ZIP 46725 vs ZIP 46764

This side-by-side compares ZIP 46725 (Columbia City, IN) and ZIP 46764 (Larwill, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46725 has a population of 23,080 at 43 people per square mile, while ZIP 46764 has 1,497 at 17 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46725 reports a median household income of $79,526 against $62,939 in ZIP 46764, with per-capita income of $38,750 vs $30,092. The share of adults holding a bachelor's degree or higher is 24.7% in 46725 and 19.3% in 46764. Poverty rate reads 9.1% vs 14.2%, and unemployment 2.9% vs 6.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $228,900 in 46725 versus $261,300 in 46764, with median rent of $968 and $1,300 per month respectively. Homeownership rate is 80.5% vs 95.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.