PlainZIP

Niles, MI · standard

ZIP Code 49120

Berrien County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,122
122/sq mi
$65,148
Median income
$178,400
Median home value
20.1%
Bachelor's or higher

The verdict

Niles pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

39th pct
household income, US ZIPs
37th pct
home value, US ZIPs
122
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49120 against every reporting US ZIP.

ZIP code 49120 is a densely settled ZIP (a standard USPS delivery area) in Niles, Berrien County, Michigan, with 37,122 residents across 304.3 square miles, a density of 122 people per square mile, in the Detroit time zone.

ZIP 49120 reports a modest median household income of $65,148 (11% below the Michigan average), while per-capita income is $34,555. Poverty here runs at 14.4%, with unemployment measured at 6.0%. The typical home here is valued at $178,400 (19% below the state average); renters pay a median of $906 monthly, and 79.1% of units are owner-occupied.

Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Berrien County, so you can benchmark 49120 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49120

Top 5 sectors by establishment count in Niles, MI

Which industries have the most business establishments in ZIP 49120.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49120, Niles, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

37,122

Population

304.3

Area (sq mi)

122

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49120?

42.6

Median Age

50.4%

Male

49.6%

Female

3.0%

Foreign-Born

White 83.2%
African American 7.0%
Asian 0.7%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,148

Median Household Income

-11% vs state

$34,555

Per Capita Income

14.4%

Poverty Rate

6.0%

Unemployment Rate

23.4 min

Mean Commute Time

How ZIP 49120 ranks nationally

Niles, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,148 39th percentile higher than 39% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.5%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,459

Total Housing Units

14,425

Occupied Units

1,034

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 79.1%
Renter 20.9%

$178,400

Median Home Value

-19% vs state

$906

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.1%

YoY Change (2024)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 49120 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 140
2021 +11.7% 156
2022 +17.9% 184
2023 +8.2% 199
2024 +7.1% 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 657 business establishments in ZIP 49120, employing approximately 9,131 people with a combined annual payroll of $437,206,000.

657

Businesses

9,131

Employees

$437.2M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 92 14.0%
Other services (except public administration) 81 12.3%
Accommodation and food services 61 9.3%
Health care and social assistance 57 8.7%
Construction 54 8.2%
Manufacturing 54 8.2%
Administrative and support and waste management and remediation services 46 7.0%
Professional, scientific, and technical services 43 6.5%
Finance and insurance 39 5.9%
Real estate and rental and leasing 36 5.5%
Wholesale trade 28 4.3%
Transportation and warehousing 25 3.8%
Arts, entertainment, and recreation 14 2.1%
Information 9 1.4%
Utilities 5 0.8%
Mining, quarrying, and oil and gas extraction 4 0.6%
Management of companies and enterprises 4 0.6%
Educational services 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49120 vs 46637 →

ZIP 49120 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49120 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49120 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49120 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46637 South Bend, IN 15,314 6.8 mi
46635 South Bend, IN 6,654 8.2 mi
46556 Notre Dame, IN 7,314 8.7 mi
49102 Berrien Center, MI 1,563 8.4 mi
46617 South Bend, IN 9,601 10.2 mi
46616 South Bend, IN 5,667 9.5 mi
46530 Granger, IN 30,614 8.3 mi
46628 South Bend, IN 25,650 9.4 mi
46545 Mishawaka, IN 25,082 10.6 mi
49104 Berrien Springs, MI 868 11.2 mi

More ZIP Codes in Berrien County

49022 standard
Benton Harbor, MI
Pop: 31,814
49085 standard
Saint Joseph, MI
Pop: 23,804
49103 standard
Berrien Springs, MI
Pop: 11,082
49127 standard
Stevensville, MI
Pop: 10,694
49107 standard
Buchanan, MI
Pop: 10,382
49038 standard
Coloma, MI
Pop: 9,310

Related Areas

Berrien County Niles, MI Michigan

Frequently Asked Questions

What county is ZIP code 49120 in? ▼
ZIP code 49120 (Niles) is located in Berrien County, Michigan. Berrien County contains multiple ZIP codes, see the full list at /counties/berrien-mi.
What is the population of ZIP code 49120? ▼
ZIP code 49120 in Niles, MI has a population of 37,122 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49120? ▼
The median household income in ZIP 49120 is $65,148, which is 15% below the national average of $76,288.
What is the average home value in ZIP 49120? ▼
The median home value in ZIP 49120 is $178,400, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 49120? ▼
The largest racial group in ZIP 49120 is White at 83.2%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 49120? ▼
ZIP code 49120 has 657 business establishments employing approximately 9,131 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49120? ▼
The top industries by establishment count in ZIP 49120 are: Retail trade (92), Other services (except public administration) (81), Accommodation and food services (61). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 49120? ▼
According to the FHFA House Price Index, home values in ZIP 49120 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49120? ▼
In ZIP code 49120, 55.5% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49120? ▼
The mean commute time for workers in ZIP code 49120 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49120? ▼
In ZIP code 49120, approximately 79.1% of occupied housing units are owner-occupied and 20.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49120? ▼
The poverty rate in ZIP code 49120 is 14.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.