South Bend, IN
Census ZIP code profile for South Bend, IN - 10 ZIPs, total population 145,459. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet SOUTH-BEND-IN · South Bend, IN 10 ZIPs · 145,459 pop · #17598/25278 · St. Joseph County
INC-MID · RANK-LOWER · ABOVE-PEER · BOOK-MID · OWN-LOW · POP-MID · SPREAD-SPLIT · HOME-LOW
- INC-MID $60,641
- RANK-LOWER #17598/25278
- ABOVE-PEER over Mishawaka
- BOOK-MID 10 ZIPs
- OWN-LOW 63% owners
- POP-MID 145,459
- SPREAD-SPLIT 46601→46635
- HOME-LOW $165,500
Nearest income peer: Mishawaka, IN ( $2,794 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around South Bend
Lowest/highest poles plus county-sharing cities nearest South Bend on average ZIP median household income. Full ladder: /cities.
- Mishawaka · lowest
Mishawaka · lowest
$57,847 median HH income
- South Bend · this city
South Bend · this city
$60,641 median HH income
- Walkerton · near
Walkerton · near
$76,181 median HH income
- Lakeville · near
Lakeville · near
$78,448 median HH income
- North Liberty · near
North Liberty · near
$88,068 median HH income
- Granger · highest
Granger · highest
$122,129 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, South Bend, IN sits among US cities with a below-median household income, on a mid-size population base, across a compact ZIP cluster.
- 30th pct
- household income vs 25,278 US cities
- 145,459
- city population (Census)
- 10
- USPS ZIP codes covered
- $60,641
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
A below-median income city on a compact ZIP cluster (10 codes). Income averages $60,641, rent $1,055 , commute about 20 minutes. Sibling ZIPs here are close enough that a two-ZIP compare often answers which side of town.
South Bend sits in the lower half of St. Joseph County on income: Granger, Osceola and Walkerton report more, and only Mishawaka reports less. Granger marks the far end of that range at $122,129, 101% above South Bend.
Within-city ZIP comparison
Where the ZIP codes inside South Bend differ
South Bend's city average masks two linked splits. Median household income runs from $30,789 in ZIP 46601 to $81,944 in ZIP 46635, while home values span $82,800 in 46613 to $243,400 in 46617. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.
- Income high-to-low ratio
- 2.7×
- Home-value high-to-low ratio
- 2.9×
- Poverty-rate spread
- 28.6 points
46601 to 46635
46613 to 46617
46635 to 46601
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
South Bend residents fan out across many ZIPs
Population is spread across 10 codes in South Bend. The densest, 46614, still represents only about 20% of the 145,459 residents, so no single ZIP stands in for the city.
Census ZBP business roll-up
Mid-density employers across South Bend's ZIP mosaic
Citywide ZBP: 3,145 establishments, 56,947 employees , annual payroll $3,228,173k (~22 establishments per 1,000 residents) across 10 of 10 ZIPs. Peak business ZIP 46628 (603 units) ; leading NAICS Health care and social assistance (434) · also Retail trade · Other services (except public administration) .
ZIP Codes in South Bend, IN
These ZIP codes sit in St. Joseph County, which covers 20 ZIP codes in all; 10 of them fall in South Bend. See the St. Joseph County roll-up →
South Bend sits in the lower half of St. Joseph County on income: Granger, Osceola and Walkerton report more, and only Mishawaka reports less. Granger marks the far end of that range at $122,129, 101% above South Bend.
Side-by-side: Compare 46614 vs 46628 →
| ZIP Code | Population | Median income | Establishments | Density |
|---|---|---|---|---|
| 46614 | 29,573 | $74,153 | 513 | 216 |
| 46628 | 25,650 | $61,759 | 603 | 283 |
| 46619 | 21,408 | $48,081 | 283 | 362 |
| 46637 | 15,314 | $71,462 | 282 | 613 |
| 46615 | 14,609 | $62,964 | 253 | 1,726 |
| 46613 | 10,893 | $42,537 | 158 | 1,473 |
| 46617 | 9,601 | $74,186 | 309 | 1,428 |
| 46635 | 6,654 | $81,944 | 192 | 823 |
| 46601 | 6,090 | $30,789 | 497 | 1,083 |
| 46616 | 5,667 | $58,537 | 55 | 1,498 |
South Bend roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving South Bend, .