Residential delivery area · Indiana
ZIP Code 46517: Elkhart, IN
ZIP code 46517 uses the postal name Elkhart, Indiana and lies entirely in Elkhart County (Census 2020 ZIP-county file). About 25,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Elkhart's 3 residential ZIP codes. Median household income is $56,772 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Elkhart (12%) and Dunlap (8%); 80% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Elkhart · 3 residential ZIPs
- County
- Elkhart County
- Census places
- Elkhart (12%); Dunlap (8%) census-designated place
- Metro area
- Elkhart-Goshen, IN
- House district
- IN-2 119th Congress
- State
- Indiana
- Time zone
- Eastern
- Land area
- 36.9 sq mi · 689 people per sq mi
- PO Box ZIPs
- 46515 also use the name Elkhart
Where is ZIP code 46517?
46517 centers on 41.627°, -85.998° and covers 36.9 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 46516, 46561, 46544, 46573, 46526, 46528.
The map draws ZIP code areas only. For the streets inside 46517, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46517 compare with the rest of Elkhart?
| Measure | 46517 | In Elkhart | In Elkhart County | In IN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 25,433 | 3rd of 3 | 6th of 16 | 91st of 807 |
| Median household income | $57k | 2nd of 3 | 15th of 16 | 407th of 478 |
| Median home value | $177k | 2nd of 3 | 15th of 16 | 297th of 509 |
Its median household income is higher than in 24% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46517?
The 2020 Census counted 24,006 people in 46517; the ACS, which samples households over 2020-2024, estimates 25,433. Between the 2010 and 2020 censuses its population grew 1.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 25,433
- 2020 Census count
- 24,006+1.0% since 2010 (23,764)
- Households
- 8,940
- Median age
- 37.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46517?
Of the 25,433 people the ACS estimates in 46517, 27.2% are under 18 and 15.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (53.8%), then Hispanic or Latino (30.2%).
- Under 1827.2%
- 18 to 6457.3%
- 65 and older15.5%
- White, not Hispanic53.8%
- Hispanic or Latino30.2%
- Black, not Hispanic10.8%
- Other or two or more4.6%
- Asian, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46517 earn?
Median household income is $56,772 (ACS 2020-2024), the 15th highest of the 16 ranked ZIP codes in Elkhart County. It fell from $63,184 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $56,772
- Income per person
- $29,231
- Below the poverty line
- 16.9%
- Unemployed (of the labor force)
- 2.8%
- Adults 25+ with a bachelor's degree
- 15.6%
- Adjusted gross income per tax return, 2022
- $67,54610,710 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46517?
FHFA's house price index for 46517, built from repeat sales and appraisals of the same homes, rose 96% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved +2.6% in 2025.
- Median home value (owners' estimate)
- $177,200
- Median gross rent
- $938
- Homes owned by their occupants
- 63.3%
- Housing units
- 10,007
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46517?
498 business establishments had a location in this ZIP code in 2023, 7 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade72
- Other services (except public administration)65
- Manufacturing64
- Wholesale trade53
- Health care and social assistance49
- Accommodation and food services47
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46517?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46516 | Elkhart | 31,871 | $57k | 4.4 mi |
| 46561 | Osceola | 13,996 | $92k | 4.6 mi |
| 46544 | Mishawaka | 31,077 | $59k | 6.8 mi |
| 46573 | Wakarusa | 3,936 | $86k | 6.8 mi |
| 46526 | Goshen | 33,668 | $68k | 7.9 mi |
| 46528 | Goshen | 26,248 | $82k | 11.2 mi |
| 46514 | Elkhart | 42,389 | $66k | 6.7 mi (near) |
| 46545 | Mishawaka | 26,606 | $57k | 8.9 mi (near) |
| 46530 | Granger | 31,598 | $122k | 10.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.