PlainZIP

Granger, IN · standard

ZIP Code 46530

St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,614
475/sq mi
$122,129
Median income
$345,400
Median home value
56.0%
Bachelor's or higher

The verdict

Granger pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 27%
home value, US ZIPs
475
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46530 against every reporting US ZIP.

ZIP code 46530 is a densely settled ZIP (a standard USPS delivery area) in Granger, St. Joseph County, Indiana, with 30,614 residents across 64.5 square miles, a density of 475 people per square mile, in the Detroit time zone.

ZIP 46530 skews affluent, with a median household income of $122,129 (66% above the Indiana average), while per-capita income is $60,301. 5.2% of residents live below the poverty line, and the unemployment rate reads 4.0%. On housing, the median home value is $345,400 (78% above the state average) with median rent at $1,754 per month, and 84.4% of occupied units are owner-occupied.

This is a highly-educated ZIP: 56.0% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 23 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 46530, plus 6 more within St. Joseph County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46530

Top 5 sectors by establishment count in Granger, IN

Which industries have the most business establishments in ZIP 46530.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46530, Granger, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,614

Population

64.5

Area (sq mi)

475

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46530?

39.8

Median Age

49.9%

Male

50.1%

Female

8.7%

Foreign-Born

White 80.6%
African American 4.1%
Asian 7.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 6.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$122,129

Median Household Income

+66% vs state

$60,301

Per Capita Income

5.2%

Poverty Rate

4.0%

Unemployment Rate

22.6 min

Mean Commute Time

How ZIP 46530 ranks nationally

Granger, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$122,129 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.3%
Bachelor's Degree or Higher 56.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,994

Total Housing Units

11,505

Occupied Units

489

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$345,400

Median Home Value

+78% vs state

$1,754

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

217

HPI Index (2000 = 100)

+117%

Total Change Since 2000

Home values in ZIP 46530 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 151
2021 +11.3% 168
2022 +18.0% 199
2023 +5.6% 210
2024 +3.4% 217

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 637 business establishments in ZIP 46530, employing approximately 6,826 people with a combined annual payroll of $289,079,000.

637

Businesses

6,826

Employees

$289.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 92 14.4%
Health care and social assistance 83 13.0%
Professional, scientific, and technical services 68 10.7%
Other services (except public administration) 68 10.7%
Construction 67 10.5%
Accommodation and food services 57 8.9%
Finance and insurance 37 5.8%
Wholesale trade 34 5.3%
Administrative and support and waste management and remediation services 34 5.3%
Real estate and rental and leasing 26 4.1%
Manufacturing 21 3.3%
Arts, entertainment, and recreation 17 2.7%
Transportation and warehousing 10 1.6%
Educational services 9 1.4%
Information 8 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46530 vs 46545 →

ZIP 46530 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46530 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46530 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46530 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46545 Mishawaka, IN 25,082 3.4 mi
46635 South Bend, IN 6,654 4.5 mi
46637 South Bend, IN 15,314 5.9 mi
46561 Osceola, IN 13,343 5.9 mi
46544 Mishawaka, IN 30,759 8.5 mi
46615 South Bend, IN 14,609 6.3 mi
49112 Edwardsburg, MI 10,171 6.3 mi
46556 Notre Dame, IN 7,314 6.8 mi
46617 South Bend, IN 9,601 6.7 mi
46616 South Bend, IN 5,667 7.7 mi

More ZIP Codes in St. Joseph County

46544 standard
Mishawaka, IN
Pop: 30,759
46614 standard
South Bend, IN
Pop: 29,573
46628 standard
South Bend, IN
Pop: 25,650
46545 standard
Mishawaka, IN
Pop: 25,082
46619 standard
South Bend, IN
Pop: 21,408
46637 standard
South Bend, IN
Pop: 15,314

Related Areas

St. Joseph County Granger, IN Indiana

Frequently Asked Questions

What county is ZIP code 46530 in? ▼
ZIP code 46530 (Granger) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46530? ▼
ZIP code 46530 in Granger, IN has a population of 30,614 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46530? ▼
The median household income in ZIP 46530 is $122,129, which is 60% above the national average of $76,288.
What is the average home value in ZIP 46530? ▼
The median home value in ZIP 46530 is $345,400, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 46530? ▼
The largest racial group in ZIP 46530 is White at 80.6%. Hispanic or Latino residents make up 6.5% of the population.
How many businesses are in ZIP code 46530? ▼
ZIP code 46530 has 637 business establishments employing approximately 6,826 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46530? ▼
The top industries by establishment count in ZIP 46530 are: Retail trade (92), Health care and social assistance (83), Professional, scientific, and technical services (68). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46530? ▼
According to the FHFA House Price Index, home values in ZIP 46530 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 117%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46530? ▼
In ZIP code 46530, 72.3% of residents aged 25+ have a high school diploma or higher, and 56.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46530? ▼
The mean commute time for workers in ZIP code 46530 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46530? ▼
In ZIP code 46530, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46530? ▼
The poverty rate in ZIP code 46530 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.