ZIP Code 46616
standardSource:
South Bend · St. Joseph County · Indiana
- Population
- 5,667
- Median income
- $58,537
- Median home value
- $153,600
- Bachelor's or higher
- 41.2%
- Land area
- 3.8 sq mi
1,498/sq mi
▼ 23% vs US
higher than 27% of US ZIPs
▼ 45% vs US
higher than 27% of US ZIPs
Median age 33.2
Indiana/Indianapolis
ZIP code 46616 in South Bend, Indiana has a population of 5,667. The median household income is $58,537, which is 23% below the national average. Median home value is $153,600, 45% below the US average. 41.2% of residents hold a bachelor's degree or higher.
ZIP code 46616 is classified by USPS as a standard delivery area and covers roughly 3.8 square miles in South Bend, St. Joseph County, Indiana. The area is home to 5,667 residents, producing a population density of 1,498 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46616 against Indiana and the nation.
On the economic side, the median household income for ZIP 46616 sits at $58,537 (21% below the Indiana average), while per-capita income is $30,842. The poverty rate stands at 12.4% and the unemployment rate at 4.3%. On housing, the median home value is $153,600 (21% below the state average) with median rent at $1,084 per month, and 57.4% of occupied units are owner-occupied, a direct signal of whether 46616 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 41.2% of adults hold a bachelor's degree or higher, the median age is 33.2, and the average commute is 18 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Joseph County, so you can benchmark 46616 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46616
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46616.
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Health care and social assistance
Health care and social assistance
10 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Retail trade
Retail trade
7 establishments
- Finance and insurance
Finance and insurance
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46616, South Bend, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,667
Population
3.8
Area (sq mi)
1,498
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46616?
33.2
Median Age
49.0%
Male
51.0%
Female
8.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,537
Median Household Income
-21% vs state
$30,842
Per Capita Income
12.4%
Poverty Rate
4.3%
Unemployment Rate
17.8 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,777
Total Housing Units
2,501
Occupied Units
276
Vacant Units
2.38
Avg Household Size
Occupancy Type
$153,600
Median Home Value
-21% vs state
$1,084
Median Rent
1942
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.6%
YoY Change (2024)
248
HPI Index (2000 = 100)
+148%
Total Change Since 2000
Home values in ZIP 46616 have increased 6.6% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.0% | 161 |
| 2021 | +7.1% | 172 |
| 2022 | +26.3% | 217 |
| 2023 | +7.0% | 233 |
| 2024 | +6.6% | 248 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 55 business establishments in ZIP 46616, employing approximately 324 people with a combined annual payroll of $12,496,000.
55
Businesses
324
Employees
$12.5M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 11 | 20.0% |
| Health care and social assistance | 10 | 18.2% |
| Accommodation and food services | 8 | 14.6% |
| Retail trade | 7 | 12.7% |
| Finance and insurance | 5 | 9.1% |
| Construction | 3 | 5.5% |
| Real estate and rental and leasing | 3 | 5.5% |
| Administrative and support and waste management and remediation services | 3 | 5.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46616 vs 46556 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 46556 | Notre Dame, IN | 7,314 | 1.0 mi |
| 46601 | South Bend, IN | 6,090 | 2.1 mi |
| 46617 | South Bend, IN | 9,601 | 1.9 mi |
| 46613 | South Bend, IN | 10,893 | 3.0 mi |
| 46637 | South Bend, IN | 15,314 | 2.8 mi |
| 46635 | South Bend, IN | 6,654 | 3.2 mi |
| 46615 | South Bend, IN | 14,609 | 3.3 mi |
| 46628 | South Bend, IN | 25,650 | 3.9 mi |
| 46614 | South Bend, IN | 29,573 | 6.6 mi |
| 46619 | South Bend, IN | 21,408 | 5.1 mi |
More ZIP Codes in St. Joseph County
Related Areas
Frequently Asked Questions
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What is the population of ZIP code 46616? ▼
What is the median household income in ZIP 46616? ▼
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How many businesses are in ZIP code 46616? ▼
What are the main industries in ZIP code 46616? ▼
How have home values changed in ZIP code 46616? ▼
What is the education level in ZIP code 46616? ▼
What is the average commute time in ZIP 46616? ▼
What percentage of residents own vs. rent in ZIP 46616? ▼
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ZIP Code Research Guides
Official Data Resources for South Bend, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.