ZIP Code 49085
standardSource:
Saint Joseph · Berrien County · Michigan
- Population
- 23,804
- Median income
- $104,969
- Median home value
- $304,600
- Bachelor's or higher
- 50.8%
- Land area
- 61.0 sq mi
391/sq mi
▲ 38% vs US
higher than 84% of US ZIPs
▲ 10% vs US
higher than 67% of US ZIPs
Median age 45
Detroit
ZIP code 49085 in Saint Joseph, Michigan has a population of 23,804. The median household income is $104,969, which is 38% above the national average. Median home value is $304,600, 10% above the US average. 50.8% of residents hold a bachelor's degree or higher.
ZIP code 49085 is classified by USPS as a standard delivery area and covers roughly 61.0 square miles in Saint Joseph, Berrien County, Michigan. The area is home to 23,804 residents, producing a population density of 391 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49085 against Michigan and the nation.
On the economic side, the median household income for ZIP 49085 sits at $104,969 (43% above the Michigan average), while per-capita income is $56,068. The poverty rate stands at 4.6% and the unemployment rate at 2.2%. On housing, the median home value is $304,600 (39% above the state average) with median rent at $1,091 per month, and 76.3% of occupied units are owner-occupied, a direct signal of whether 49085 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 50.8% of adults hold a bachelor's degree or higher, the median age is 45, and the average commute is 19 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Berrien County, so you can benchmark 49085 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 49085
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 49085.
- Health care and social assistance
Health care and social assistance
157 establishments
- Retail trade
Retail trade
95 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
94 establishments
- Accommodation and food services
Accommodation and food services
79 establishments
- Other services (except public administration)
Other services (except public administration)
73 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49085, Saint Joseph, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
23,804
Population
61.0
Area (sq mi)
391
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49085?
45.0
Median Age
50.0%
Male
50.0%
Female
8.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,969
Median Household Income
+43% vs state
$56,068
Per Capita Income
4.6%
Poverty Rate
2.2%
Unemployment Rate
18.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,552
Total Housing Units
10,423
Occupied Units
1,129
Vacant Units
2.22
Avg Household Size
Occupancy Type
$304,600
Median Home Value
+39% vs state
$1,091
Median Rent
1969
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.1%
YoY Change (2024)
224
HPI Index (2000 = 100)
+124%
Total Change Since 2000
Home values in ZIP 49085 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.7% | 153 |
| 2021 | +9.8% | 168 |
| 2022 | +11.8% | 188 |
| 2023 | +11.4% | 209 |
| 2024 | +7.1% | 224 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 827 business establishments in ZIP 49085, employing approximately 14,178 people with a combined annual payroll of $828,598,000.
827
Businesses
14,178
Employees
$828.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 157 | 19.0% |
| Retail trade | 95 | 11.5% |
| Professional, scientific, and technical services | 94 | 11.4% |
| Accommodation and food services | 79 | 9.6% |
| Other services (except public administration) | 73 | 8.8% |
| Finance and insurance | 61 | 7.4% |
| Construction | 51 | 6.2% |
| Real estate and rental and leasing | 47 | 5.7% |
| Wholesale trade | 36 | 4.3% |
| Manufacturing | 34 | 4.1% |
| Administrative and support and waste management and remediation services | 27 | 3.3% |
| Transportation and warehousing | 24 | 2.9% |
| Arts, entertainment, and recreation | 22 | 2.7% |
| Educational services | 11 | 1.3% |
| Information | 8 | 1.0% |
| Management of companies and enterprises | 6 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49085 vs 49127 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49127 | Stevensville, MI | 10,694 | 4.0 mi |
| 49126 | Sodus, MI | 1,341 | 5.0 mi |
| 49101 | Baroda, MI | 3,104 | 7.5 mi |
| 49022 | Benton Harbor, MI | 31,814 | 6.5 mi |
| 49103 | Berrien Springs, MI | 11,082 | 8.3 mi |
| 49104 | Berrien Springs, MI | 868 | 7.9 mi |
| 49106 | Bridgman, MI | 4,636 | 9.1 mi |
| 49084 | Riverside, MI | 36 | 10.0 mi |
More ZIP Codes in Berrien County
Related Areas
Frequently Asked Questions
What county is ZIP code 49085 in? ▼
What is the population of ZIP code 49085? ▼
What is the median household income in ZIP 49085? ▼
What is the average home value in ZIP 49085? ▼
What is the demographic makeup of ZIP 49085? ▼
How many businesses are in ZIP code 49085? ▼
What are the main industries in ZIP code 49085? ▼
How have home values changed in ZIP code 49085? ▼
What is the education level in ZIP code 49085? ▼
What is the average commute time in ZIP 49085? ▼
What percentage of residents own vs. rent in ZIP 49085? ▼
What is the poverty rate in ZIP code 49085? ▼
ZIP Code Research Guides
Official Data Resources for Saint Joseph, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.