ZIP Code 49103
standardSource:
Berrien Springs · Berrien County · Michigan
- Population
- 11,082
- Median income
- $65,827
- Median home value
- $229,400
- Bachelor's or higher
- 53.8%
- Land area
- 115.2 sq mi
96/sq mi
▼ 14% vs US
higher than 40% of US ZIPs
▼ 18% vs US
higher than 52% of US ZIPs
Median age 37.8
Detroit
ZIP code 49103 in Berrien Springs, Michigan has a population of 11,082. The median household income is $65,827, which is 14% below the national average. Median home value is $229,400, 18% below the US average. 53.8% of residents hold a bachelor's degree or higher.
ZIP code 49103 is classified by USPS as a standard delivery area and covers roughly 115.2 square miles in Berrien Springs, Berrien County, Michigan. The area is home to 11,082 residents, producing a population density of 96 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49103 against Michigan and the nation.
On the economic side, the median household income for ZIP 49103 sits at $65,827 (10% below the Michigan average), while per-capita income is $35,017. The poverty rate stands at 17.3% and the unemployment rate at 3.1%. On housing, the median home value is $229,400 (4% above the state average) with median rent at $921 per month, and 63.0% of occupied units are owner-occupied, a direct signal of whether 49103 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 53.8% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Berrien County, so you can benchmark 49103 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 49103
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 49103.
- Construction
Construction
30 establishments
- Health care and social assistance
Health care and social assistance
28 establishments
- Retail trade
Retail trade
22 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Accommodation and food services
Accommodation and food services
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49103, Berrien Springs, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
11,082
Population
115.2
Area (sq mi)
96
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49103?
37.8
Median Age
48.1%
Male
51.9%
Female
18.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,827
Median Household Income
-10% vs state
$35,017
Per Capita Income
17.3%
Poverty Rate
3.1%
Unemployment Rate
20.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,926
Total Housing Units
4,421
Occupied Units
505
Vacant Units
2.42
Avg Household Size
Occupancy Type
$229,400
Median Home Value
+4% vs state
$921
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
214
HPI Index (2000 = 100)
+114%
Total Change Since 2000
Home values in ZIP 49103 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.4% | 148 |
| 2021 | +12.7% | 167 |
| 2022 | +10.4% | 184 |
| 2023 | +8.5% | 200 |
| 2024 | +7.0% | 214 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 180 business establishments in ZIP 49103, employing approximately 1,695 people with a combined annual payroll of $74,894,000.
180
Businesses
1,695
Employees
$74.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 30 | 16.7% |
| Health care and social assistance | 28 | 15.6% |
| Retail trade | 22 | 12.2% |
| Other services (except public administration) | 17 | 9.4% |
| Accommodation and food services | 14 | 7.8% |
| Manufacturing | 11 | 6.1% |
| Finance and insurance | 10 | 5.6% |
| Professional, scientific, and technical services | 10 | 5.6% |
| Real estate and rental and leasing | 9 | 5.0% |
| Administrative and support and waste management and remediation services | 9 | 5.0% |
| Arts, entertainment, and recreation | 5 | 2.8% |
| Transportation and warehousing | 4 | 2.2% |
| Information | 4 | 2.2% |
| Wholesale trade | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49103 vs 49104 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49104 | Berrien Springs, MI | 868 | 1.5 mi |
| 49126 | Sodus, MI | 1,341 | 5.5 mi |
| 49101 | Baroda, MI | 3,104 | 5.5 mi |
| 49102 | Berrien Center, MI | 1,563 | 5.9 mi |
| 49107 | Buchanan, MI | 10,382 | 7.2 mi |
| 49111 | Eau Claire, MI | 3,346 | 7.0 mi |
| 49085 | Saint Joseph, MI | 23,804 | 8.3 mi |
| 49127 | Stevensville, MI | 10,694 | 8.1 mi |
| 49120 | Niles, MI | 37,122 | 10.9 mi |
| 49113 | Galien, MI | 1,904 | 11.9 mi |
More ZIP Codes in Berrien County
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Frequently Asked Questions
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How many businesses are in ZIP code 49103? ▼
What are the main industries in ZIP code 49103? ▼
How have home values changed in ZIP code 49103? ▼
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ZIP Code Research Guides
Official Data Resources for Berrien Springs, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.