ZIP Code 46550
standardSource:
Nappanee · Elkhart County · Indiana
- Population
- 12,311
- Median income
- $84,084
- Median home value
- $281,600
- Bachelor's or higher
- 9.7%
- Land area
- 193.3 sq mi
64/sq mi
▲ 10% vs US
higher than 67% of US ZIPs
▲ 1% vs US
higher than 64% of US ZIPs
Median age 34.6
Indiana/Indianapolis
ZIP code 46550 in Nappanee, Indiana has a population of 12,311. The median household income is $84,084, which is 10% above the national average. Median home value is $281,600, 1% above the US average. 9.7% of residents hold a bachelor's degree or higher.
ZIP code 46550 is classified by USPS as a standard delivery area and covers roughly 193.3 square miles in Nappanee, Elkhart County, Indiana. The area is home to 12,311 residents, producing a population density of 64 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46550 against Indiana and the nation.
On the economic side, the median household income for ZIP 46550 sits at $84,084 (14% above the Indiana average), while per-capita income is $37,325. The poverty rate stands at 7.1% and the unemployment rate at 3.4%. On housing, the median home value is $281,600 (46% above the state average) with median rent at $843 per month, and 73.4% of occupied units are owner-occupied, a direct signal of whether 46550 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 9.7% of adults hold a bachelor's degree or higher, the median age is 34.6, and the average commute is 20 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Elkhart County, so you can benchmark 46550 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46550
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46550.
- Manufacturing
Manufacturing
101 establishments
- Construction
Construction
60 establishments
- Retail trade
Retail trade
60 establishments
- Other services (except public administration)
Other services (except public administration)
55 establishments
- Accommodation and food services 31
Accommodation and food services
31 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46550, Nappanee, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
12,311
Population
193.3
Area (sq mi)
64
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46550?
34.6
Median Age
52.0%
Male
48.0%
Female
4.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,084
Median Household Income
+14% vs state
$37,325
Per Capita Income
7.1%
Poverty Rate
3.4%
Unemployment Rate
19.6 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,902
Total Housing Units
4,595
Occupied Units
307
Vacant Units
2.79
Avg Household Size
Occupancy Type
$281,600
Median Home Value
+46% vs state
$843
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.6%
YoY Change (2024)
225
HPI Index (2000 = 100)
+125%
Total Change Since 2000
Home values in ZIP 46550 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.2% | 153 |
| 2021 | +10.2% | 168 |
| 2022 | +13.5% | 191 |
| 2023 | +12.5% | 215 |
| 2024 | +4.6% | 225 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 431 business establishments in ZIP 46550, employing approximately 8,162 people with a combined annual payroll of $463,567,000.
431
Businesses
8,162
Employees
$463.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 101 | 23.4% |
| Construction | 60 | 13.9% |
| Retail trade | 60 | 13.9% |
| Other services (except public administration) | 55 | 12.8% |
| Accommodation and food services | 31 | 7.2% |
| Health care and social assistance | 22 | 5.1% |
| Finance and insurance | 18 | 4.2% |
| Real estate and rental and leasing | 18 | 4.2% |
| Professional, scientific, and technical services | 18 | 4.2% |
| Wholesale trade | 12 | 2.8% |
| Educational services | 12 | 2.8% |
| Administrative and support and waste management and remediation services | 8 | 1.9% |
| Transportation and warehousing | 6 | 1.4% |
| Information | 4 | 0.9% |
| Agriculture, forestry, fishing and hunting | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46550 vs 46573 →
More ZIP Codes in Elkhart County
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Frequently Asked Questions
What county is ZIP code 46550 in? ▼
What is the population of ZIP code 46550? ▼
What is the median household income in ZIP 46550? ▼
What is the average home value in ZIP 46550? ▼
What is the demographic makeup of ZIP 46550? ▼
How many businesses are in ZIP code 46550? ▼
What are the main industries in ZIP code 46550? ▼
How have home values changed in ZIP code 46550? ▼
What is the education level in ZIP code 46550? ▼
What is the average commute time in ZIP 46550? ▼
What percentage of residents own vs. rent in ZIP 46550? ▼
What is the poverty rate in ZIP code 46550? ▼
ZIP Code Research Guides
Official Data Resources for Nappanee, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.