New Carlisle, IN · standard
ZIP Code 46552
St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,834
- 42/sq mi Moderate-density area
- $91,341
- Median income Above-median income area
- $237,900
- Median home value Near-median home value
- 28.8%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
New Carlisle pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 26%
- household income, US ZIPs
- Top 46%
- home value, US ZIPs
- 42
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46552 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46552 (New Carlisle, IN) rose +10.8% from 2023 to 2024. The all-transactions index moved from 207.2 in 2023 to 229.6 in 2024 (2000 = 100).
ZIP code 46552 is a mid-sized community (a standard USPS delivery area) in New Carlisle, St. Joseph County, Indiana, home to 6,834 residents across 161.6 square miles, a density of 42 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46552 lands in the middle-income range, with a median household income of $91,341 (24% above the average Indiana ZIP), while per-capita income is $39,763. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.7% and unemployment is 2.9%. Housing is both higher-cost and owner-heavy: median home value is $237,900 (23% above the average Indiana ZIP), while 84.6% of occupied homes are owner-occupied and median rent is $1,043.
Educational attainment sits below the national norm: 28.8% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 32 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in St. Joseph County, so 46552 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46552
Top 5 sectors by establishment count in New Carlisle, IN
Which industries have the most business establishments in ZIP 46552.
- Construction
Construction
19 establishments
- Manufacturing
Manufacturing
15 establishments
- Other services (except public administration)
Other services (except public administration)
13 establishments
- Retail trade
Retail trade
10 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46552, New Carlisle, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,834
Population
161.6
Area (sq mi)
42
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46552?
39.5
Median Age
46.5%
Male
53.5%
Female
1.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$91,341
Median Household Income
+24% vs state ZIP avg
$39,763
Per Capita Income
4.7%
Poverty Rate
2.9%
Unemployment Rate
31.6 min
Mean Commute Time
How ZIP 46552 ranks among Indiana ZIPs
New Carlisle, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$91,341 Top 15% higher than 85% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,039housing units
3,039
Total Housing Units
2,602
Occupied Units
437
Vacant Units
2.67
Avg Household Size
Occupancy Type
$237,900
Median Home Value
+23% vs state ZIP avg
$1,043
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.8%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 46552 have increased 10.8% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.9% | 146 |
| 2021 | +10.3% | 161 |
| 2022 | +16.0% | 186 |
| 2023 | +11.1% | 207 |
| 2024 | +10.8% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 111 business establishments in ZIP 46552, employing approximately 1,842 people with a combined annual payroll of $143,647,000.
111
Businesses
1,842
Employees
$143.6M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 17.1% |
| Manufacturing | 15 | 13.5% |
| Other services (except public administration) | 13 | 11.7% |
| Retail trade | 10 | 9.0% |
| Health care and social assistance | 9 | 8.1% |
| Administrative and support and waste management and remediation services | 8 | 7.2% |
| Transportation and warehousing | 7 | 6.3% |
| Accommodation and food services | 7 | 6.3% |
| Professional, scientific, and technical services | 6 | 5.4% |
| Real estate and rental and leasing | 5 | 4.5% |
| Wholesale trade | 4 | 3.6% |
| Finance and insurance | 4 | 3.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46552 vs 49113 →
ZIP 46552 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46628
South Bend (46628)
25,650 residents
- 46619
South Bend (46619)
21,408 residents
- 49107
Buchanan (49107)
10,382 residents
- 46552 6,834
New Carlisle (46552)
6,834 residents
- 46554 4,942
North Liberty (46554)
4,942 residents
- 49128 3,715
Three Oaks (49128)
3,715 residents
- 46371 3,599
Rolling Prairie (46371)
3,599 residents
- 49113 1,904
Galien (49113)
1,904 residents
- 46365 1,068
Mill Creek (46365)
1,068 residents
What this shows Among its immediate neighbors, ZIP 46552 ranks #4 by population - useful context the national average alone can't give.
ZIP 46552 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46371
Rolling Prairie (46371)
$99,830 median income
- 46365
Mill Creek (46365)
$98,047 median income
- 46552
New Carlisle (46552)
$91,341 median income
- 46554
North Liberty (46554)
$88,068 median income
- 49128
Three Oaks (49128)
$67,398 median income
- 49107
Buchanan (49107)
$66,289 median income
- 46628
South Bend (46628)
$61,759 median income
- 49113
Galien (49113)
$59,219 median income
- 46619
South Bend (46619)
$48,081 median income
What this shows By household income, ZIP 46552 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49113 | Galien, MI | 1,904 | 6.7 mi |
| 46371 | Rolling Prairie, IN | 3,599 | 6.3 mi |
| 46365 | Mill Creek, IN | 1,068 | 7.4 mi |
| 46628 | South Bend, IN | 25,650 | 7.7 mi |
| 46619 | South Bend, IN | 21,408 | 7.6 mi |
| 46554 | North Liberty, IN | 4,942 | 10.5 mi |
| 49107 | Buchanan, MI | 10,382 | 10.3 mi |
| 49128 | Three Oaks, MI | 3,715 | 9.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46552, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,834 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Joseph County
Related Areas
Frequently Asked Questions
What county is ZIP code 46552 in?
ZIP code 46552 (New Carlisle) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46552?
ZIP code 46552 in New Carlisle, IN has a population of 6,834 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46552?
The median household income in ZIP 46552 is $91,341, which is 20% above the national average of $76,288.
What is the average home value in ZIP 46552?
The median home value in ZIP 46552 is $237,900, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 46552?
The largest racial group in ZIP 46552 is White at 88.2%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 46552?
ZIP code 46552 has 111 business establishments employing approximately 1,842 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46552?
The top industries by establishment count in ZIP 46552 are: Construction (19), Manufacturing (15), Other services (except public administration) (13). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 46552?
According to the FHFA House Price Index, home values in ZIP 46552 increased by 10.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46552?
In ZIP code 46552, 60.1% of residents aged 25+ have a high school diploma or higher, and 28.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46552?
The mean commute time for workers in ZIP code 46552 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46552?
In ZIP code 46552, approximately 84.6% of occupied housing units are owner-occupied and 15.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46552?
The poverty rate in ZIP code 46552 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46552's numbers, next.
- See how ZIP 46552 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where New Carlisle, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.