ZIP 46731 vs ZIP 46777

This side-by-side compares ZIP 46731 (Craigville, IN) and ZIP 46777 (Ossian, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46731 has a population of 559 at 14 people per square mile, while ZIP 46777 has 6,259 at 44 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46731 reports a median household income of $108,036 against $72,758 in ZIP 46777, with per-capita income of $38,059 vs $34,222. The share of adults holding a bachelor's degree or higher is 11.4% in 46731 and 24.3% in 46777. Poverty rate reads 0.0% vs 7.1%, and unemployment 1.2% vs 3.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $229,700 in 46731 versus $201,100 in 46777, with median rent of — and $911 per month respectively. Homeownership rate is 93.9% vs 77.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.