PlainZIP

New Carlisle, IN · standard

ZIP Code 46552

St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,834
42/sq mi
$91,341
Median income
$237,900
Median home value
28.8%
Bachelor's or higher

The verdict

New Carlisle pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 26%
household income, US ZIPs
Top 46%
home value, US ZIPs
42
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46552 against every reporting US ZIP.

ZIP code 46552 is a mid-sized community (a standard USPS delivery area) in New Carlisle, St. Joseph County, Indiana, home to 6,834 residents across 161.6 square miles, a density of 42 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46552 lands in the middle-income range, with a median household income of $91,341 (24% above the Indiana average), while per-capita income is $39,763. 4.7% of residents live below the poverty line, and the unemployment rate reads 2.9%. The typical home here is valued at $237,900 (23% above the state average); renters pay a median of $1,043 monthly, and 84.6% of units are owner-occupied.

Educational attainment sits below the national norm: 28.8% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 32 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Joseph County, so you can benchmark 46552 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46552

Top 5 sectors by establishment count in New Carlisle, IN

Which industries have the most business establishments in ZIP 46552.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46552, New Carlisle, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,834

Population

161.6

Area (sq mi)

42

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46552?

39.5

Median Age

46.5%

Male

53.5%

Female

1.8%

Foreign-Born

White 88.2%
African American 0.4%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.3%
Hispanic or Latino 4.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$91,341

Median Household Income

+24% vs state

$39,763

Per Capita Income

4.7%

Poverty Rate

2.9%

Unemployment Rate

31.6 min

Mean Commute Time

How ZIP 46552 ranks nationally

New Carlisle, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$91,341 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.1%
Bachelor's Degree or Higher 28.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,039

Total Housing Units

2,602

Occupied Units

437

Vacant Units

2.67

Avg Household Size

Occupancy Type

Owner 84.6%
Renter 15.4%

$237,900

Median Home Value

+23% vs state

$1,043

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.8%

YoY Change (2024)

230

HPI Index (2000 = 100)

+130%

Total Change Since 2000

Home values in ZIP 46552 have increased 10.8% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 146
2021 +10.3% 161
2022 +16.0% 186
2023 +11.1% 207
2024 +10.8% 230

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 111 business establishments in ZIP 46552, employing approximately 1,842 people with a combined annual payroll of $143,647,000.

111

Businesses

1,842

Employees

$143.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 19 17.1%
Manufacturing 15 13.5%
Other services (except public administration) 13 11.7%
Retail trade 10 9.0%
Health care and social assistance 9 8.1%
Administrative and support and waste management and remediation services 8 7.2%
Transportation and warehousing 7 6.3%
Accommodation and food services 7 6.3%
Professional, scientific, and technical services 6 5.4%
Real estate and rental and leasing 5 4.5%
Wholesale trade 4 3.6%
Finance and insurance 4 3.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46552 vs 49113 →

ZIP 46552 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46552 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46552 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46552 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49113 Galien, MI 1,904 6.7 mi
46371 Rolling Prairie, IN 3,599 6.3 mi
46365 Mill Creek, IN 1,068 7.4 mi
46628 South Bend, IN 25,650 7.7 mi
46619 South Bend, IN 21,408 7.6 mi
46554 North Liberty, IN 4,942 10.5 mi
49107 Buchanan, MI 10,382 10.3 mi
49128 Three Oaks, MI 3,715 9.8 mi

More ZIP Codes in St. Joseph County

46544 standard
Mishawaka, IN
Pop: 30,759
46530 standard
Granger, IN
Pop: 30,614
46614 standard
South Bend, IN
Pop: 29,573
46628 standard
South Bend, IN
Pop: 25,650
46545 standard
Mishawaka, IN
Pop: 25,082
46619 standard
South Bend, IN
Pop: 21,408

Related Areas

St. Joseph County New Carlisle, IN Indiana

Frequently Asked Questions

What county is ZIP code 46552 in? ▼
ZIP code 46552 (New Carlisle) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46552? ▼
ZIP code 46552 in New Carlisle, IN has a population of 6,834 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46552? ▼
The median household income in ZIP 46552 is $91,341, which is 20% above the national average of $76,288.
What is the average home value in ZIP 46552? ▼
The median home value in ZIP 46552 is $237,900, which is 14% below the national average of $278,155.
What is the demographic makeup of ZIP 46552? ▼
The largest racial group in ZIP 46552 is White at 88.2%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 46552? ▼
ZIP code 46552 has 111 business establishments employing approximately 1,842 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46552? ▼
The top industries by establishment count in ZIP 46552 are: Construction (19), Manufacturing (15), Other services (except public administration) (13). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 46552? ▼
According to the FHFA House Price Index, home values in ZIP 46552 increased by 10.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46552? ▼
In ZIP code 46552, 60.1% of residents aged 25+ have a high school diploma or higher, and 28.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46552? ▼
The mean commute time for workers in ZIP code 46552 is 31.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46552? ▼
In ZIP code 46552, approximately 84.6% of occupied housing units are owner-occupied and 15.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46552? ▼
The poverty rate in ZIP code 46552 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.