ZIP 46704 vs ZIP 46814

This side-by-side compares ZIP 46704 (Arcola, IN) and ZIP 46814 (Fort Wayne, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46704 has a population of 60 at 1,145 people per square mile, while ZIP 46814 has 12,281 at 278 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46704 reports a median household income of — against $147,280 in ZIP 46814, with per-capita income of $23,990 vs $63,882. The share of adults holding a bachelor's degree or higher is 28.3% in 46704 and 62.8% in 46814. Poverty rate reads 18.6% vs 2.5%, and unemployment 0.0% vs 3.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $78,100 in 46704 versus $399,300 in 46814, with median rent of — and $1,624 per month respectively. Homeownership rate is 100.0% vs 91.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.