PlainZIP

Lakeville, IN · standard

ZIP Code 46536

St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,445
46/sq mi
$78,448
Median income
$227,000
Median home value
20.2%
Bachelor's or higher

The verdict

Lakeville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 40%
household income, US ZIPs
Top 49%
home value, US ZIPs
46
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46536 against every reporting US ZIP.

ZIP code 46536 covers 75.2 square miles in Lakeville, St. Joseph County, Indiana (a standard USPS delivery area), with a modest 3,445 residents on file, a density of 46 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46536 lands in the middle-income range, with a median household income of $78,448 (7% above the Indiana average), while per-capita income is $40,584. 7.4% of residents live below the poverty line, and the unemployment rate reads 0.7%. On housing, the median home value is $227,000 (17% above the state average) with median rent at $877 per month, and 82.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.2% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 30 minutes. To put 46536 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in St. Joseph County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46536

Top 5 sectors by establishment count in Lakeville, IN

Which industries have the most business establishments in ZIP 46536.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46536, Lakeville, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,445

Population

75.2

Area (sq mi)

46

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46536?

42.9

Median Age

47.2%

Male

52.8%

Female

0.4%

Foreign-Born

White 94.2%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 6.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,448

Median Household Income

+7% vs state

$40,584

Per Capita Income

7.4%

Poverty Rate

0.7%

Unemployment Rate

30.1 min

Mean Commute Time

How ZIP 46536 ranks nationally

Lakeville, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,448 Top 40% higher than 60% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 20.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,364

Total Housing Units

1,222

Occupied Units

142

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 82.3%
Renter 17.7%

$227,000

Median Home Value

+17% vs state

$877

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.3%

YoY Change (2024)

241

HPI Index (2000 = 100)

+141%

Total Change Since 2000

Home values in ZIP 46536 have increased 7.3% over the past year (2024). Since 2000, this ZIP has seen +141% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.4% 155
2021 +10.7% 171
2022 +10.8% 190
2023 +18.2% 224
2024 +7.3% 241

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 51 business establishments in ZIP 46536, employing approximately 443 people with a combined annual payroll of $19,516,000.

51

Businesses

443

Employees

$19.5M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 14 27.4%
Construction 10 19.6%
Administrative and support and waste management and remediation services 6 11.8%
Retail trade 5 9.8%
Accommodation and food services 4 7.8%
Transportation and warehousing 3 5.9%
Professional, scientific, and technical services 3 5.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46536 vs 46537 →

ZIP 46536 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46536 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46536 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46536 ranks #3 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46537 Lapaz, IN 433 4.3 mi
46614 South Bend, IN 29,573 5.9 mi
46595 Wyatt, IN 163 6.1 mi
46613 South Bend, IN 10,893 9.5 mi
46506 Bremen, IN 10,070 7.1 mi
46554 North Liberty, IN 4,942 7.6 mi
46619 South Bend, IN 21,408 10.4 mi
46544 Mishawaka, IN 30,759 10.2 mi

More ZIP Codes in St. Joseph County

46544 standard
Mishawaka, IN
Pop: 30,759
46530 standard
Granger, IN
Pop: 30,614
46614 standard
South Bend, IN
Pop: 29,573
46628 standard
South Bend, IN
Pop: 25,650
46545 standard
Mishawaka, IN
Pop: 25,082
46619 standard
South Bend, IN
Pop: 21,408

Related Areas

St. Joseph County Lakeville, IN Indiana

Frequently Asked Questions

What county is ZIP code 46536 in? ▼
ZIP code 46536 (Lakeville) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46536? ▼
ZIP code 46536 in Lakeville, IN has a population of 3,445 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46536? ▼
The median household income in ZIP 46536 is $78,448, which is 3% above the national average of $76,288.
What is the average home value in ZIP 46536? ▼
The median home value in ZIP 46536 is $227,000, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 46536? ▼
The largest racial group in ZIP 46536 is White at 94.2%. Hispanic or Latino residents make up 6.4% of the population.
How many businesses are in ZIP code 46536? ▼
ZIP code 46536 has 51 business establishments employing approximately 443 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46536? ▼
The top industries by establishment count in ZIP 46536 are: Other services (except public administration) (14), Construction (10), Administrative and support and waste management and remediation services (6). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 46536? ▼
According to the FHFA House Price Index, home values in ZIP 46536 increased by 7.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 141%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46536? ▼
In ZIP code 46536, 57.4% of residents aged 25+ have a high school diploma or higher, and 20.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46536? ▼
The mean commute time for workers in ZIP code 46536 is 30.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46536? ▼
In ZIP code 46536, approximately 82.3% of occupied housing units are owner-occupied and 17.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46536? ▼
The poverty rate in ZIP code 46536 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.