Residential delivery area · Indiana
ZIP Code 46615: South Bend, IN
ZIP code 46615 is in South Bend, Indiana, entirely in St. Joseph County (Census 2020 ZIP-county file). About 14,000 people live there (Census Bureau, ACS 2020-2024), the 5th most populous of South Bend's 11 residential ZIP codes. Median household income is $62,964 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- South Bend · 11 residential ZIPs
- County
- St. Joseph County
- Census places
- South Bend
- Metro area
- South Bend-Mishawaka, IN-MI
- House district
- IN-2 119th Congress
- State
- Indiana
- Time zone
- Eastern
- Land area
- 3.3 sq mi · 4,297 people per sq mi
Where is ZIP code 46615?
46615 centers on 41.674°, -86.212° and covers 3.3 square miles of land plus 0.1 of water. It borders 6 ZIP codes: 46617, 46601, 46635, 46613, 46545, 46544.
The map draws ZIP code areas only. For the streets inside 46615, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 46615 compare with the rest of South Bend?
| Measure | 46615 | In South Bend | In St. Joseph County | In IN |
|---|---|---|---|---|
| People (ACS 2020-2024) | 14,190 | 5th of 11 | 8th of 24 | 173rd of 807 |
| Median household income | $63k | 5th of 9 | 13th of 19 | 340th of 478 |
| Median home value | $140k | 8th of 10 | 19th of 21 | 431st of 509 |
Its median household income is higher than in 35% of U.S. residential ZIP codes, and it is denser than 92% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 46615?
The 2020 Census counted 14,777 people in 46615; the ACS, which samples households over 2020-2024, estimates 14,190. Between the 2010 and 2020 censuses its population grew 1.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 14,190
- 2020 Census count
- 14,777+1.1% since 2010 (14,609)
- Households
- 6,337
- Median age
- 35.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 46615?
Of the 14,190 people the ACS estimates in 46615, 23.4% are under 18 and 15.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (65.4%), then Black (not Hispanic) (14.9%).
- Under 1823.4%
- 18 to 6461.7%
- 65 and older15.0%
- White, not Hispanic65.4%
- Black, not Hispanic14.9%
- Hispanic or Latino10.4%
- Other or two or more6.4%
- Asian, not Hispanic2.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 46615 earn?
Median household income is $62,964 (ACS 2020-2024), the 13th highest of the 19 ranked ZIP codes in St. Joseph County. It rose from $51,232 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $62,964
- Income per person
- $35,247
- Below the poverty line
- 13.5%
- Unemployed (of the labor force)
- 5.3%
- Adults 25+ with a bachelor's degree
- 33.6%
- Adjusted gross income per tax return, 2022
- $53,6676,900 returns; wages 78% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 46615?
FHFA's house price index for 46615, built from repeat sales and appraisals of the same homes, rose 129% from 2015 to 2025 and rose 62% from 2020 to 2025, and moved +2.0% in 2025.
- Median home value (owners' estimate)
- $139,600
- Median gross rent
- $988
- Homes owned by their occupants
- 63.1%
- Housing units
- 7,261
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 46615?
253 business establishments had a location in this ZIP code in 2023, 14 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance42
- Other services (except public administration)39
- Retail trade35
- Accommodation and food services25
- Professional, scientific, and technical services22
- Finance and insurance18
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 46615?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46617 | South Bend | 10,032 | $74k | 1.4 mi |
| 46601 | South Bend | 4,800 | $31k | 2.1 mi |
| 46635 | South Bend | 6,410 | $82k | 2.8 mi |
| 46613 | South Bend | 12,279 | $43k | 3.2 mi |
| 46545 | Mishawaka | 26,606 | $57k | 3.6 mi |
| 46544 | Mishawaka | 31,077 | $59k | 5.9 mi |
| 46556 | Notre Dame | 8,344 | – | 2.6 mi (near) |
| 46624 | South Bend | 28 | – | 2.9 mi (near) |
| 46616 | South Bend | 5,979 | $59k | 3.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.