South Bend, IN · standard
ZIP Code 46601
St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,090
- 1,083/sq mi High-density area
- $30,789
- Median income Below-median income area
- $145,000
- Median home value Below-median home value
- 23.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
South Bend pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, renter-heavy area.
- 2nd pct
- household income, US ZIPs
- 24th pct
- home value, US ZIPs
- 1,083
- people per sq mi
- 24%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46601 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46601 (South Bend, IN) rose +26.4% from 2023 to 2024.
ZIP code 46601 is a mid-sized community (a standard USPS delivery area) in South Bend, St. Joseph County, Indiana, home to 6,090 residents across 5.6 square miles, a density of 1,083 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46601 sits on the lower end of the income spectrum: median household income is $30,789 (58% below the average Indiana ZIP), while per-capita income is $24,558. Economic pressure is pronounced: 35.2% of residents are below the poverty line and unemployment is 13.0%. Home values sit below the statewide ZIP benchmark: the median is $145,000 (25% below the average Indiana ZIP), and median rent is $866; owner occupancy is 24.3%.
Educational attainment sits below the national norm: 23.5% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 17 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in St. Joseph County, so 46601 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46601
Top 5 sectors by establishment count in South Bend, IN
Which industries have the most business establishments in ZIP 46601.
- Professional, scientific, and technical services
Professional, scientific, and technical services
93 establishments
- Health care and social assistance
Health care and social assistance
75 establishments
- Accommodation and food services
Accommodation and food services
50 establishments
- Finance and insurance
Finance and insurance
46 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46601, South Bend, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,090
Population
5.6
Area (sq mi)
1,083
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46601?
39.1
Median Age
56.8%
Male
43.3%
Female
5.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$30,789
Median Household Income
-58% vs state ZIP avg
$24,558
Per Capita Income
35.2%
Poverty Rate
13.0%
Unemployment Rate
17.2 min
Mean Commute Time
How ZIP 46601 ranks among Indiana ZIPs
South Bend, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$30,789 0th percentile higher than 0% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,933housing units
2,933
Total Housing Units
2,066
Occupied Units
867
Vacant Units
1.92
Avg Household Size
Occupancy Type
$145,000
Median Home Value
-25% vs state ZIP avg
$866
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 497 business establishments in ZIP 46601, employing approximately 13,144 people with a combined annual payroll of $930,201,000.
497
Businesses
13,144
Employees
$930.2M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 93 | 18.7% |
| Health care and social assistance | 75 | 15.1% |
| Accommodation and food services | 50 | 10.1% |
| Finance and insurance | 46 | 9.3% |
| Other services (except public administration) | 46 | 9.3% |
| Retail trade | 35 | 7.0% |
| Administrative and support and waste management and remediation services | 31 | 6.2% |
| Information | 22 | 4.4% |
| Manufacturing | 17 | 3.4% |
| Wholesale trade | 16 | 3.2% |
| Real estate and rental and leasing | 14 | 2.8% |
| Construction | 13 | 2.6% |
| Educational services | 12 | 2.4% |
| Transportation and warehousing | 11 | 2.2% |
| Arts, entertainment, and recreation | 8 | 1.6% |
| Utilities | 5 | 1.0% |
| Management of companies and enterprises | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46601 vs 46613 →
ZIP 46601 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46614
South Bend (46614)
29,573 residents
- 46545
Mishawaka (46545)
25,082 residents
- 46619
South Bend (46619)
21,408 residents
- 46637
South Bend (46637)
15,314 residents
- 46615
South Bend (46615)
14,609 residents
- 46613 10,893
South Bend (46613)
10,893 residents
- 46617 9,601
South Bend (46617)
9,601 residents
- 46556 7,314
Notre Dame (46556)
7,314 residents
- 46635 6,654
South Bend (46635)
6,654 residents
What this shows Among its immediate neighbors, ZIP 46601 ranks #0 by population - useful context the national average alone can't give.
ZIP 46601 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46635
South Bend (46635)
$81,944 median income
- 46617
South Bend (46617)
$74,186 median income
- 46614
South Bend (46614)
$74,153 median income
- 46637
South Bend (46637)
$71,462 median income
- 46615
South Bend (46615)
$62,964 median income
- 46616
South Bend (46616)
$58,537 median income
- 46545
Mishawaka (46545)
$56,865 median income
- 46619
South Bend (46619)
$48,081 median income
- 46613
South Bend (46613)
$42,537 median income
What this shows By household income, ZIP 46601 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46613 | South Bend, IN | 10,893 | 1.1 mi |
| 46617 | South Bend, IN | 9,601 | 1.4 mi |
| 46556 | Notre Dame, IN | 7,314 | 2.5 mi |
| 46616 | South Bend, IN | 5,667 | 2.1 mi |
| 46615 | South Bend, IN | 14,609 | 2.2 mi |
| 46637 | South Bend, IN | 15,314 | 4.4 mi |
| 46635 | South Bend, IN | 6,654 | 3.9 mi |
| 46614 | South Bend, IN | 29,573 | 4.8 mi |
| 46619 | South Bend, IN | 21,408 | 5.1 mi |
| 46545 | Mishawaka, IN | 25,082 | 5.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46601, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,090 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Joseph County
Related Areas
Frequently Asked Questions
What county is ZIP code 46601 in?
ZIP code 46601 (South Bend) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46601?
ZIP code 46601 in South Bend, IN has a population of 6,090 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46601?
The median household income in ZIP 46601 is $30,789, which is 60% below the national average of $76,288.
What is the average home value in ZIP 46601?
The median home value in ZIP 46601 is $145,000, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 46601?
The largest racial group in ZIP 46601 is White at 51.9%. Hispanic or Latino residents make up 10.5% of the population.
How many businesses are in ZIP code 46601?
ZIP code 46601 has 497 business establishments employing approximately 13,144 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46601?
The top industries by establishment count in ZIP 46601 are: Professional, scientific, and technical services (93), Health care and social assistance (75), Accommodation and food services (50). There are 17 industry sectors represented in total.
What is the education level in ZIP code 46601?
In ZIP code 46601, 56.8% of residents aged 25+ have a high school diploma or higher, and 23.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46601?
The mean commute time for workers in ZIP code 46601 is 17.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46601?
In ZIP code 46601, approximately 24.3% of occupied housing units are owner-occupied and 75.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46601?
The poverty rate in ZIP code 46601 is 35.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46601's numbers, next.
- See how ZIP 46601 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where South Bend, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.