ZIP 46781 vs ZIP 46766

This side-by-side compares ZIP 46781 (Poneto, IN) and ZIP 46766 (Liberty Center, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46781 has a population of 793 at 12 people per square mile, while ZIP 46766 has 685 at 13 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46781 reports a median household income of $87,768 against $85,570 in ZIP 46766, with per-capita income of $44,380 vs $26,655. The share of adults holding a bachelor's degree or higher is 9.3% in 46781 and 4.8% in 46766. Poverty rate reads 3.9% vs 0.0%, and unemployment 0.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $192,900 in 46781 versus $117,400 in 46766, with median rent of $496 and — per month respectively. Homeownership rate is 89.2% vs 94.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.