Elkhart, IN
Single-footprint Census roll-up for Elkhart, IN: 3 USPS ZIPs, population 97,528. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.
U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage
ACS city ledger plate
Sheet ELKHART-IN · Elkhart, IN 3 ZIPs · 97,528 pop · #17996/25278 · Elkhart County
INC-MID · RANK-LOWER · BELOW-PEER · BOOK-FEW · OWN-MID · POP-SMALL · SPREAD-TIGHT · HOME-LOW
- INC-MID $59,699
- RANK-LOWER #17996/25278
- BELOW-PEER under Goshen
- BOOK-FEW 3 ZIPs
- OWN-MID 66% owners
- POP-SMALL 97,528
- SPREAD-TIGHT 46516→46514
- HOME-LOW $176,133
Nearest income peer: Goshen, IN (+ $14,796 income $)
Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.
Income neighbourhood around Elkhart
Lowest/highest poles plus county-sharing cities nearest Elkhart on average ZIP median household income. Full ladder: /cities.
- Elkhart · this city · lowest
Elkhart · this city · lowest
$59,699 median HH income
- Goshen · near
Goshen · near
$74,495 median HH income
- Bristol · near
Bristol · near
$82,683 median HH income
- Nappanee · near
Nappanee · near
$84,084 median HH income
- Wakarusa · near
Wakarusa · near
$85,750 median HH income
- Millersburg · highest
Millersburg · highest
$104,896 median HH income
What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.
National city placement
According to ACS 5-Year Estimates, Elkhart, IN sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.
- 29th pct
- household income vs 25,278 US cities
- 97,528
- city population (Census)
- 3
- USPS ZIP codes covered
- $59,699
- avg ZIP median income
Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.
Below-median income with few delivery areas (3): read cost-of-living from the primary ZIP. Household income $59,699 and poverty 15.0% concentrate in 46514.
Owner-occupancy sits in a mixed band (66.0%) - check the ZIP page's tenure split before treating Elkhart as a pure owner town.
Within Indiana, Gosport is the closest lower-income city and Shoals the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Elkhart.
Within-city ZIP comparison
Where the ZIP codes inside Elkhart differ
The published income range is comparatively compact across the ZIPs in Elkhart: $56,492 in ZIP 46516 to $65,833 in 46514. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.
- Income high-to-low ratio
- 1.2×
- Home-value high-to-low ratio
- 1.3×
- Poverty-rate spread
- 5.4 points
46516 to 46514
46516 to 46514
46514 to 46517
Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.
Population concentration
Elkhart residents split across a short ZIP set
No ZIP owns Elkhart: the largest, 46514, is only about 41% of 97,528 residents across 3 codes. Compare at least two ZIPs before treating the city roll-up as a neighborhood answer.
Census ZBP business roll-up
Employer-heavy short list in Elkhart
Citywide ZBP: 2,516 establishments, 59,090 employees , annual payroll $3,355,292k (~26 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 46514 (1,129 units) ; leading NAICS Manufacturing (434) · also Retail trade · Other services (except public administration) .
ZIP Codes in Elkhart, IN
These ZIP codes sit in Elkhart County, which covers 11 ZIP codes in all; 3 of them fall in Elkhart. See the Elkhart County roll-up →
Every one of the 7 cities sharing Elkhart County reports a higher average ZIP median income than Elkhart, Goshen, Nappanee and Middlebury among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Millersburg marks the far end of that range at $104,896, 76% above Elkhart.
Side-by-side: Compare 46514 vs 46516 →
Elkhart roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Elkhart, .