Residential delivery area · Michigan
ZIP Code 49120: Niles, MI
ZIP code 49120 uses the postal name Niles, Michigan and lies mostly in Berrien County (53% of its land) with the rest in Cass County (Census 2020 ZIP-county file). About 36,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $65,148 (Census Bureau, ACS 2020-2024). By Census place, 5% of its land lies in Niles; 95% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Niles · its only residential ZIP
- County
- Berrien County (53%); Cass County (47%)
- Census places
- Niles
- Metro area
- Niles, MI
- House district
- MI-5 119th Congress
- State
- Michigan
- Time zone
- Eastern
- Land area
- 116.5 sq mi · 313 people per sq mi
Where is ZIP code 49120?
49120 centers on 41.832°, -86.231° and covers 116.5 square miles of land plus 2.4 of water. It borders 10 ZIP codes: 46637, 49102, 46530, 46628, 49107, 49112, 49103, 49047, 49031, 46552.
The map draws ZIP code areas only. For the streets inside 49120, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49120 compare with the rest of Berrien County?
| Measure | 49120 | In Berrien County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 36,495 | 1st of 24 | 53rd of 992 |
| Median household income | $65k | 11th of 16 | 484th of 774 |
| Median home value | $178k | 13th of 17 | 473rd of 779 |
Its median household income is higher than in 39% of U.S. residential ZIP codes, and it is denser than 67% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49120?
The 2020 Census counted 37,076 people in 49120; the ACS, which samples households over 2020-2024, estimates 36,495. Between the 2010 and 2020 censuses its population fell 0.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 36,495
- 2020 Census count
- 37,076−0.1% since 2010 (37,122)
- Households
- 14,425
- Median age
- 42.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49120?
Of the 36,495 people the ACS estimates in 49120, 22.4% are under 18 and 21.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (82.0%).
- Under 1822.4%
- 18 to 6456.4%
- 65 and older21.2%
- White, not Hispanic82.0%
- Black, not Hispanic6.9%
- Other or two or more5.5%
- Hispanic or Latino4.9%
- Asian, not Hispanic0.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49120 earn?
Median household income is $65,148 (ACS 2020-2024), the 11th highest of the 16 ranked ZIP codes in Berrien County. It rose from $60,624 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $65,148
- Income per person
- $34,555
- Below the poverty line
- 14.4%
- Unemployed (of the labor force)
- 6.0%
- Adults 25+ with a bachelor's degree
- 20.1%
- Adjusted gross income per tax return, 2022
- $71,31317,360 returns; wages 66% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49120?
FHFA's house price index for 49120, built from repeat sales and appraisals of the same homes, rose 95% from 2015 to 2025 and rose 55% from 2020 to 2025, and moved +1.6% in 2025.
- Median home value (owners' estimate)
- $178,400
- Median gross rent
- $906
- Homes owned by their occupants
- 79.1%
- Housing units
- 15,459
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49120?
657 business establishments had a location in this ZIP code in 2023, 20 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade92
- Other services (except public administration)81
- Accommodation and food services61
- Health care and social assistance57
- Construction54
- Manufacturing54
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49120?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 46637 | South Bend, IN | 16,200 | $72k | 6.8 mi |
| 49102 | Berrien Center | 1,472 | $63k | 8.2 mi |
| 46530 | Granger, IN | 31,598 | $122k | 8.3 mi |
| 46628 | South Bend, IN | 27,685 | $62k | 9.0 mi |
| 49107 | Buchanan | 10,323 | $66k | 9.7 mi |
| 49112 | Edwardsburg | 10,544 | $62k | 10.6 mi |
| 49103 | Berrien Springs | 11,590 | $66k | 10.9 mi |
| 49047 | Dowagiac | 14,858 | $63k | 13.2 mi |
| 49031 | Cassopolis | 7,869 | $67k | 14.0 mi |
| 46552 | New Carlisle, IN | 7,047 | $91k | 15.6 mi |
| 46635 | South Bend, IN | 6,410 | $82k | 8.3 mi (near) |
| 46556 | Notre Dame, IN | 8,344 | – | 9.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.