ZIP Code 46543
standardSource:
Millersburg · Elkhart County · Indiana
- Population
- 3,654
- Median income
- $104,896
- Median home value
- $273,400
- Bachelor's or higher
- 6.7%
- Land area
- 78.1 sq mi
47/sq mi
▲ 38% vs US
higher than 84% of US ZIPs
▼ 2% vs US
higher than 62% of US ZIPs
Median age 19.8
Indiana/Indianapolis
ZIP code 46543 in Millersburg, Indiana has a population of 3,654. The median household income is $104,896, which is 38% above the national average. Median home value is $273,400, 2% below the US average. 6.7% of residents hold a bachelor's degree or higher.
ZIP code 46543 is classified by USPS as a standard delivery area and covers roughly 78.1 square miles in Millersburg, Elkhart County, Indiana. The area is home to 3,654 residents, producing a population density of 47 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46543 against Indiana and the nation.
On the economic side, the median household income for ZIP 46543 sits at $104,896 (42% above the Indiana average), while per-capita income is $29,254. The poverty rate stands at 5.5% and the unemployment rate at 1.5%. On housing, the median home value is $273,400 (41% above the state average) with median rent at $1,090 per month, and 86.0% of occupied units are owner-occupied, a direct signal of whether 46543 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 6.7% of adults hold a bachelor's degree or higher, the median age is 19.8, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Elkhart County, so you can benchmark 46543 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 46543
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 46543.
- Construction
Construction
21 establishments
- Manufacturing
Manufacturing
19 establishments
- Retail trade
Retail trade
12 establishments
- Wholesale trade
Wholesale trade
9 establishments
- Other services (except public administration) 8
Other services (except public administration)
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46543, Millersburg, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,654
Population
78.1
Area (sq mi)
47
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46543?
19.8
Median Age
53.1%
Male
46.9%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,896
Median Household Income
+42% vs state
$29,254
Per Capita Income
5.5%
Poverty Rate
1.5%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,059
Total Housing Units
1,053
Occupied Units
6
Vacant Units
4.50
Avg Household Size
Occupancy Type
$273,400
Median Home Value
+41% vs state
$1,090
Median Rent
1998
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+26.2%
YoY Change (2024)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 46543 have increased 26.2% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +30.3% | 182 |
| 2020 | -14.1% | 156 |
| 2021 | +11.0% | 173 |
| 2022 | +26.2% | 218 |
| 2024 | — | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 97 business establishments in ZIP 46543, employing approximately 1,946 people with a combined annual payroll of $148,065,000.
97
Businesses
1,946
Employees
$148.1M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 21 | 21.6% |
| Manufacturing | 19 | 19.6% |
| Retail trade | 12 | 12.4% |
| Wholesale trade | 9 | 9.3% |
| Other services (except public administration) | 8 | 8.3% |
| Finance and insurance | 4 | 4.1% |
| Professional, scientific, and technical services | 4 | 4.1% |
| Administrative and support and waste management and remediation services | 4 | 4.1% |
| Health care and social assistance | 4 | 4.1% |
| Transportation and warehousing | 3 | 3.1% |
| Real estate and rental and leasing | 3 | 3.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46543 vs 46767 →
More ZIP Codes in Elkhart County
Related Areas
Frequently Asked Questions
What county is ZIP code 46543 in? ▼
What is the population of ZIP code 46543? ▼
What is the median household income in ZIP 46543? ▼
What is the average home value in ZIP 46543? ▼
What is the demographic makeup of ZIP 46543? ▼
How many businesses are in ZIP code 46543? ▼
What are the main industries in ZIP code 46543? ▼
How have home values changed in ZIP code 46543? ▼
What is the education level in ZIP code 46543? ▼
What percentage of residents own vs. rent in ZIP 46543? ▼
What is the poverty rate in ZIP code 46543? ▼
ZIP Code Research Guides
Official Data Resources for Millersburg, IN
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.