ZIP Code 46617

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Source:

South Bend · St. Joseph County · Indiana

Population
9,601

1,428/sq mi

Median income
$74,186

▼ 3% vs US

higher than 54% of US ZIPs

Median home value
$243,400

▼ 12% vs US

higher than 56% of US ZIPs

Bachelor's or higher
60.3%

Median age 38

Land area
6.7 sq mi

Indiana/Indianapolis

ZIP code 46617 in South Bend, Indiana has a population of 9,601. The median household income is $74,186, which is 3% below the national average. Median home value is $243,400, 12% below the US average. 60.3% of residents hold a bachelor's degree or higher.

ZIP code 46617 is classified by USPS as a standard delivery area and covers roughly 6.7 square miles in South Bend, St. Joseph County, Indiana. The area is home to 9,601 residents, producing a population density of 1,428 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46617 against Indiana and the nation.

On the economic side, the median household income for ZIP 46617 sits at $74,186 (1% above the Indiana average), while per-capita income is $55,838. The poverty rate stands at 16.6% and the unemployment rate at 5.4%. On housing, the median home value is $243,400 (26% above the state average) with median rent at $1,479 per month, and 62.6% of occupied units are owner-occupied, a direct signal of whether 46617 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 60.3% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 16 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Joseph County, so you can benchmark 46617 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46617

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46617.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46617, South Bend, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,601

Population

6.7

Area (sq mi)

1,428

People / sq mi

Indiana/Indianapolis

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46617?

38.0

Median Age

50.6%

Male

49.4%

Female

8.5%

Foreign-Born

White 72.8%
African American 11.6%
Asian 2.6%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 7.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,186

Median Household Income

+1% vs state

$55,838

Per Capita Income

16.6%

Poverty Rate

5.4%

Unemployment Rate

15.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 76.2%
Bachelor's Degree or Higher 60.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,696

Total Housing Units

4,465

Occupied Units

1,231

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 62.6%
Renter 37.4%

$243,400

Median Home Value

+26% vs state

$1,479

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.1%

YoY Change (2024)

309

HPI Index (2000 = 100)

+209%

Total Change Since 2000

Home values in ZIP 46617 have increased 8.1% over the past year (2024). Since 2000, this ZIP has seen +209% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 192
2021 +12.5% 217
2022 +15.7% 250
2023 +14.2% 286
2024 +8.1% 309

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 309 business establishments in ZIP 46617, employing approximately 4,743 people with a combined annual payroll of $299,603,000.

309

Businesses

4,743

Employees

$299.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 68 22.0%
Professional, scientific, and technical services 53 17.1%
Accommodation and food services 35 11.3%
Administrative and support and waste management and remediation services 29 9.4%
Other services (except public administration) 24 7.8%
Retail trade 21 6.8%
Finance and insurance 21 6.8%
Real estate and rental and leasing 17 5.5%
Wholesale trade 9 2.9%
Information 9 2.9%
Manufacturing 6 1.9%
Management of companies and enterprises 4 1.3%
Educational services 4 1.3%
Construction 3 1.0%
Arts, entertainment, and recreation 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46617 vs 46601 →

ZIP Code City Population Distance
46601 South Bend, IN 6,090 1.4 mi
46615 South Bend, IN 14,609 1.4 mi
46556 Notre Dame, IN 7,314 1.8 mi
46616 South Bend, IN 5,667 1.9 mi
46613 South Bend, IN 10,893 2.4 mi
46637 South Bend, IN 15,314 3.4 mi
46635 South Bend, IN 6,654 2.5 mi
46545 Mishawaka, IN 25,082 4.6 mi
46614 South Bend, IN 29,573 6.0 mi
46628 South Bend, IN 25,650 5.8 mi

More ZIP Codes in St. Joseph County

Frequently Asked Questions

What county is ZIP code 46617 in?
ZIP code 46617 (South Bend) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46617?
ZIP code 46617 in South Bend, IN has a population of 9,601 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46617?
The median household income in ZIP 46617 is $74,186, which is 3% below the national average of $76,288.
What is the average home value in ZIP 46617?
The median home value in ZIP 46617 is $243,400, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 46617?
The largest racial group in ZIP 46617 is White at 72.8%. Hispanic or Latino residents make up 7.0% of the population.
How many businesses are in ZIP code 46617?
ZIP code 46617 has 309 business establishments employing approximately 4,743 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46617?
The top industries by establishment count in ZIP 46617 are: Health care and social assistance (68), Professional, scientific, and technical services (53), Accommodation and food services (35). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 46617?
According to the FHFA House Price Index, home values in ZIP 46617 increased by 8.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 209%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46617?
In ZIP code 46617, 76.2% of residents aged 25+ have a high school diploma or higher, and 60.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46617?
The mean commute time for workers in ZIP code 46617 is 15.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46617?
In ZIP code 46617, approximately 62.6% of occupied housing units are owner-occupied and 37.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46617?
The poverty rate in ZIP code 46617 is 16.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for South Bend, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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