ZIP Code 49130

standard

Source:

Union · Cass County · Michigan

Population
1,659

53/sq mi

Median income
$76,667

▲ 0% vs US

higher than 57% of US ZIPs

Median home value
$341,900

▲ 23% vs US

higher than 72% of US ZIPs

Bachelor's or higher
23.2%

Median age 48.4

Land area
31.2 sq mi

Detroit

ZIP code 49130 in Union, Michigan has a population of 1,659. The median household income is $76,667, which is 0% above the national average. Median home value is $341,900, 23% above the US average. 23.2% of residents hold a bachelor's degree or higher.

ZIP code 49130 is classified by USPS as a standard delivery area and covers roughly 31.2 square miles in Union, Cass County, Michigan. The area is home to 1,659 residents, producing a population density of 53 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 49130 against Michigan and the nation.

On the economic side, the median household income for ZIP 49130 sits at $76,667 (5% above the Michigan average), while per-capita income is $46,217. The poverty rate stands at 12.5% and the unemployment rate at 8.9%. On housing, the median home value is $341,900 (56% above the state average) with median rent at $742 per month, and 76.1% of occupied units are owner-occupied, a direct signal of whether 49130 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 23.2% of adults hold a bachelor's degree or higher, the median age is 48.4, and the average commute is 22 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cass County, so you can benchmark 49130 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 49130

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 49130.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 49130, Union, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,659

Population

31.2

Area (sq mi)

53

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49130?

48.4

Median Age

48.4%

Male

51.6%

Female

3.0%

Foreign-Born

White 90.0%
African American 0.0%
Asian 0.7%
American Indian or Alaska Native 1.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.6%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,667

Median Household Income

+5% vs state

$46,217

Per Capita Income

12.5%

Poverty Rate

8.9%

Unemployment Rate

21.7 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 23.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

759

Total Housing Units

556

Occupied Units

203

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 76.1%
Renter 23.9%

$341,900

Median Home Value

+56% vs state

$742

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+25.7%

YoY Change (2024)

274

HPI Index (2000 = 100)

+174%

Total Change Since 2000

Home values in ZIP 49130 have increased 25.7% over the past year (2024). Since 2000, this ZIP has seen +174% cumulative appreciation.

Year Annual Change HPI Index
2019 +3.1% 172
2020 +8.7% 187
2021 +9.3% 205
2022 +25.7% 257
2024 274

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 34 business establishments in ZIP 49130, employing approximately 249 people with a combined annual payroll of $10,802,000.

34

Businesses

249

Employees

$10.8M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Retail trade 6 17.6%
Manufacturing 5 14.7%
Other services (except public administration) 5 14.7%
Accommodation and food services 4 11.8%
Real estate and rental and leasing 3 8.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49130 vs 46507 →

ZIP Code City Population Distance
46507 Bristol, IN 9,128 4.8 mi
49061 Jones, MI 1,622 7.0 mi
49095 Vandalia, MI 1,960 8.7 mi
46514 Elkhart, IN 40,263 7.2 mi
46516 Elkhart, IN 33,501 8.5 mi
49031 Cassopolis, MI 7,884 10.4 mi

More ZIP Codes in Cass County

Frequently Asked Questions

What county is ZIP code 49130 in?
ZIP code 49130 (Union) is located in Cass County, Michigan. Cass County contains multiple ZIP codes, see the full list at /counties/cass-mi.
What is the population of ZIP code 49130?
ZIP code 49130 in Union, MI has a population of 1,659 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49130?
The median household income in ZIP 49130 is $76,667, which is 0% above the national average of $76,288.
What is the average home value in ZIP 49130?
The median home value in ZIP 49130 is $341,900, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 49130?
The largest racial group in ZIP 49130 is White at 90.0%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 49130?
ZIP code 49130 has 34 business establishments employing approximately 249 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49130?
The top industries by establishment count in ZIP 49130 are: Retail trade (6), Manufacturing (5), Other services (except public administration) (5). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 49130?
According to the FHFA House Price Index, home values in ZIP 49130 increased by 25.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 174%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49130?
In ZIP code 49130, 58.0% of residents aged 25+ have a high school diploma or higher, and 23.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49130?
The mean commute time for workers in ZIP code 49130 is 21.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49130?
In ZIP code 49130, approximately 76.1% of occupied housing units are owner-occupied and 23.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49130?
The poverty rate in ZIP code 49130 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Union, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.