ZIP 46614 vs ZIP 46628

This side-by-side compares ZIP 46614 (South Bend, IN) and ZIP 46628 (South Bend, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46614 has a population of 29,573 at 216 people per square mile, while ZIP 46628 has 25,650 at 283 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46614 reports a median household income of $74,153 against $61,759 in ZIP 46628, with per-capita income of $39,222 vs $30,862. The share of adults holding a bachelor's degree or higher is 36.1% in 46614 and 25.4% in 46628. Poverty rate reads 10.0% vs 19.3%, and unemployment 3.8% vs 4.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $187,500 in 46614 versus $182,200 in 46628, with median rent of $925 and $1,104 per month respectively. Homeownership rate is 79.7% vs 68.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.