South Bend, IN · standard
ZIP Code 46619
St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,408
- 362/sq mi High-density area
- $48,081
- Median income Below-median income area
- $105,400
- Median home value Below-median home value
- 14.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
South Bend pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 12th pct
- household income, US ZIPs
- 11th pct
- home value, US ZIPs
- 362
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46619 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46619 (South Bend, IN) rose +14.8% from 2023 to 2024. The all-transactions index moved from 199.4 in 2023 to 228.8 in 2024 (2000 = 100).
ZIP code 46619 is a densely settled ZIP (a standard USPS delivery area) in South Bend, St. Joseph County, Indiana, with 21,408 residents across 59.1 square miles, a density of 362 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46619 reports a modest median household income of $48,081 (35% below the average Indiana ZIP), while per-capita income is $28,119. The poverty rate is 22.8%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $105,400 (46% below the average Indiana ZIP), and median rent is $993; owner occupancy is 74.3%.
Formal educational attainment runs low here: just 14.2% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in St. Joseph County, so 46619 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46619
Top 5 sectors by establishment count in South Bend, IN
Which industries have the most business establishments in ZIP 46619.
- Retail trade
Retail trade
52 establishments
- Other services (except public administration)
Other services (except public administration)
31 establishments
- Manufacturing
Manufacturing
28 establishments
- Accommodation and food services
Accommodation and food services
25 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46619, South Bend, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
21,408
Population
59.1
Area (sq mi)
362
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46619?
37.0
Median Age
48.8%
Male
51.2%
Female
12.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$48,081
Median Household Income
-35% vs state ZIP avg
$28,119
Per Capita Income
22.8%
Poverty Rate
7.3%
Unemployment Rate
21.3 min
Mean Commute Time
How ZIP 46619 ranks among Indiana ZIPs
South Bend, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$48,081 7th percentile higher than 7% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,744housing units
8,744
Total Housing Units
7,858
Occupied Units
886
Vacant Units
2.75
Avg Household Size
Occupancy Type
$105,400
Median Home Value
-46% vs state ZIP avg
$993
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.8%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 46619 have increased 14.8% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.1% | 140 |
| 2021 | +7.8% | 151 |
| 2022 | +30.3% | 197 |
| 2023 | +1.3% | 199 |
| 2024 | +14.8% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 283 business establishments in ZIP 46619, employing approximately 4,445 people with a combined annual payroll of $235,270,000.
283
Businesses
4,445
Employees
$235.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 52 | 18.4% |
| Other services (except public administration) | 31 | 10.9% |
| Manufacturing | 28 | 9.9% |
| Accommodation and food services | 25 | 8.8% |
| Administrative and support and waste management and remediation services | 23 | 8.1% |
| Health care and social assistance | 21 | 7.4% |
| Wholesale trade | 19 | 6.7% |
| Construction | 18 | 6.4% |
| Transportation and warehousing | 15 | 5.3% |
| Professional, scientific, and technical services | 15 | 5.3% |
| Finance and insurance | 13 | 4.6% |
| Real estate and rental and leasing | 12 | 4.2% |
| Arts, entertainment, and recreation | 5 | 1.8% |
| Educational services | 4 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46619 vs 46628 →
ZIP 46619 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46614
South Bend (46614)
29,573 residents
- 46628
South Bend (46628)
25,650 residents
- 46619
South Bend (46619)
21,408 residents
- 46615
South Bend (46615)
14,609 residents
- 46613 10,893
South Bend (46613)
10,893 residents
- 46617 9,601
South Bend (46617)
9,601 residents
- 46556 7,314
Notre Dame (46556)
7,314 residents
- 46552 6,834
New Carlisle (46552)
6,834 residents
- 46601 6,090
South Bend (46601)
6,090 residents
What this shows Among its immediate neighbors, ZIP 46619 ranks #3 by population - useful context the national average alone can't give.
ZIP 46619 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46552
New Carlisle (46552)
$91,341 median income
- 46554
North Liberty (46554)
$88,068 median income
- 46617
South Bend (46617)
$74,186 median income
- 46614
South Bend (46614)
$74,153 median income
- 46615
South Bend (46615)
$62,964 median income
- 46628
South Bend (46628)
$61,759 median income
- 46616
South Bend (46616)
$58,537 median income
- 46619
South Bend (46619)
$48,081 median income
- 46613
South Bend (46613)
$42,537 median income
What this shows By household income, ZIP 46619 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46628 | South Bend, IN | 25,650 | 4.3 mi |
| 46613 | South Bend, IN | 10,893 | 4.8 mi |
| 46601 | South Bend, IN | 6,090 | 5.1 mi |
| 46616 | South Bend, IN | 5,667 | 5.1 mi |
| 46614 | South Bend, IN | 29,573 | 5.4 mi |
| 46617 | South Bend, IN | 9,601 | 6.2 mi |
| 46556 | Notre Dame, IN | 7,314 | 6.1 mi |
| 46615 | South Bend, IN | 14,609 | 7.3 mi |
| 46554 | North Liberty, IN | 4,942 | 7.6 mi |
| 46552 | New Carlisle, IN | 6,834 | 7.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46619, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (21,408 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Joseph County
Related Areas
Frequently Asked Questions
What county is ZIP code 46619 in?
ZIP code 46619 (South Bend) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46619?
ZIP code 46619 in South Bend, IN has a population of 21,408 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46619?
The median household income in ZIP 46619 is $48,081, which is 37% below the national average of $76,288.
What is the average home value in ZIP 46619?
The median home value in ZIP 46619 is $105,400, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 46619?
The largest racial group in ZIP 46619 is White at 44.9%. Hispanic or Latino residents make up 38.9% of the population.
How many businesses are in ZIP code 46619?
ZIP code 46619 has 283 business establishments employing approximately 4,445 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46619?
The top industries by establishment count in ZIP 46619 are: Retail trade (52), Other services (except public administration) (31), Manufacturing (28). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46619?
According to the FHFA House Price Index, home values in ZIP 46619 increased by 14.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46619?
In ZIP code 46619, 54.0% of residents aged 25+ have a high school diploma or higher, and 14.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46619?
The mean commute time for workers in ZIP code 46619 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46619?
In ZIP code 46619, approximately 74.3% of occupied housing units are owner-occupied and 25.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46619?
The poverty rate in ZIP code 46619 is 22.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46619's numbers, next.
- See how ZIP 46619 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where South Bend, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.