PlainZIP

Berrien Springs, MI · standard

ZIP Code 49103

Berrien County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,082
96/sq mi
$65,827
Median income
$229,400
Median home value
53.8%
Bachelor's or higher

The verdict

Berrien Springs pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

40th pct
household income, US ZIPs
Top 48%
home value, US ZIPs
96
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49103 against every reporting US ZIP.

ZIP code 49103 is a mid-sized community (a standard USPS delivery area) in Berrien Springs, Berrien County, Michigan, home to 11,082 residents across 115.2 square miles, a density of 96 people per square mile, in the Detroit time zone.

ZIP 49103 reports a modest median household income of $65,827 (10% below the Michigan average), while per-capita income is $35,017. Poverty here runs at 17.3%, with unemployment measured at 3.1%. Housing costs here run $229,400 for a typical home value (4% above the state average), with rent averaging $921 a month; 63.0% of homes are owner-occupied.

This is a highly-educated ZIP: 53.8% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is 21 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Berrien County, letting you compare 49103 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49103

Top 5 sectors by establishment count in Berrien Springs, MI

Which industries have the most business establishments in ZIP 49103.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49103, Berrien Springs, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,082

Population

115.2

Area (sq mi)

96

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49103?

37.8

Median Age

48.1%

Male

51.9%

Female

18.9%

Foreign-Born

White 60.4%
African American 12.5%
Asian 7.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.6%
Hispanic or Latino 12.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,827

Median Household Income

-10% vs state

$35,017

Per Capita Income

17.3%

Poverty Rate

3.1%

Unemployment Rate

20.7 min

Mean Commute Time

How ZIP 49103 ranks nationally

Berrien Springs, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,827 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.7%
Bachelor's Degree or Higher 53.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,926

Total Housing Units

4,421

Occupied Units

505

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 63.0%
Renter 37.0%

$229,400

Median Home Value

+4% vs state

$921

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.0%

YoY Change (2024)

214

HPI Index (2000 = 100)

+114%

Total Change Since 2000

Home values in ZIP 49103 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 148
2021 +12.7% 167
2022 +10.4% 184
2023 +8.5% 200
2024 +7.0% 214

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 180 business establishments in ZIP 49103, employing approximately 1,695 people with a combined annual payroll of $74,894,000.

180

Businesses

1,695

Employees

$74.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 30 16.7%
Health care and social assistance 28 15.6%
Retail trade 22 12.2%
Other services (except public administration) 17 9.4%
Accommodation and food services 14 7.8%
Manufacturing 11 6.1%
Finance and insurance 10 5.6%
Professional, scientific, and technical services 10 5.6%
Real estate and rental and leasing 9 5.0%
Administrative and support and waste management and remediation services 9 5.0%
Arts, entertainment, and recreation 5 2.8%
Transportation and warehousing 4 2.2%
Information 4 2.2%
Wholesale trade 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49103 vs 49104 →

ZIP 49103 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49103 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49103 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49103 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49104 Berrien Springs, MI 868 1.5 mi
49126 Sodus, MI 1,341 5.5 mi
49101 Baroda, MI 3,104 5.5 mi
49102 Berrien Center, MI 1,563 5.9 mi
49107 Buchanan, MI 10,382 7.2 mi
49111 Eau Claire, MI 3,346 7.0 mi
49085 Saint Joseph, MI 23,804 8.3 mi
49127 Stevensville, MI 10,694 8.1 mi
49120 Niles, MI 37,122 10.9 mi
49113 Galien, MI 1,904 11.9 mi

More ZIP Codes in Berrien County

49120 standard
Niles, MI
Pop: 37,122
49022 standard
Benton Harbor, MI
Pop: 31,814
49085 standard
Saint Joseph, MI
Pop: 23,804
49127 standard
Stevensville, MI
Pop: 10,694
49107 standard
Buchanan, MI
Pop: 10,382
49038 standard
Coloma, MI
Pop: 9,310

Related Areas

Berrien County Berrien Springs, MI Michigan

Frequently Asked Questions

What county is ZIP code 49103 in? ▼
ZIP code 49103 (Berrien Springs) is located in Berrien County, Michigan. Berrien County contains multiple ZIP codes, see the full list at /counties/berrien-mi.
What is the population of ZIP code 49103? ▼
ZIP code 49103 in Berrien Springs, MI has a population of 11,082 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49103? ▼
The median household income in ZIP 49103 is $65,827, which is 14% below the national average of $76,288.
What is the average home value in ZIP 49103? ▼
The median home value in ZIP 49103 is $229,400, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 49103? ▼
The largest racial group in ZIP 49103 is White at 60.4%. Hispanic or Latino residents make up 12.6% of the population.
How many businesses are in ZIP code 49103? ▼
ZIP code 49103 has 180 business establishments employing approximately 1,695 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49103? ▼
The top industries by establishment count in ZIP 49103 are: Construction (30), Health care and social assistance (28), Retail trade (22). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 49103? ▼
According to the FHFA House Price Index, home values in ZIP 49103 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 114%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49103? ▼
In ZIP code 49103, 69.7% of residents aged 25+ have a high school diploma or higher, and 53.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49103? ▼
The mean commute time for workers in ZIP code 49103 is 20.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49103? ▼
In ZIP code 49103, approximately 63.0% of occupied housing units are owner-occupied and 37.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49103? ▼
The poverty rate in ZIP code 49103 is 17.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.