PlainZIP

Millersburg, IN · standard

ZIP Code 46543

Elkhart County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,654
47/sq mi
$104,896
Median income
$273,400
Median home value
6.7%
Bachelor's or higher

The verdict

Millersburg pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 38%
home value, US ZIPs
47
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46543 against every reporting US ZIP.

ZIP code 46543 covers 78.1 square miles in Millersburg, Elkhart County, Indiana (a standard USPS delivery area), with a modest 3,654 residents on file, a density of 47 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46543 lands in the middle-income range, with a median household income of $104,896 (42% above the Indiana average), while per-capita income is $29,254. The poverty rate stands at 5.5% and the unemployment rate at 1.5%. Housing costs here run $273,400 for a typical home value (41% above the state average), with rent averaging $1,090 a month; 86.0% of homes are owner-occupied.

Formal educational attainment runs low here: just 6.7% of adults hold a bachelor's degree or higher, the median age is 19.8, and the average commute is -. To put 46543 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Elkhart County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46543

Top 5 sectors by establishment count in Millersburg, IN

Which industries have the most business establishments in ZIP 46543.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46543, Millersburg, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,654

Population

78.1

Area (sq mi)

47

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46543?

19.8

Median Age

53.1%

Male

46.9%

Female

0.3%

Foreign-Born

White 94.2%
African American 0.3%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.6%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,896

Median Household Income

+42% vs state

$29,254

Per Capita Income

5.5%

Poverty Rate

1.5%

Unemployment Rate

How ZIP 46543 ranks nationally

Millersburg, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,896 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 33.8%
Bachelor's Degree or Higher 6.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,059

Total Housing Units

1,053

Occupied Units

6

Vacant Units

4.50

Avg Household Size

Occupancy Type

Owner 86.0%
Renter 14.0%

$273,400

Median Home Value

+41% vs state

$1,090

Median Rent

1998

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+26.2%

YoY Change (2024)

228

HPI Index (2000 = 100)

+128%

Total Change Since 2000

Home values in ZIP 46543 have increased 26.2% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.

Year Annual Change HPI Index
2019 +30.3% 182
2020 -14.1% 156
2021 +11.0% 173
2022 +26.2% 218
2024 – 228

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 97 business establishments in ZIP 46543, employing approximately 1,946 people with a combined annual payroll of $148,065,000.

97

Businesses

1,946

Employees

$148.1M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 21 21.6%
Manufacturing 19 19.6%
Retail trade 12 12.4%
Wholesale trade 9 9.3%
Other services (except public administration) 8 8.3%
Finance and insurance 4 4.1%
Professional, scientific, and technical services 4 4.1%
Administrative and support and waste management and remediation services 4 4.1%
Health care and social assistance 4 4.1%
Transportation and warehousing 3 3.1%
Real estate and rental and leasing 3 3.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46543 vs 46767 →

ZIP 46543 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46543 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46543 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46543 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46767 Ligonier, IN 8,564 6.6 mi
46571 Topeka, IN 5,532 6.9 mi
46540 Middlebury, IN 11,702 9.9 mi
46567 Syracuse, IN 9,405 8.9 mi
46528 Goshen, IN 26,104 7.6 mi

More ZIP Codes in Elkhart County

46514 standard
Elkhart, IN
Pop: 40,263
46516 standard
Elkhart, IN
Pop: 33,501
46526 standard
Goshen, IN
Pop: 30,671
46528 standard
Goshen, IN
Pop: 26,104
46517 standard
Elkhart, IN
Pop: 23,764
46550 standard
Nappanee, IN
Pop: 12,311

Related Areas

Elkhart County Millersburg, IN Indiana

Frequently Asked Questions

What county is ZIP code 46543 in? ▼
ZIP code 46543 (Millersburg) is located in Elkhart County, Indiana. Elkhart County contains multiple ZIP codes, see the full list at /counties/elkhart-in.
What is the population of ZIP code 46543? ▼
ZIP code 46543 in Millersburg, IN has a population of 3,654 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46543? ▼
The median household income in ZIP 46543 is $104,896, which is 38% above the national average of $76,288.
What is the average home value in ZIP 46543? ▼
The median home value in ZIP 46543 is $273,400, which is 2% below the national average of $278,155.
What is the demographic makeup of ZIP 46543? ▼
The largest racial group in ZIP 46543 is White at 94.2%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 46543? ▼
ZIP code 46543 has 97 business establishments employing approximately 1,946 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46543? ▼
The top industries by establishment count in ZIP 46543 are: Construction (21), Manufacturing (19), Retail trade (12). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46543? ▼
According to the FHFA House Price Index, home values in ZIP 46543 increased by 26.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46543? ▼
In ZIP code 46543, 33.8% of residents aged 25+ have a high school diploma or higher, and 6.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 46543? ▼
In ZIP code 46543, approximately 86.0% of occupied housing units are owner-occupied and 14.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46543? ▼
The poverty rate in ZIP code 46543 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.