Residential delivery area · Michigan
ZIP Code 49022: Benton Harbor, MI
ZIP code 49022 uses the postal name Benton Harbor, Michigan and lies mostly in Berrien County (98% of its land) with the rest in Van Buren County (Census 2020 ZIP-county file). About 29,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $39,499 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Fair Plain (6%), Benton Harbor (6%), Benton Heights (6%) and Millburg (3%); 79% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Benton Harbor · its only residential ZIP
- County
- Berrien County (98%); Van Buren County (2%)
- Census places
- Fair Plain (6%) census-designated place; Benton Harbor (6%); Benton Heights (6%) census-designated place; Millburg (3%) census-designated place
- Metro area
- Niles, MI
- House districts
- MI-4 (97%), MI-5 (3%) 119th Congress, by share of land
- State
- Michigan
- Time zone
- Eastern
- Land area
- 67.3 sq mi · 438 people per sq mi
- PO Box ZIPs
- 49023 also use the name Benton Harbor
Where is ZIP code 49022?
49022 centers on 42.113°, -86.373° and covers 67.3 square miles of land plus 3.2 of water. It borders 8 ZIP codes: 49084, 49126, 49085, 49038, 49111, 49098, 49057, 49047.
The map draws ZIP code areas only. For the streets inside 49022, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 49022 compare with the rest of Berrien County?
| Measure | 49022 | In Berrien County | In MI |
|---|---|---|---|
| People (ACS 2020-2024) | 29,460 | 2nd of 24 | 89th of 992 |
| Median household income | $40k | 16th of 16 | 750th of 774 |
| Median home value | $160k | 17th of 17 | 588th of 779 |
Its median household income is higher than in 5% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 49022?
The 2020 Census counted 30,143 people in 49022; the ACS, which samples households over 2020-2024, estimates 29,460. Between the 2010 and 2020 censuses its population fell 5.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 29,460
- 2020 Census count
- 30,143−5.3% since 2010 (31,814)
- Households
- 12,868
- Median age
- 39.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 49022?
Of the 29,460 people the ACS estimates in 49022, 25.7% are under 18 and 16.3% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (49.6%), then White (not Hispanic) (37.4%).
- Under 1825.7%
- 18 to 6458.0%
- 65 and older16.3%
- Black, not Hispanic49.6%
- White, not Hispanic37.4%
- Hispanic or Latino6.6%
- Other or two or more6.0%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 49022 earn?
Median household income is $39,499 (ACS 2020-2024), the 16th highest of the 16 ranked ZIP codes in Berrien County. It is not measurably different from 2015-2019 ($41,407 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $39,499
- Income per person
- $26,444
- Below the poverty line
- 31.0%
- Unemployed (of the labor force)
- 14.6%
- Adults 25+ with a bachelor's degree
- 18.0%
- Adjusted gross income per tax return, 2022
- $49,21612,810 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 49022?
FHFA's house price index for 49022, built from repeat sales and appraisals of the same homes, rose 102% from 2015 to 2025 and rose 58% from 2020 to 2025, and moved +7.7% in 2025.
- Median home value (owners' estimate)
- $159,600
- Median gross rent
- $881
- Homes owned by their occupants
- 57.5%
- Housing units
- 14,560
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 49022?
677 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade146
- Accommodation and food services76
- Other services (except public administration)71
- Manufacturing70
- Health care and social assistance54
- Professional, scientific, and technical services46
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 49022?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 49084 | Riverside | 38 | $54k | 4.7 mi |
| 49126 | Sodus | 1,623 | $77k | 5.5 mi |
| 49085 | Saint Joseph | 23,827 | $105k | 6.1 mi |
| 49038 | Coloma | 8,616 | $63k | 6.8 mi |
| 49111 | Eau Claire | 3,159 | $71k | 7.5 mi |
| 49098 | Watervliet | 6,215 | $59k | 7.7 mi |
| 49057 | Hartford | 6,434 | $51k | 10.9 mi |
| 49047 | Dowagiac | 14,858 | $63k | 15.0 mi |
| 49104 | Berrien Springs | 383 | – | 10.3 mi (near) |
| 49127 | Stevensville | 11,155 | $93k | 10.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Benton Harbor?
1 more ZIP code carries the postal name Benton Harbor, MI without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 49023 | Berrien County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.