- Health care and social assistance37
- Transportation and warehousing32
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46528?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46526 | Goshen | 33,668 | $68k | 5.6 mi |
| 46540 | Middlebury | 12,993 | $97k | 6.7 mi |
| 46543 | Millersburg | 4,741 | $105k | 7.5 mi |
| 46507 | Bristol | 9,991 | $83k | 8.5 mi |
| 46516 | Elkhart | 31,871 | $57k | 10.0 mi |
| 46517 | Elkhart | 25,433 | $57k | 11.2 mi |
| 46565 | Shipshewana | 9,014 | $96k | 12.1 mi |
| 46553 | New Paris | 3,828 | $89k | 9.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.