PlainZIP

Walkerton, IN · standard

ZIP Code 46574

St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,339
34/sq mi
$76,181
Median income
$188,100
Median home value
20.6%
Bachelor's or higher

The verdict

Walkerton pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
40th pct
home value, US ZIPs
34
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46574 against every reporting US ZIP.

ZIP code 46574 is a mid-sized community (a standard USPS delivery area) in Walkerton, St. Joseph County, Indiana, home to 8,339 residents across 243.8 square miles, a density of 34 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46574 lands in the middle-income range, with a median household income of $76,181 (3% above the Indiana average), while per-capita income is $37,164. The poverty rate stands at 9.2% and the unemployment rate at 3.8%. The typical home here is valued at $188,100 (3% below the state average); renters pay a median of $791 monthly, and 87.0% of units are owner-occupied.

Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 28 minutes. To put 46574 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in St. Joseph County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46574

Top 5 sectors by establishment count in Walkerton, IN

Which industries have the most business establishments in ZIP 46574.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46574, Walkerton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,339

Population

243.8

Area (sq mi)

34

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46574?

46.7

Median Age

51.5%

Male

48.5%

Female

2.5%

Foreign-Born

White 91.4%
African American 0.6%
Asian 0.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 5.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,181

Median Household Income

+3% vs state

$37,164

Per Capita Income

9.2%

Poverty Rate

3.8%

Unemployment Rate

28.3 min

Mean Commute Time

How ZIP 46574 ranks nationally

Walkerton, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,181 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.2%
Bachelor's Degree or Higher 20.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,043

Total Housing Units

3,214

Occupied Units

829

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 87.0%
Renter 13.0%

$188,100

Median Home Value

-3% vs state

$791

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.3%

YoY Change (2024)

230

HPI Index (2000 = 100)

+130%

Total Change Since 2000

Home values in ZIP 46574 have increased 12.3% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.9% 154
2021 +7.5% 166
2022 +15.7% 192
2023 +6.6% 205
2024 +12.3% 230

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 97 business establishments in ZIP 46574, employing approximately 1,487 people with a combined annual payroll of $62,892,000.

97

Businesses

1,487

Employees

$62.9M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 15 15.5%
Construction 12 12.4%
Retail trade 12 12.4%
Accommodation and food services 12 12.4%
Manufacturing 11 11.3%
Professional, scientific, and technical services 9 9.3%
Wholesale trade 6 6.2%
Transportation and warehousing 5 5.2%
Finance and insurance 4 4.1%
Administrative and support and waste management and remediation services 4 4.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46574 vs 46531 →

ZIP 46574 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46574 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46574 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46574 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46531 Grovertown, IN 1,458 8.2 mi
46554 North Liberty, IN 4,942 7.1 mi
46532 Hamlet, IN 1,905 7.8 mi
46365 Mill Creek, IN 1,068 9.6 mi

More ZIP Codes in St. Joseph County

46544 standard
Mishawaka, IN
Pop: 30,759
46530 standard
Granger, IN
Pop: 30,614
46614 standard
South Bend, IN
Pop: 29,573
46628 standard
South Bend, IN
Pop: 25,650
46545 standard
Mishawaka, IN
Pop: 25,082
46619 standard
South Bend, IN
Pop: 21,408

Related Areas

St. Joseph County Walkerton, IN Indiana

Frequently Asked Questions

What county is ZIP code 46574 in? ▼
ZIP code 46574 (Walkerton) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46574? ▼
ZIP code 46574 in Walkerton, IN has a population of 8,339 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46574? ▼
The median household income in ZIP 46574 is $76,181, which is 0% below the national average of $76,288.
What is the average home value in ZIP 46574? ▼
The median home value in ZIP 46574 is $188,100, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 46574? ▼
The largest racial group in ZIP 46574 is White at 91.4%. Hispanic or Latino residents make up 5.2% of the population.
How many businesses are in ZIP code 46574? ▼
ZIP code 46574 has 97 business establishments employing approximately 1,487 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46574? ▼
The top industries by establishment count in ZIP 46574 are: Other services (except public administration) (15), Construction (12), Retail trade (12). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 46574? ▼
According to the FHFA House Price Index, home values in ZIP 46574 increased by 12.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46574? ▼
In ZIP code 46574, 60.2% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46574? ▼
The mean commute time for workers in ZIP code 46574 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46574? ▼
In ZIP code 46574, approximately 87.0% of occupied housing units are owner-occupied and 13.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46574? ▼
The poverty rate in ZIP code 46574 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.