Walkerton, IN · standard
ZIP Code 46574
St. Joseph County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,339
- 34/sq mi Moderate-density area
- $76,181
- Median income Near-median income area
- $188,100
- Median home value Near-median home value
- 20.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Walkerton pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 43%
- household income, US ZIPs
- 40th pct
- home value, US ZIPs
- 34
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46574 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46574 (Walkerton, IN) rose +12.3% from 2023 to 2024. The all-transactions index moved from 204.5 in 2023 to 229.7 in 2024 (2000 = 100).
ZIP code 46574 is a mid-sized community (a standard USPS delivery area) in Walkerton, St. Joseph County, Indiana, home to 8,339 residents across 243.8 square miles, a density of 34 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46574 lands in the middle-income range, with a median household income of $76,181 (3% above the average Indiana ZIP), while per-capita income is $37,164. The poverty rate is 9.2%, with unemployment at 3.8%; those measures add context to the income figure. Median home value is $188,100 (3% below the average Indiana ZIP) and median rent is $791; 87.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 20.6% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 28 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in St. Joseph County, so 46574 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46574
Top 5 sectors by establishment count in Walkerton, IN
Which industries have the most business establishments in ZIP 46574.
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Construction
Construction
12 establishments
- Retail trade
Retail trade
12 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Manufacturing
Manufacturing
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46574, Walkerton, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,339
Population
243.8
Area (sq mi)
34
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46574?
46.7
Median Age
51.5%
Male
48.5%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,181
Median Household Income
+3% vs state ZIP avg
$37,164
Per Capita Income
9.2%
Poverty Rate
3.8%
Unemployment Rate
28.3 min
Mean Commute Time
How ZIP 46574 ranks among Indiana ZIPs
Walkerton, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,181 Top 38% higher than 62% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,043housing units
4,043
Total Housing Units
3,214
Occupied Units
829
Vacant Units
2.29
Avg Household Size
Occupancy Type
$188,100
Median Home Value
-3% vs state ZIP avg
$791
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.3%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 46574 have increased 12.3% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.9% | 154 |
| 2021 | +7.5% | 166 |
| 2022 | +15.7% | 192 |
| 2023 | +6.6% | 205 |
| 2024 | +12.3% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 97 business establishments in ZIP 46574, employing approximately 1,487 people with a combined annual payroll of $62,892,000.
97
Businesses
1,487
Employees
$62.9M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 15 | 15.5% |
| Construction | 12 | 12.4% |
| Retail trade | 12 | 12.4% |
| Accommodation and food services | 12 | 12.4% |
| Manufacturing | 11 | 11.3% |
| Professional, scientific, and technical services | 9 | 9.3% |
| Wholesale trade | 6 | 6.2% |
| Transportation and warehousing | 5 | 5.2% |
| Finance and insurance | 4 | 4.1% |
| Administrative and support and waste management and remediation services | 4 | 4.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46574 vs 46531 →
ZIP 46574 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46574
Walkerton (46574)
8,339 residents
- 46554
North Liberty (46554)
4,942 residents
- 46532 1,905
Hamlet (46532)
1,905 residents
- 46531 1,458
Grovertown (46531)
1,458 residents
- 46365 1,068
Mill Creek (46365)
1,068 residents
What this shows Among its immediate neighbors, ZIP 46574 ranks the most populous - useful context the national average alone can't give.
ZIP 46574 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46365
Mill Creek (46365)
$98,047 median income
- 46554
North Liberty (46554)
$88,068 median income
- 46532
Hamlet (46532)
$84,866 median income
- 46574
Walkerton (46574)
$76,181 median income
- 46531
Grovertown (46531)
$57,786 median income
What this shows By household income, ZIP 46574 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46574, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,339 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Joseph County
Related Areas
Frequently Asked Questions
What county is ZIP code 46574 in?
ZIP code 46574 (Walkerton) is located in St. Joseph County, Indiana. St. Joseph County contains multiple ZIP codes, see the full list at /counties/st-joseph-in.
What is the population of ZIP code 46574?
ZIP code 46574 in Walkerton, IN has a population of 8,339 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46574?
The median household income in ZIP 46574 is $76,181, which is 0% below the national average of $76,288.
What is the average home value in ZIP 46574?
The median home value in ZIP 46574 is $188,100, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 46574?
The largest racial group in ZIP 46574 is White at 91.4%. Hispanic or Latino residents make up 5.2% of the population.
How many businesses are in ZIP code 46574?
ZIP code 46574 has 97 business establishments employing approximately 1,487 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46574?
The top industries by establishment count in ZIP 46574 are: Other services (except public administration) (15), Construction (12), Retail trade (12). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 46574?
According to the FHFA House Price Index, home values in ZIP 46574 increased by 12.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46574?
In ZIP code 46574, 60.2% of residents aged 25+ have a high school diploma or higher, and 20.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46574?
The mean commute time for workers in ZIP code 46574 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46574?
In ZIP code 46574, approximately 87.0% of occupied housing units are owner-occupied and 13.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46574?
The poverty rate in ZIP code 46574 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46574's numbers, next.
- See how ZIP 46574 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Walkerton, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.