ZIP Code 46574

standard

Source:

Walkerton · St. Joseph County · Indiana

Population
8,339

34/sq mi

Median income
$76,181

▼ 0% vs US

higher than 57% of US ZIPs

Median home value
$188,100

▼ 32% vs US

higher than 40% of US ZIPs

Bachelor's or higher
20.6%

Median age 46.7

Land area
243.8 sq mi

Indiana/Indianapolis

ZIP code 46574 in Walkerton, Indiana has a population of 8,339. The median household income is $76,181, which is 0% below the national average. Median home value is $188,100, 32% below the US average. 20.6% of residents hold a bachelor's degree or higher.

ZIP code 46574 is classified by USPS as a standard delivery area and covers roughly 243.8 square miles in Walkerton, St. Joseph County, Indiana. The area is home to 8,339 residents, producing a population density of 34 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46574 against Indiana and the nation.

On the economic side, the median household income for ZIP 46574 sits at $76,181 (3% above the Indiana average), while per-capita income is $37,164. The poverty rate stands at 9.2% and the unemployment rate at 3.8%. On housing, the median home value is $188,100 (3% below the state average) with median rent at $791 per month, and 87.0% of occupied units are owner-occupied, a direct signal of whether 46574 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.6% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 28 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing St. Joseph County, so you can benchmark 46574 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46574

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46574.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46574, Walkerton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

8,339

Population

243.8

Area (sq mi)

34

People / sq mi

Indiana/Indianapolis

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46574?

46.7

Median Age

51.5%

Male

48.5%

Female

2.5%

Foreign-Born

White 91.4%
African American 0.6%
Asian 0.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 5.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,181

Median Household Income

+3% vs state

$37,164

Per Capita Income

9.2%

Poverty Rate

3.8%

Unemployment Rate

28.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.2%
Bachelor's Degree or Higher 20.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,043

Total Housing Units

3,214

Occupied Units

829

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 87.0%
Renter 13.0%

$188,100

Median Home Value

-3% vs state

$791

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.3%

YoY Change (2024)

230

HPI Index (2000 = 100)

+130%

Total Change Since 2000

Home values in ZIP 46574 have increased 12.3% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.9% 154
2021 +7.5% 166
2022 +15.7% 192
2023 +6.6% 205
2024 +12.3% 230

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 97 business establishments in ZIP 46574, employing approximately 1,487 people with a combined annual payroll of $62,892,000.

97

Businesses

1,487

Employees

$62.9M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 15 15.5%
Construction 12 12.4%
Retail trade 12 12.4%
Accommodation and food services 12 12.4%
Manufacturing 11 11.3%
Professional, scientific, and technical services 9 9.3%
Wholesale trade 6 6.2%
Transportation and warehousing 5 5.2%
Finance and insurance 4 4.1%
Administrative and support and waste management and remediation services 4 4.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46574 vs 46531 →

ZIP Code City Population Distance
46531 Grovertown, IN 1,458 8.2 mi
46554 North Liberty, IN 4,942 7.1 mi
46532 Hamlet, IN 1,905 7.8 mi
46365 Mill Creek, IN 1,068 9.6 mi

More ZIP Codes in St. Joseph County

Frequently Asked Questions

What county is ZIP code 46574 in?
ZIP code 46574 (Walkerton) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46574?
ZIP code 46574 in Walkerton, IN has a population of 8,339 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46574?
The median household income in ZIP 46574 is $76,181, which is 0% below the national average of $76,288.
What is the average home value in ZIP 46574?
The median home value in ZIP 46574 is $188,100, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 46574?
The largest racial group in ZIP 46574 is White at 91.4%. Hispanic or Latino residents make up 5.2% of the population.
How many businesses are in ZIP code 46574?
ZIP code 46574 has 97 business establishments employing approximately 1,487 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46574?
The top industries by establishment count in ZIP 46574 are: Other services (except public administration) (15), Construction (12), Retail trade (12). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 46574?
According to the FHFA House Price Index, home values in ZIP 46574 increased by 12.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46574?
In ZIP code 46574, 60.2% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46574?
The mean commute time for workers in ZIP code 46574 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46574?
In ZIP code 46574, approximately 87.0% of occupied housing units are owner-occupied and 13.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46574?
The poverty rate in ZIP code 46574 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Walkerton, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.