ZIP Code 46613

ZIP code 46613 is classified by USPS as a standard delivery area and covers roughly 7.4 square miles in South Bend, St. Joseph County, Indiana. The area is home to 10,893 residents, producing a population density of 1,473 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46613 against Indiana and the nation.

On the economic side, the median household income for ZIP 46613 sits at $42,537 (42% below the Indiana average), while per-capita income is $18,970. The poverty rate stands at 33.6% and the unemployment rate at 8.6%. On housing, the median home value is $82,800 (57% below the state average) with median rent at $990 per month, and 53.4% of occupied units are owner-occupied, a direct signal of whether 46613 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.9% of adults hold a bachelor's degree or higher, the median age is 28.8, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Joseph County, so you can benchmark 46613 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →