ZIP Code 49022
standardSource:
Benton Harbor · Berrien County · Michigan
- Population
- 31,814
- Median income
- $39,499
- Median home value
- $159,600
- Bachelor's or higher
- 18.0%
- Land area
- 178.1 sq mi
179/sq mi
▼ 48% vs US
higher than 5% of US ZIPs
▼ 43% vs US
higher than 29% of US ZIPs
Median age 39.1
Detroit
ZIP code 49022 in Benton Harbor, Michigan has a population of 31,814. The median household income is $39,499, which is 48% below the national average. Median home value is $159,600, 43% below the US average. 18.0% of residents hold a bachelor's degree or higher.
ZIP code 49022 is classified by USPS as a standard delivery area and covers roughly 178.1 square miles in Benton Harbor, Berrien County, Michigan. The area is home to 31,814 residents, producing a population density of 179 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49022 against Michigan and the nation.
On the economic side, the median household income for ZIP 49022 sits at $39,499 (46% below the Michigan average), while per-capita income is $26,444. The poverty rate stands at 31.0% and the unemployment rate at 14.6%. On housing, the median home value is $159,600 (27% below the state average) with median rent at $881 per month, and 57.5% of occupied units are owner-occupied, a direct signal of whether 49022 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.0% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 19 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Berrien County, so you can benchmark 49022 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 49022
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 49022.
- Retail trade
Retail trade
146 establishments
- Accommodation and food services
Accommodation and food services
76 establishments
- Other services (except public administration)
Other services (except public administration)
71 establishments
- Manufacturing
Manufacturing
70 establishments
- Health care and social assistance 54
Health care and social assistance
54 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49022, Benton Harbor, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
31,814
Population
178.1
Area (sq mi)
179
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49022?
39.1
Median Age
47.3%
Male
52.7%
Female
2.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$39,499
Median Household Income
-46% vs state
$26,444
Per Capita Income
31.0%
Poverty Rate
14.6%
Unemployment Rate
18.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,560
Total Housing Units
12,868
Occupied Units
1,692
Vacant Units
2.27
Avg Household Size
Occupancy Type
$159,600
Median Home Value
-27% vs state
$881
Median Rent
1961
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.6%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 49022 have increased 9.6% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 150 |
| 2021 | +13.2% | 170 |
| 2022 | +13.8% | 193 |
| 2023 | +5.2% | 203 |
| 2024 | +9.6% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 677 business establishments in ZIP 49022, employing approximately 12,013 people with a combined annual payroll of $760,921,000.
677
Businesses
12,013
Employees
$760.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 146 | 21.6% |
| Accommodation and food services | 76 | 11.2% |
| Other services (except public administration) | 71 | 10.5% |
| Manufacturing | 70 | 10.3% |
| Health care and social assistance | 54 | 8.0% |
| Professional, scientific, and technical services | 46 | 6.8% |
| Construction | 39 | 5.8% |
| Wholesale trade | 38 | 5.6% |
| Administrative and support and waste management and remediation services | 30 | 4.4% |
| Real estate and rental and leasing | 29 | 4.3% |
| Transportation and warehousing | 18 | 2.7% |
| Finance and insurance | 18 | 2.7% |
| Information | 14 | 2.1% |
| Arts, entertainment, and recreation | 11 | 1.6% |
| Management of companies and enterprises | 9 | 1.3% |
| Educational services | 5 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49022 vs 49084 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 49084 | Riverside, MI | 36 | 4.8 mi |
| 49126 | Sodus, MI | 1,341 | 6.1 mi |
| 49038 | Coloma, MI | 9,310 | 6.5 mi |
| 49104 | Berrien Springs, MI | 868 | 10.4 mi |
| 49085 | Saint Joseph, MI | 23,804 | 6.5 mi |
| 49111 | Eau Claire, MI | 3,346 | 7.3 mi |
| 49098 | Watervliet, MI | 5,966 | 7.4 mi |
| 49127 | Stevensville, MI | 10,694 | 10.6 mi |
More ZIP Codes in Berrien County
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Frequently Asked Questions
What county is ZIP code 49022 in? ▼
What is the population of ZIP code 49022? ▼
What is the median household income in ZIP 49022? ▼
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What is the demographic makeup of ZIP 49022? ▼
How many businesses are in ZIP code 49022? ▼
What are the main industries in ZIP code 49022? ▼
How have home values changed in ZIP code 49022? ▼
What is the education level in ZIP code 49022? ▼
What is the average commute time in ZIP 49022? ▼
What percentage of residents own vs. rent in ZIP 49022? ▼
What is the poverty rate in ZIP code 49022? ▼
ZIP Code Research Guides
Official Data Resources for Benton Harbor, MI
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.