ZIP 46766 vs ZIP 46781

This side-by-side compares ZIP 46766 (Liberty Center, IN) and ZIP 46781 (Poneto, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46766 has a population of 685 at 13 people per square mile, while ZIP 46781 has 793 at 12 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46766 reports a median household income of $85,570 against $87,768 in ZIP 46781, with per-capita income of $26,655 vs $44,380. The share of adults holding a bachelor's degree or higher is 4.8% in 46766 and 9.3% in 46781. Poverty rate reads 0.0% vs 3.9%, and unemployment 0.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $117,400 in 46766 versus $192,900 in 46781, with median rent of — and $496 per month respectively. Homeownership rate is 94.0% vs 89.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.