Wakarusa, IN · standard

ZIP Code 46573

Elkhart County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,565
40/sq mi
$85,750
Median income
$241,100
Median home value
28.5%
Bachelor's or higher

The verdict

Wakarusa pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 31%
household income, US ZIPs
Top 45%
home value, US ZIPs
40
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46573 against every reporting US ZIP.

ZIP code 46573 covers 88.5 square miles in Wakarusa, Elkhart County, Indiana (a standard USPS delivery area), with a modest 3,565 residents on file, a density of 40 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46573 lands in the middle-income range, with a median household income of $85,750 (16% above the Indiana average), while per-capita income is $41,277. 4.9% of residents live below the poverty line, and the unemployment rate reads 7.0%. On housing, the median home value is $241,100 (25% above the state average) with median rent at $955 per month, and 91.6% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 28.5% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 25 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Elkhart County, so you can benchmark 46573 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46573

Top 5 sectors by establishment count in Wakarusa, IN

Which industries have the most business establishments in ZIP 46573.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46573, Wakarusa, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,565

Population

88.5

Area (sq mi)

40

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46573?

39.9

Median Age

49.6%

Male

50.4%

Female

3.5%

Foreign-Born

White 87.4%
African American 1.7%
Asian 2.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 4.0%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,750

Median Household Income

+16% vs state

$41,277

Per Capita Income

4.9%

Poverty Rate

7.0%

Unemployment Rate

24.7 min

Mean Commute Time

How ZIP 46573 ranks nationally

Wakarusa, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$85,750 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.9%
Bachelor's Degree or Higher 28.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,444

Total Housing Units

1,323

Occupied Units

121

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 91.6%
Renter 8.4%

$241,100

Median Home Value

+25% vs state

$955

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.3%

YoY Change (2024)

247

HPI Index (2000 = 100)

+147%

Total Change Since 2000

Home values in ZIP 46573 have decreased 4.3% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 181
2021 +7.2% 194
2022 +17.5% 228
2023 +13.6% 259
2024 -4.3% 247

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 134 business establishments in ZIP 46573, employing approximately 3,012 people with a combined annual payroll of $196,625,000.

134

Businesses

3,012

Employees

$196.6M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Manufacturing 24 17.9%
Construction 18 13.4%
Retail trade 18 13.4%
Other services (except public administration) 18 13.4%
Transportation and warehousing 14 10.4%
Professional, scientific, and technical services 10 7.5%
Health care and social assistance 9 6.7%
Accommodation and food services 7 5.2%
Wholesale trade 5 3.7%
Finance and insurance 3 2.2%
Administrative and support and waste management and remediation services 3 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46573 vs 46595 →

ZIP 46573 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46573 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46573 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46573 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46595 Wyatt, IN 163 5.6 mi
46561 Osceola, IN 13,343 8.6 mi
46517 Elkhart, IN 23,764 6.7 mi
46550 Nappanee, IN 12,311 7.2 mi
46544 Mishawaka, IN 30,759 6.7 mi
46506 Bremen, IN 10,070 7.8 mi
46516 Elkhart, IN 33,501 11.1 mi

More ZIP Codes in Elkhart County

Frequently Asked Questions

What county is ZIP code 46573 in?
ZIP code 46573 (Wakarusa) is located in Elkhart County, Indiana. Elkhart County contains multiple ZIP codes, see the full list at /counties/elkhart-in.
What is the population of ZIP code 46573?
ZIP code 46573 in Wakarusa, IN has a population of 3,565 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46573?
The median household income in ZIP 46573 is $85,750, which is 12% above the national average of $76,288.
What is the average home value in ZIP 46573?
The median home value in ZIP 46573 is $241,100, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 46573?
The largest racial group in ZIP 46573 is White at 87.4%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 46573?
ZIP code 46573 has 134 business establishments employing approximately 3,012 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46573?
The top industries by establishment count in ZIP 46573 are: Manufacturing (24), Construction (18), Retail trade (18). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46573?
According to the FHFA House Price Index, home values in ZIP 46573 decreased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46573?
In ZIP code 46573, 68.9% of residents aged 25+ have a high school diploma or higher, and 28.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46573?
The mean commute time for workers in ZIP code 46573 is 24.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46573?
In ZIP code 46573, approximately 91.6% of occupied housing units are owner-occupied and 8.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46573?
The poverty rate in ZIP code 46573 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.