Wakarusa, IN · standard
ZIP Code 46573
Elkhart County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,565
- 40/sq mi Moderate-density area
- $85,750
- Median income Above-median income area
- $241,100
- Median home value Near-median home value
- 28.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Wakarusa pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 45%
- home value, US ZIPs
- 40
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46573 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46573 (Wakarusa, IN) fell -4.3% from 2023 to 2024. The all-transactions index moved from 258.5 in 2023 to 247.3 in 2024 (2000 = 100).
ZIP code 46573 covers 88.5 square miles in Wakarusa, Elkhart County, Indiana (a standard USPS delivery area), with a modest 3,565 residents on file, a density of 40 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46573 lands in the middle-income range, with a median household income of $85,750 (16% above the average Indiana ZIP), while per-capita income is $41,277. The poverty rate is 4.9%, with unemployment at 7.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $241,100 (25% above the average Indiana ZIP), while 91.6% of occupied homes are owner-occupied and median rent is $955.
Educational attainment sits below the national norm: 28.5% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 25 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Elkhart County, so 46573 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46573
Top 5 sectors by establishment count in Wakarusa, IN
Which industries have the most business establishments in ZIP 46573.
- Manufacturing
Manufacturing
24 establishments
- Construction
Construction
18 establishments
- Retail trade
Retail trade
18 establishments
- Other services (except public administration)
Other services (except public administration)
18 establishments
- Transportation and warehousing
Transportation and warehousing
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46573, Wakarusa, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,565
Population
88.5
Area (sq mi)
40
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46573?
39.9
Median Age
49.6%
Male
50.4%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,750
Median Household Income
+16% vs state ZIP avg
$41,277
Per Capita Income
4.9%
Poverty Rate
7.0%
Unemployment Rate
24.7 min
Mean Commute Time
How ZIP 46573 ranks among Indiana ZIPs
Wakarusa, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$85,750 Top 23% higher than 77% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,444housing units
1,444
Total Housing Units
1,323
Occupied Units
121
Vacant Units
2.88
Avg Household Size
Occupancy Type
$241,100
Median Home Value
+25% vs state ZIP avg
$955
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-4.3%
YoY Change (2024)
247
HPI Index (2000 = 100)
+147%
Total Change Since 2000
Home values in ZIP 46573 have decreased 4.3% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.6% | 181 |
| 2021 | +7.2% | 194 |
| 2022 | +17.5% | 228 |
| 2023 | +13.6% | 259 |
| 2024 | -4.3% | 247 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 134 business establishments in ZIP 46573, employing approximately 3,012 people with a combined annual payroll of $196,625,000.
134
Businesses
3,012
Employees
$196.6M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 24 | 17.9% |
| Construction | 18 | 13.4% |
| Retail trade | 18 | 13.4% |
| Other services (except public administration) | 18 | 13.4% |
| Transportation and warehousing | 14 | 10.4% |
| Professional, scientific, and technical services | 10 | 7.5% |
| Health care and social assistance | 9 | 6.7% |
| Accommodation and food services | 7 | 5.2% |
| Wholesale trade | 5 | 3.7% |
| Finance and insurance | 3 | 2.2% |
| Administrative and support and waste management and remediation services | 3 | 2.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46573 vs 46595 →
ZIP 46573 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46516
Elkhart (46516)
33,501 residents
- 46544
Mishawaka (46544)
30,759 residents
- 46517
Elkhart (46517)
23,764 residents
- 46561 13,343
Osceola (46561)
13,343 residents
- 46550 12,311
Nappanee (46550)
12,311 residents
- 46506 10,070
Bremen (46506)
10,070 residents
- 46573 3,565
Wakarusa (46573)
3,565 residents
- 46595 163
Wyatt (46595)
163 residents
What this shows Among its immediate neighbors, ZIP 46573 ranks #7 by population - useful context the national average alone can't give.
ZIP 46573 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46561
Osceola (46561)
$91,711 median income
- 46573
Wakarusa (46573)
$85,750 median income
- 46550
Nappanee (46550)
$84,084 median income
- 46506
Bremen (46506)
$79,386 median income
- 46544
Mishawaka (46544)
$58,829 median income
- 46517
Elkhart (46517)
$56,772 median income
- 46516
Elkhart (46516)
$56,492 median income
What this shows By household income, ZIP 46573 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46573, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,565 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Elkhart County
Related Areas
Frequently Asked Questions
What county is ZIP code 46573 in?
ZIP code 46573 (Wakarusa) is located in Elkhart County, Indiana. Elkhart County contains multiple ZIP codes, see the full list at /counties/elkhart-in.
What is the population of ZIP code 46573?
ZIP code 46573 in Wakarusa, IN has a population of 3,565 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46573?
The median household income in ZIP 46573 is $85,750, which is 12% above the national average of $76,288.
What is the average home value in ZIP 46573?
The median home value in ZIP 46573 is $241,100, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 46573?
The largest racial group in ZIP 46573 is White at 87.4%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 46573?
ZIP code 46573 has 134 business establishments employing approximately 3,012 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46573?
The top industries by establishment count in ZIP 46573 are: Manufacturing (24), Construction (18), Retail trade (18). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46573?
According to the FHFA House Price Index, home values in ZIP 46573 decreased by 4.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46573?
In ZIP code 46573, 68.9% of residents aged 25+ have a high school diploma or higher, and 28.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46573?
The mean commute time for workers in ZIP code 46573 is 24.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46573?
In ZIP code 46573, approximately 91.6% of occupied housing units are owner-occupied and 8.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46573?
The poverty rate in ZIP code 46573 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46573's numbers, next.
- See how ZIP 46573 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Wakarusa, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.