PlainZIP

South Bend, IN · standard

ZIP Code 46619

St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,408
362/sq mi
$48,081
Median income
$105,400
Median home value
14.2%
Bachelor's or higher

The verdict

South Bend pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

12th pct
household income, US ZIPs
11th pct
home value, US ZIPs
362
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46619 against every reporting US ZIP.

ZIP code 46619 is a densely settled ZIP (a standard USPS delivery area) in South Bend, St. Joseph County, Indiana, with 21,408 residents across 59.1 square miles, a density of 362 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46619 reports a modest median household income of $48,081 (35% below the Indiana average), while per-capita income is $28,119. The poverty rate stands at 22.8% and the unemployment rate at 7.3%. Housing costs here run $105,400 for a typical home value (46% below the state average), with rent averaging $993 a month; 74.3% of homes are owner-occupied.

Formal educational attainment runs low here: just 14.2% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Joseph County, so you can benchmark 46619 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46619

Top 5 sectors by establishment count in South Bend, IN

Which industries have the most business establishments in ZIP 46619.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46619, South Bend, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,408

Population

59.1

Area (sq mi)

362

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46619?

37.0

Median Age

48.8%

Male

51.2%

Female

12.8%

Foreign-Born

White 44.9%
African American 19.6%
Asian 0.1%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 19.9%
Hispanic or Latino 38.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,081

Median Household Income

-35% vs state

$28,119

Per Capita Income

22.8%

Poverty Rate

7.3%

Unemployment Rate

21.3 min

Mean Commute Time

How ZIP 46619 ranks nationally

South Bend, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,081 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 14.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,744

Total Housing Units

7,858

Occupied Units

886

Vacant Units

2.75

Avg Household Size

Occupancy Type

Owner 74.3%
Renter 25.7%

$105,400

Median Home Value

-46% vs state

$993

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.8%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 46619 have increased 14.8% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.1% 140
2021 +7.8% 151
2022 +30.3% 197
2023 +1.3% 199
2024 +14.8% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 283 business establishments in ZIP 46619, employing approximately 4,445 people with a combined annual payroll of $235,270,000.

283

Businesses

4,445

Employees

$235.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 52 18.4%
Other services (except public administration) 31 10.9%
Manufacturing 28 9.9%
Accommodation and food services 25 8.8%
Administrative and support and waste management and remediation services 23 8.1%
Health care and social assistance 21 7.4%
Wholesale trade 19 6.7%
Construction 18 6.4%
Transportation and warehousing 15 5.3%
Professional, scientific, and technical services 15 5.3%
Finance and insurance 13 4.6%
Real estate and rental and leasing 12 4.2%
Arts, entertainment, and recreation 5 1.8%
Educational services 4 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46619 vs 46628 →

ZIP 46619 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46619 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46619 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46619 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46628 South Bend, IN 25,650 4.3 mi
46613 South Bend, IN 10,893 4.8 mi
46601 South Bend, IN 6,090 5.1 mi
46616 South Bend, IN 5,667 5.1 mi
46614 South Bend, IN 29,573 5.4 mi
46617 South Bend, IN 9,601 6.2 mi
46556 Notre Dame, IN 7,314 6.1 mi
46615 South Bend, IN 14,609 7.3 mi
46554 North Liberty, IN 4,942 7.6 mi
46552 New Carlisle, IN 6,834 7.6 mi

More ZIP Codes in St. Joseph County

46544 standard
Mishawaka, IN
Pop: 30,759
46530 standard
Granger, IN
Pop: 30,614
46614 standard
South Bend, IN
Pop: 29,573
46628 standard
South Bend, IN
Pop: 25,650
46545 standard
Mishawaka, IN
Pop: 25,082
46637 standard
South Bend, IN
Pop: 15,314

Related Areas

St. Joseph County South Bend, IN Indiana

Frequently Asked Questions

What county is ZIP code 46619 in? ▼
ZIP code 46619 (South Bend) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46619? ▼
ZIP code 46619 in South Bend, IN has a population of 21,408 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46619? ▼
The median household income in ZIP 46619 is $48,081, which is 37% below the national average of $76,288.
What is the average home value in ZIP 46619? ▼
The median home value in ZIP 46619 is $105,400, which is 62% below the national average of $278,155.
What is the demographic makeup of ZIP 46619? ▼
The largest racial group in ZIP 46619 is White at 44.9%. Hispanic or Latino residents make up 38.9% of the population.
How many businesses are in ZIP code 46619? ▼
ZIP code 46619 has 283 business establishments employing approximately 4,445 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46619? ▼
The top industries by establishment count in ZIP 46619 are: Retail trade (52), Other services (except public administration) (31), Manufacturing (28). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 46619? ▼
According to the FHFA House Price Index, home values in ZIP 46619 increased by 14.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46619? ▼
In ZIP code 46619, 54.0% of residents aged 25+ have a high school diploma or higher, and 14.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46619? ▼
The mean commute time for workers in ZIP code 46619 is 21.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46619? ▼
In ZIP code 46619, approximately 74.3% of occupied housing units are owner-occupied and 25.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46619? ▼
The poverty rate in ZIP code 46619 is 22.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.