ZIP Code 46530

standard

Source:

Granger · St. Joseph County · Indiana

Population
30,614

475/sq mi

Median income
$122,129

▲ 60% vs US

higher than 91% of US ZIPs

Median home value
$345,400

▲ 24% vs US

higher than 73% of US ZIPs

Bachelor's or higher
56.0%

Median age 39.8

Land area
64.5 sq mi

Detroit

ZIP code 46530 in Granger, Indiana has a population of 30,614. The median household income is $122,129, which is 60% above the national average. Median home value is $345,400, 24% above the US average. 56.0% of residents hold a bachelor's degree or higher.

ZIP code 46530 is classified by USPS as a standard delivery area and covers roughly 64.5 square miles in Granger, St. Joseph County, Indiana. The area is home to 30,614 residents, producing a population density of 475 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46530 against Indiana and the nation.

On the economic side, the median household income for ZIP 46530 sits at $122,129 (66% above the Indiana average), while per-capita income is $60,301. The poverty rate stands at 5.2% and the unemployment rate at 4.0%. On housing, the median home value is $345,400 (78% above the state average) with median rent at $1,754 per month, and 84.4% of occupied units are owner-occupied, a direct signal of whether 46530 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 56.0% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Joseph County, so you can benchmark 46530 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46530

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46530.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46530, Granger, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

30,614

Population

64.5

Area (sq mi)

475

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46530?

39.8

Median Age

49.9%

Male

50.1%

Female

8.7%

Foreign-Born

White 80.6%
African American 4.1%
Asian 7.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 6.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$122,129

Median Household Income

+66% vs state

$60,301

Per Capita Income

5.2%

Poverty Rate

4.0%

Unemployment Rate

22.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.3%
Bachelor's Degree or Higher 56.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,994

Total Housing Units

11,505

Occupied Units

489

Vacant Units

2.73

Avg Household Size

Occupancy Type

Owner 84.4%
Renter 15.6%

$345,400

Median Home Value

+78% vs state

$1,754

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

217

HPI Index (2000 = 100)

+117%

Total Change Since 2000

Home values in ZIP 46530 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 151
2021 +11.3% 168
2022 +18.0% 199
2023 +5.6% 210
2024 +3.4% 217

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 637 business establishments in ZIP 46530, employing approximately 6,826 people with a combined annual payroll of $289,079,000.

637

Businesses

6,826

Employees

$289.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 92 14.4%
Health care and social assistance 83 13.0%
Professional, scientific, and technical services 68 10.7%
Other services (except public administration) 68 10.7%
Construction 67 10.5%
Accommodation and food services 57 8.9%
Finance and insurance 37 5.8%
Wholesale trade 34 5.3%
Administrative and support and waste management and remediation services 34 5.3%
Real estate and rental and leasing 26 4.1%
Manufacturing 21 3.3%
Arts, entertainment, and recreation 17 2.7%
Transportation and warehousing 10 1.6%
Educational services 9 1.4%
Information 8 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46530 vs 46545 →

ZIP Code City Population Distance
46545 Mishawaka, IN 25,082 3.4 mi
46635 South Bend, IN 6,654 4.5 mi
46637 South Bend, IN 15,314 5.9 mi
46561 Osceola, IN 13,343 5.9 mi
46544 Mishawaka, IN 30,759 8.5 mi
46615 South Bend, IN 14,609 6.3 mi
49112 Edwardsburg, MI 10,171 6.3 mi
46556 Notre Dame, IN 7,314 6.8 mi
46617 South Bend, IN 9,601 6.7 mi
46616 South Bend, IN 5,667 7.7 mi

More ZIP Codes in St. Joseph County

Frequently Asked Questions

What county is ZIP code 46530 in?
ZIP code 46530 (Granger) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46530?
ZIP code 46530 in Granger, IN has a population of 30,614 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46530?
The median household income in ZIP 46530 is $122,129, which is 60% above the national average of $76,288.
What is the average home value in ZIP 46530?
The median home value in ZIP 46530 is $345,400, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 46530?
The largest racial group in ZIP 46530 is White at 80.6%. Hispanic or Latino residents make up 6.5% of the population.
How many businesses are in ZIP code 46530?
ZIP code 46530 has 637 business establishments employing approximately 6,826 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46530?
The top industries by establishment count in ZIP 46530 are: Retail trade (92), Health care and social assistance (83), Professional, scientific, and technical services (68). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46530?
According to the FHFA House Price Index, home values in ZIP 46530 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 117%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46530?
In ZIP code 46530, 72.3% of residents aged 25+ have a high school diploma or higher, and 56.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46530?
The mean commute time for workers in ZIP code 46530 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46530?
In ZIP code 46530, approximately 84.4% of occupied housing units are owner-occupied and 15.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46530?
The poverty rate in ZIP code 46530 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Granger, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.