ZIP Code 49120

standard

Source:

Niles · Berrien County · Michigan

Population
37,122

122/sq mi

Median income
$65,148

▼ 15% vs US

higher than 39% of US ZIPs

Median home value
$178,400

▼ 36% vs US

higher than 37% of US ZIPs

Bachelor's or higher
20.1%

Median age 42.6

Land area
304.3 sq mi

Detroit

ZIP code 49120 in Niles, Michigan has a population of 37,122. The median household income is $65,148, which is 15% below the national average. Median home value is $178,400, 36% below the US average. 20.1% of residents hold a bachelor's degree or higher.

ZIP code 49120 is classified by USPS as a standard delivery area and covers roughly 304.3 square miles in Niles, Berrien County, Michigan. The area is home to 37,122 residents, producing a population density of 122 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49120 against Michigan and the nation.

On the economic side, the median household income for ZIP 49120 sits at $65,148 (11% below the Michigan average), while per-capita income is $34,555. The poverty rate stands at 14.4% and the unemployment rate at 6.0%. On housing, the median home value is $178,400 (19% below the state average) with median rent at $906 per month, and 79.1% of occupied units are owner-occupied, a direct signal of whether 49120 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.1% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Berrien County, so you can benchmark 49120 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49120

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49120.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49120, Niles, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

37,122

Population

304.3

Area (sq mi)

122

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49120?

42.6

Median Age

50.4%

Male

49.6%

Female

3.0%

Foreign-Born

White 83.2%
African American 7.0%
Asian 0.7%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,148

Median Household Income

-11% vs state

$34,555

Per Capita Income

14.4%

Poverty Rate

6.0%

Unemployment Rate

23.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.5%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,459

Total Housing Units

14,425

Occupied Units

1,034

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 79.1%
Renter 20.9%

$178,400

Median Home Value

-19% vs state

$906

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.1%

YoY Change (2024)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 49120 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 140
2021 +11.7% 156
2022 +17.9% 184
2023 +8.2% 199
2024 +7.1% 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 657 business establishments in ZIP 49120, employing approximately 9,131 people with a combined annual payroll of $437,206,000.

657

Businesses

9,131

Employees

$437.2M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 92 14.0%
Other services (except public administration) 81 12.3%
Accommodation and food services 61 9.3%
Health care and social assistance 57 8.7%
Construction 54 8.2%
Manufacturing 54 8.2%
Administrative and support and waste management and remediation services 46 7.0%
Professional, scientific, and technical services 43 6.5%
Finance and insurance 39 5.9%
Real estate and rental and leasing 36 5.5%
Wholesale trade 28 4.3%
Transportation and warehousing 25 3.8%
Arts, entertainment, and recreation 14 2.1%
Information 9 1.4%
Utilities 5 0.8%
Mining, quarrying, and oil and gas extraction 4 0.6%
Management of companies and enterprises 4 0.6%
Educational services 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49120 vs 46637 →

ZIP Code City Population Distance
46637 South Bend, IN 15,314 6.8 mi
46635 South Bend, IN 6,654 8.2 mi
46556 Notre Dame, IN 7,314 8.7 mi
49102 Berrien Center, MI 1,563 8.4 mi
46617 South Bend, IN 9,601 10.2 mi
46616 South Bend, IN 5,667 9.5 mi
46530 Granger, IN 30,614 8.3 mi
46628 South Bend, IN 25,650 9.4 mi
46545 Mishawaka, IN 25,082 10.6 mi
49104 Berrien Springs, MI 868 11.2 mi

More ZIP Codes in Berrien County

Frequently Asked Questions

What county is ZIP code 49120 in?
ZIP code 49120 (Niles) is located in Berrien County, Michigan. Berrien County contains multiple ZIP codes, see the full list at /counties/berrien-mi.
What is the population of ZIP code 49120?
ZIP code 49120 in Niles, MI has a population of 37,122 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49120?
The median household income in ZIP 49120 is $65,148, which is 15% below the national average of $76,288.
What is the average home value in ZIP 49120?
The median home value in ZIP 49120 is $178,400, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 49120?
The largest racial group in ZIP 49120 is White at 83.2%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 49120?
ZIP code 49120 has 657 business establishments employing approximately 9,131 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49120?
The top industries by establishment count in ZIP 49120 are: Retail trade (92), Other services (except public administration) (81), Accommodation and food services (61). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 49120?
According to the FHFA House Price Index, home values in ZIP 49120 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49120?
In ZIP code 49120, 55.5% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49120?
The mean commute time for workers in ZIP code 49120 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49120?
In ZIP code 49120, approximately 79.1% of occupied housing units are owner-occupied and 20.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49120?
The poverty rate in ZIP code 49120 is 14.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Niles, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.