PlainZIP

South Bend, IN · standard

ZIP Code 46601

St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,090
1,083/sq mi
$30,789
Median income
$145,000
Median home value
23.5%
Bachelor's or higher

The verdict

South Bend pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, renter-heavy area.

2th pct
household income, US ZIPs
24th pct
home value, US ZIPs
1,083
people per sq mi
24%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46601 against every reporting US ZIP.

ZIP code 46601 is a mid-sized community (a standard USPS delivery area) in South Bend, St. Joseph County, Indiana, home to 6,090 residents across 5.6 square miles, a density of 1,083 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46601 sits on the lower end of the income spectrum: median household income is $30,789 (58% below the Indiana average), while per-capita income is $24,558. The poverty rate stands at 35.2% and the unemployment rate at 13.0%. Median home value sits at $145,000 (25% below the state average), median rent at $866 a month, and owner-occupancy at 24.3%.

Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 17 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing St. Joseph County, letting you compare 46601 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46601

Top 5 sectors by establishment count in South Bend, IN

Which industries have the most business establishments in ZIP 46601.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46601, South Bend, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,090

Population

5.6

Area (sq mi)

1,083

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46601?

39.1

Median Age

56.8%

Male

43.3%

Female

5.5%

Foreign-Born

White 51.9%
African American 29.8%
Asian 0.7%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.4%
Hispanic or Latino 10.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$30,789

Median Household Income

-58% vs state

$24,558

Per Capita Income

35.2%

Poverty Rate

13.0%

Unemployment Rate

17.2 min

Mean Commute Time

How ZIP 46601 ranks nationally

South Bend, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$30,789 2nd percentile higher than 2% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.8%
Bachelor's Degree or Higher 23.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,933

Total Housing Units

2,066

Occupied Units

867

Vacant Units

1.92

Avg Household Size

Occupancy Type

Owner 24.3%
Renter 75.7%

$145,000

Median Home Value

-25% vs state

$866

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 497 business establishments in ZIP 46601, employing approximately 13,144 people with a combined annual payroll of $930,201,000.

497

Businesses

13,144

Employees

$930.2M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 93 18.7%
Health care and social assistance 75 15.1%
Accommodation and food services 50 10.1%
Finance and insurance 46 9.3%
Other services (except public administration) 46 9.3%
Retail trade 35 7.0%
Administrative and support and waste management and remediation services 31 6.2%
Information 22 4.4%
Manufacturing 17 3.4%
Wholesale trade 16 3.2%
Real estate and rental and leasing 14 2.8%
Construction 13 2.6%
Educational services 12 2.4%
Transportation and warehousing 11 2.2%
Arts, entertainment, and recreation 8 1.6%
Utilities 5 1.0%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46601 vs 46613 →

ZIP 46601 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46601 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46601 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46601 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46613 South Bend, IN 10,893 1.1 mi
46617 South Bend, IN 9,601 1.4 mi
46556 Notre Dame, IN 7,314 2.5 mi
46616 South Bend, IN 5,667 2.1 mi
46615 South Bend, IN 14,609 2.2 mi
46637 South Bend, IN 15,314 4.4 mi
46635 South Bend, IN 6,654 3.9 mi
46614 South Bend, IN 29,573 4.8 mi
46619 South Bend, IN 21,408 5.1 mi
46545 Mishawaka, IN 25,082 5.7 mi

More ZIP Codes in St. Joseph County

46544 standard
Mishawaka, IN
Pop: 30,759
46530 standard
Granger, IN
Pop: 30,614
46614 standard
South Bend, IN
Pop: 29,573
46628 standard
South Bend, IN
Pop: 25,650
46545 standard
Mishawaka, IN
Pop: 25,082
46619 standard
South Bend, IN
Pop: 21,408

Related Areas

St. Joseph County South Bend, IN Indiana

Frequently Asked Questions

What county is ZIP code 46601 in? ▼
ZIP code 46601 (South Bend) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46601? ▼
ZIP code 46601 in South Bend, IN has a population of 6,090 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46601? ▼
The median household income in ZIP 46601 is $30,789, which is 60% below the national average of $76,288.
What is the average home value in ZIP 46601? ▼
The median home value in ZIP 46601 is $145,000, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 46601? ▼
The largest racial group in ZIP 46601 is White at 51.9%. Hispanic or Latino residents make up 10.5% of the population.
How many businesses are in ZIP code 46601? ▼
ZIP code 46601 has 497 business establishments employing approximately 13,144 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46601? ▼
The top industries by establishment count in ZIP 46601 are: Professional, scientific, and technical services (93), Health care and social assistance (75), Accommodation and food services (50). There are 17 industry sectors represented in total.
What is the education level in ZIP code 46601? ▼
In ZIP code 46601, 56.8% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46601? ▼
The mean commute time for workers in ZIP code 46601 is 17.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46601? ▼
In ZIP code 46601, approximately 24.3% of occupied housing units are owner-occupied and 75.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46601? ▼
The poverty rate in ZIP code 46601 is 35.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.