ZIP Code 46614
standardSource:
South Bend · St. Joseph County · Indiana
- Population
- 29,573
- Median income
- $74,153
- Median home value
- $187,500
- Bachelor's or higher
- 36.1%
- Land area
- 137.0 sq mi
216/sq mi
▼ 3% vs US
higher than 53% of US ZIPs
▼ 33% vs US
higher than 40% of US ZIPs
Median age 40.6
Indiana/Indianapolis
ZIP code 46614 in South Bend, Indiana has a population of 29,573. The median household income is $74,153, which is 3% below the national average. Median home value is $187,500, 33% below the US average. 36.1% of residents hold a bachelor's degree or higher.
ZIP code 46614 is classified by USPS as a standard delivery area and covers roughly 137.0 square miles in South Bend, St. Joseph County, Indiana. The area is home to 29,573 residents, producing a population density of 216 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46614 against Indiana and the nation.
On the economic side, the median household income for ZIP 46614 sits at $74,153 (1% above the Indiana average), while per-capita income is $39,222. The poverty rate stands at 10.0% and the unemployment rate at 3.8%. On housing, the median home value is $187,500 (3% below the state average) with median rent at $925 per month, and 79.7% of occupied units are owner-occupied, a direct signal of whether 46614 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 36.1% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Joseph County, so you can benchmark 46614 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46614
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46614.
- Retail trade
Retail trade
82 establishments
- Other services (except public administration)
Other services (except public administration)
65 establishments
- Health care and social assistance
Health care and social assistance
59 establishments
- Construction
Construction
50 establishments
- Accommodation and food services
Accommodation and food services
49 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46614, South Bend, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
29,573
Population
137.0
Area (sq mi)
216
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46614?
40.6
Median Age
46.1%
Male
53.9%
Female
5.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,153
Median Household Income
+1% vs state
$39,222
Per Capita Income
10.0%
Poverty Rate
3.8%
Unemployment Rate
22.2 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
12,876
Total Housing Units
12,206
Occupied Units
670
Vacant Units
2.38
Avg Household Size
Occupancy Type
$187,500
Median Home Value
-3% vs state
$925
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.6%
YoY Change (2024)
216
HPI Index (2000 = 100)
+116%
Total Change Since 2000
Home values in ZIP 46614 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +116% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 142 |
| 2021 | +13.0% | 161 |
| 2022 | +15.7% | 186 |
| 2023 | +11.9% | 208 |
| 2024 | +3.6% | 216 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 513 business establishments in ZIP 46614, employing approximately 8,023 people with a combined annual payroll of $376,195,000.
513
Businesses
8,023
Employees
$376.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 82 | 16.0% |
| Other services (except public administration) | 65 | 12.7% |
| Health care and social assistance | 59 | 11.5% |
| Construction | 50 | 9.8% |
| Accommodation and food services | 49 | 9.6% |
| Professional, scientific, and technical services | 34 | 6.6% |
| Administrative and support and waste management and remediation services | 32 | 6.2% |
| Finance and insurance | 30 | 5.8% |
| Manufacturing | 24 | 4.7% |
| Wholesale trade | 24 | 4.7% |
| Information | 16 | 3.1% |
| Real estate and rental and leasing | 16 | 3.1% |
| Transportation and warehousing | 15 | 2.9% |
| Educational services | 8 | 1.6% |
| Arts, entertainment, and recreation | 8 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46614 vs 46613 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46613 | South Bend, IN | 10,893 | 3.7 mi |
| 46536 | Lakeville, IN | 3,445 | 5.9 mi |
| 46601 | South Bend, IN | 6,090 | 4.8 mi |
| 46616 | South Bend, IN | 5,667 | 6.6 mi |
| 46617 | South Bend, IN | 9,601 | 6.0 mi |
| 46619 | South Bend, IN | 21,408 | 5.4 mi |
| 46556 | Notre Dame, IN | 7,314 | 7.3 mi |
| 46615 | South Bend, IN | 14,609 | 6.0 mi |
| 46544 | Mishawaka, IN | 30,759 | 7.3 mi |
| 46637 | South Bend, IN | 15,314 | 9.2 mi |
More ZIP Codes in St. Joseph County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for South Bend, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.