ZIP Code 46365
standardSource:
Mill Creek · LaPorte County · Indiana
- Population
- 1,068
- Median income
- $98,047
- Median home value
- $217,400
- Bachelor's or higher
- 34.1%
- Land area
- 60.3 sq mi
18/sq mi
▲ 29% vs US
higher than 80% of US ZIPs
▼ 22% vs US
higher than 48% of US ZIPs
Median age 38.1
Chicago
ZIP code 46365 in Mill Creek, Indiana has a population of 1,068. The median household income is $98,047, which is 29% above the national average. Median home value is $217,400, 22% below the US average. 34.1% of residents hold a bachelor's degree or higher.
ZIP code 46365 is classified by USPS as a standard delivery area and covers roughly 60.3 square miles in Mill Creek, LaPorte County, Indiana. The area is home to 1,068 residents, producing a population density of 18 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46365 against Indiana and the nation.
On the economic side, the median household income for ZIP 46365 sits at $98,047 (33% above the Indiana average), while per-capita income is $33,168. The poverty rate stands at 2.0% and the unemployment rate at 0.0%. On housing, the median home value is $217,400 (12% above the state average) with median rent at — per month, and 76.7% of occupied units are owner-occupied, a direct signal of whether 46365 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 34.1% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing LaPorte County, so you can benchmark 46365 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46365, Mill Creek, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,068
Population
60.3
Area (sq mi)
18
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 46365?
38.1
Median Age
37.8%
Male
62.2%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$98,047
Median Household Income
+33% vs state
$33,168
Per Capita Income
2.0%
Poverty Rate
0.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
335
Total Housing Units
335
Occupied Units
0
Vacant Units
2.96
Avg Household Size
Occupancy Type
$217,400
Median Home Value
+12% vs state
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-12.3%
YoY Change (2024)
208
HPI Index (2000 = 100)
+108%
Total Change Since 2000
Home values in ZIP 46365 have decreased 12.3% over the past year (2024). Since 2000, this ZIP has seen +108% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -8.8% | 135 |
| 2021 | +13.7% | 153 |
| 2022 | +20.0% | 184 |
| 2023 | +28.6% | 237 |
| 2024 | -12.3% | 208 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 8 business establishments in ZIP 46365, employing approximately 20 people with a combined annual payroll of $947,000.
8
Businesses
20
Employees
$947K
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 37.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46365 vs 46371 →
More ZIP Codes in LaPorte County
Related Areas
Frequently Asked Questions
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How have home values changed in ZIP code 46365? ▼
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ZIP Code Research Guides
Official Data Resources for Mill Creek, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.