ZIP 46745 vs ZIP 46816

This side-by-side compares ZIP 46745 (Hoagland, IN) and ZIP 46816 (Fort Wayne, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46745 has a population of 1,841 at 36 people per square mile, while ZIP 46816 has 18,116 at 191 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46745 reports a median household income of $89,643 against $45,343 in ZIP 46816, with per-capita income of $43,410 vs $23,217. The share of adults holding a bachelor's degree or higher is 29.7% in 46745 and 10.0% in 46816. Poverty rate reads 7.4% vs 26.3%, and unemployment 6.8% vs 5.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $242,400 in 46745 versus $157,700 in 46816, with median rent of — and $865 per month respectively. Homeownership rate is 97.8% vs 54.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.